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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Clayton County

2026 Medicare Advantage Plans in Clayton County, GA

Last update: September 2, 2026.

For 2026, Clayton County, GA includes 56 Medicare Advantage plans. Enrollment across these plans totals approximately 15,700, with 43 $0 premium options and 35% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Clayton County, GA are provided separately. Or you can discover all Medicare Options in Clayton County, GA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $9.26/mo
  • $0 Premium Plans: 43
  • Average MOOP: $8,036 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 35% · 3 Stars: 63% · Below 3: 2%
  • Average Part D Deductible: $434.75
  • Total MA/MAPD Enrollment: 15,700
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Kaiser Permanente Senior Advantage Basic 1 (HMO) — 2,048 enrollees
    2. Humana Gold Plus H4141-015 (HMO) — 1,571 enrollees
    3. Humana Gold Plus Giveback H4141-022 (HMO) — 1,292 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
32
Average Monthly Premium
$9.46/mo
Total PPO Enrollment
6,382
$0 Premium PPO Plans
26
Average MOOP
$8,663
Top PPO by Enrollment
HumanaChoice Giveback H7617-094 (PPO) — 932 enrollees
PPO Plans Without Drug Coverage
12

2026 PPO Medicare Advantage plans in Clayton County, Georgia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H5521-091-0
Aetna Medicare Elite Care
☆☆☆☆☆
$0 $9,250 $615 H5521-598-0
Aetna Medicare Value Care
☆☆☆☆☆
$25 $9,250 $615 H5521-364-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,250 $450 H7617-093-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Elite Giveback
☆☆☆☆☆
$0 $9,250 $615 H2293-010-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$82 $9,250 $200 H4036-030-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4036-040-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Clover Health LiveHealthy
☆☆☆☆☆
$0 $6,700 $0 H5141-026-0
Clover Health LiveHealthy Value
☆☆☆☆☆
$25 $6,500 $150 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-073
☆☆☆☆☆
$45 $9,250 $615 H5216-073-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
$25 $9,250 $615 H5216-280-1
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,250 $450 H5216-421-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,250 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H0111-001-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-145-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $6,751 $400 H9589-003-0
DEVOTED CHOICE 001 GA
☆☆☆☆☆
$0 $7,400 $370 H5453-001-0
DEVOTED CHOICE GIVEBACK 002 GA
☆☆☆☆☆
$0 $9,250 $605 H5453-002-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0

What is the typical premium for PPO plans available in Clayton?

PPO plans in Clayton cost $9.46 per month on average.

Which PPO plan do most beneficiaries choose in Clayton?

The most popular PPO plan in Clayton is HumanaChoice Giveback H7617-094 (PPO), with 932 enrollees.

How many PPO options are offered without drug coverage in Clayton?

12 PPO plans in Clayton do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 14
  • Average Monthly Premium $8.50/mo
  • Total HMO Enrollment 7,323
  • $0 Premium HMO Plans 11
  • Average MOOP $7,118
  • Top HMO by Enrollment Kaiser Permanente Senior Advantage Basic 1 (HMO) — 2,048 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Clayton County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H5302-022-0
Kaiser Permanente Senior Advantage Basic 1
☆☆☆☆☆
$0 $7,500 $0 H1170-009-0
Kaiser Permanente Senior Advantage Enhanced 1
☆☆☆☆☆
$67 $6,000 $0 H1170-002-0
Kaiser Permanente Senior Advantage Liberty
☆☆☆☆☆
$0 $6,000 N/A H1170-014-0
Kaiser Permanente Senior Advantage Standard
☆☆☆☆☆
$34 $6,500 $0 H1170-016-0
Kaiser Permanente Sr Advantage Liberty Giveback
☆☆☆☆☆
$0 $6,750 N/A H1170-017-0
HealthSpring Preferred
☆☆☆☆☆
$0 $6,950 $400 H0439-015-2
HealthSpring Preferred GA
☆☆☆☆☆
$0 $5,200 $615 H0439-003-1
HealthSpring Preferred Plus
☆☆☆☆☆
$18 $6,800 $615 H0439-006-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $9,250 $615 H0439-016-0
Humana Gold Plus Giveback H4141-022
☆☆☆☆☆
$0 $9,250 $450 H4141-022-0
Humana Gold Plus H4141-015
☆☆☆☆☆
$0 $9,250 $350 H4141-015-0
Humana Gold Plus H4141-023
☆☆☆☆☆
$0 $6,750 $450 H4141-023-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $4,200 $400 H6672-005-0
What is the total number of HMO plans offered in Clayton?

In 2026, Clayton County has 14 HMO plans with 7,323 enrollees.

How much do HMO plans cost in Clayton?

The typical HMO premium in Clayton is $8.50, and 11 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$7.76/mo
Total HMO-POS Enrollment
1,696
$0 Premium HMO-POS Plans
6
Average MOOP
$7,383
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC GA-5 (HMO-POS) — 517 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Clayton County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Kaiser Permanente Senior Advantage Care Plus
☆☆☆☆☆
$0 $8,000 $0 H1170-013-0
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
$19 $6,700 $520 H5322-047-1
Anthem Extra Help
☆☆☆☆☆
$25 $5,900 $390 H5422-013-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $250 H5422-011-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
$25 $7,500 $565 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $7,200 $615 H1112-038-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Clayton cost $7.76 per month on average.
Which HMO-POS plan is most popular in Clayton?
The most popular HMO-POS plan in Clayton is AARP Medicare Advantage from UHC GA-5 (HMO-POS), with 517 enrollees.
How many HMO-POS plans in Clayton do not include drug coverage?
There are 2 HMO-POS plans in Clayton without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $27.00/mo
  • Total PFFS Enrollment 299
  • $0 Premium PFFS Plans 0
  • Average MOOP $6,700
  • Top PFFS by Enrollment Humana Gold Choice H8145-069 (PFFS) — 299 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Clayton County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-069
☆☆☆☆☆
$27 $6,700 $615 H8145-069-0
What is the total number of PFFS plans in Clayton?

There are 1 PFFS plans in 2026, covering 299 enrollees.

How much do PFFS plans cost in Clayton?

The average PFFS premium in Clayton is $27.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Clayton?

Humana Gold Choice H8145-069 (PFFS) is the top PFFS in Clayton, with 299 enrollees.

What is the number of PFFS plans without Part D coverage in Clayton?

0 PFFS plans in Clayton do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Clayton County, GA (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Clayton County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 35%
3 Stars 33 63%
Below 3 Stars 1 2%
Not Rated 4 7%
Average Rating 3.77

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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