• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Franklin County

2027 Medicare Advantage Plans in Franklin County, GA

Last update: October 4, 2026.

In Franklin County, GA, there are 44 Medicare Advantage plans available for 2027. Of these, 36 offer a $0 monthly premium, and about 45% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.33/mo
Plans with $0 Premium
36
Average MOOP Limit
$9,127 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 45% · 3 Stars: 55% · Below 3: 0%
Average Part D Deductible
$622.62
Total MA/MAPD Enrollment
1,544
Plans with the Highest Enrollment
(as of October 5, 2026)
1. HumanaChoice Giveback H7617-094 (PPO) — 210 enrollees
2. Aetna Medicare Elite Plus (PPO) — 197 enrollees
3. HumanaChoice Giveback H5216-345 (PPO) — 194 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Franklin County, GA. Or explore all Medicare Options available in Franklin County, GA. To understand how local plans fit into the broader market, visit our Georgia Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 33
  • Average Monthly Premium $9.07/mo
  • Total PPO Enrollment 1,182
  • $0 Premium PPO Plans 27
  • Average MOOP $9,455
  • Top PPO by Enrollment HumanaChoice Giveback H7617-094 (PPO) — 210 enrollees
  • PPO Plans Without Drug Coverage 13

Comparison table of 2027 PPO Medicare Advantage Plans available in Franklin County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Clover Health LiveHealthy
☆☆☆☆☆
$0 $9,850 $350 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,850 $425 H5141-063-0
Clover Health LiveHealthy Premier
☆☆☆☆☆
$35 $9,850 $250 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $9,850 N/A H5141-056-0
Anthem Veteran
☆☆☆☆☆
$0 $9,850 N/A H4036-040-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,850 $700 H7617-094-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,850 $700 H7617-093-0
HumanaChoice H7617-114
☆☆☆☆☆
$13 $9,850 $700 H7617-114-0
DEVOTED CHOICE 004 GA
☆☆☆☆☆
$0 $7,850 $650 H5453-004-0
DEVOTED CHOICE GIVEBACK 005 GA
☆☆☆☆☆
$0 $9,850 $461 H5453-005-0
DEVOTED CHOICE GIVEBACK EXTRAS 023 GA
☆☆☆☆☆
$0 $8,900 $700 H5453-023-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,850 $700 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,850 $700 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,850 N/A H5216-157-0
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,850 $700 H5216-421-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $9,250 N/A H1889-022-0
Aetna Medicare Eagle Extra Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,850 $600 H3288-027-0
Aetna Medicare Elite Plus
☆☆☆☆☆
$0 $9,850 $700 H2293-031-0
Aetna Medicare Enhanced
☆☆☆☆☆
$53 $9,850 $600 H3288-042-0
Aetna Medicare Value Plus
☆☆☆☆☆
$25 $9,850 $700 H2293-033-0
Humana Full Access R0110-020
☆☆☆☆☆
$138 $9,850 $700 R0110-020-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,200 N/A R0110-019-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$35 $9,250 $685 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,850 N/A R2604-005-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,850 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $700 H0111-001-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,850 $700 H7849-145-0
What is the total number of PPO plans offered in Franklin?

There are 33 PPO plans in 2027, covering 1,182 beneficiaries.

How much do PPO plans cost in Franklin?

The average PPO premium in Franklin is $9.07 per month, with 27 plans offering $0 premiums.

What is the most popular PPO plan in Franklin?

HumanaChoice Giveback H7617-094 (PPO) is the top PPO in Franklin, with 210 enrollees.

What is the number of PPO plans without Part D coverage in Franklin?

There are 13 PPO plans in Franklin without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
244
$0 Premium HMO Plans
3
Average MOOP
$7,833
Top HMO by Enrollment
HealthSpring Preferred (HMO) — 175 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Franklin County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HealthSpring Preferred
☆☆☆☆☆
$0 $7,150 $400 H0439-009-0
HealthSpring Preferred GA
☆☆☆☆☆
$0 $6,500 $500 H0439-003-1
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $9,850 $700 H0439-017-0

What is the average monthly premium for HMO plans?

HMO plans in Franklin cost $0.00 per month on average.

Which HMO plan is most popular in Franklin?

The most popular HMO plan in Franklin is HealthSpring Preferred (HMO), with 175 enrollees.

How many HMO plans in Franklin do not include drug coverage?

There are 0 HMO plans in Franklin without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
7
Average Monthly Premium
$7.86/mo
Total HMO-POS Enrollment
31
$0 Premium HMO-POS Plans
6
Average MOOP
$8,036
Top HMO-POS by Enrollment
Wellcare Simple (HMO-POS) — 18 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Franklin County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC GA-10
☆☆☆☆☆
$0 $7,150 $685 H5322-053-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$55 $9,850 $550 H5422-020-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
$0 $7,500 $700 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $700 H1112-038-0
What is the leading HMO-POS plan in Franklin?

Wellcare Simple (HMO-POS) is the top HMO-POS in Franklin, with 18 enrollees.

What is the number of HMO-POS plans without Part D coverage in Franklin?

2 HMO-POS plans in Franklin do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$56.00/mo
Total PFFS Enrollment
87
$0 Premium PFFS Plans
0
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-069 (PFFS) — 87 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Franklin County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-069
☆☆☆☆☆
$56 $9,850 $700 H8145-069-0

What is the typical premium for PFFS plans in Franklin?

PFFS plans in Franklin cost $56.00 per month on average.

Which PFFS plan has the most enrollment in Franklin?

The most popular PFFS plan in Franklin is Humana Gold Choice H8145-069 (PFFS), with 87 enrollees.

How many PFFS options are available without prescription drug coverage in Franklin?

There are 0 PFFS plans in Franklin without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Franklin County, GA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Franklin County, GA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 4 9%
4 Stars (includes 5 Stars) 20 45%
3 Stars 24 55%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.83

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Franklin County, Georgia, including communities such as Canon, Carnesville, Lavonia, Royston, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon