2026 Medicare Advantage Plans in Habersham County, GA
Last update: . Enrollment data updated: June 13, 2026
For 2026, Habersham County, GA includes 43 Medicare Advantage plans. Enrollment across these plans totals approximately 3,034, with 33 $0 premium options and 26% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Habersham County, GA are summarized separately. Visit Medicare Options in Habersham County, GA to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 28
- Average Monthly Premium
- $9.21/mo
- Total PPO Enrollment
- 1,507
- $0 Premium PPO Plans
- 23
- Average MOOP
- $8,554
- Top PPO by Enrollment
- Aetna Medicare Elite (PPO) — 381 enrollees
- PPO Plans Without Drug Coverage
- 12
- What is the average monthly premium for PPO plans in Habersham?
- PPO plans in Habersham cost $9.21 per month on average.
- Which PPO plan has the highest enrollment in Habersham?
- The most popular PPO plan in Habersham is Aetna Medicare Elite (PPO), with 381 enrollees.
- How many PPO plans in Habersham do not include prescription drug coverage?
- 12 PPO plans in Habersham do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Aetna Medicare Signature | $0 | $9,250 | $615 | H5302-023-0 | |
| HealthSpring Preferred | $0 | $4,950 | $200 | H0439-010-0 | |
| HealthSpring Preferred GA | $30 | $6,800 | $615 | H0439-003-2 | |
| HealthSpring Preferred Plus | $18 | $6,800 | $615 | H0439-006-0 | |
| HealthSpring Preferred Savings | $0 | $9,250 | $615 | H0439-018-0 | |
| Clear Spring Health BrightPath Advantage | $0 | $4,200 | $400 | H6672-005-0 |
What is the total number of HMO plans offered in Habersham?
There are 6 HMO plans in 2026, covering 1,195 enrollees.
How much do HMO plans cost in Habersham?
The average HMO premium in Habersham is $8.00 per month, with 4 plans offering $0 premiums.
What is the top HMO by enrollment in Habersham?
HealthSpring Preferred (HMO) is the top HMO in Habersham, with 894 enrollees.
What is the number of HMO plans without Part D coverage in Habersham?
0 HMO plans in Habersham do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 8
- Average Monthly Premium
- $6.35/mo
- Total HMO-POS Enrollment
- 99
- $0 Premium HMO-POS Plans
- 6
- Average MOOP
- $7,306
- Top HMO-POS by Enrollment
- Anthem Medicare Advantage (HMO-POS) — 40 enrollees
- HMO-POS Plans Without Drug Coverage
- 2
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC GA-5 | $0 | $6,700 | $520 | H5322-047-2 | |
| Anthem Extra Help | $25 | $5,900 | $390 | H5422-013-0 | |
| Anthem Medicare Advantage | $0 | $9,250 | $250 | H5422-011-0 | |
| Anthem Veteran | $0 | $9,250 | N/A | H5422-014-0 | |
| Wellcare Assist | $25 | $7,500 | $565 | H1112-043-0 | |
| Wellcare Giveback | $0 | $9,250 | $615 | H1112-042-0 | |
| Wellcare Patriot Simple | $0 | $3,400 | N/A | H1112-034-0 | |
| Wellcare Simple | $0 | $7,200 | $615 | H1112-038-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Habersham cost $6.35 per month on average.
Which HMO-POS plan is most popular in Habersham?
The most popular HMO-POS plan in Habersham is Anthem Medicare Advantage (HMO-POS), with 40 enrollees.
How many HMO-POS plans in Habersham do not include drug coverage?
There are 2 HMO-POS plans in Habersham without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $27.00/mo
- Total PFFS Enrollment 233
- $0 Premium PFFS Plans 0
- Average MOOP $6,700
- Top PFFS by Enrollment Humana Gold Choice H8145-069 (PFFS) — 233 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-069 | $27 | $6,700 | $615 | H8145-069-0 |
What is the top PFFS plan in Habersham?
Humana Gold Choice H8145-069 (PFFS) is the top PFFS in Habersham, with 233 enrollees.
What is the number of PFFS plans without Part D coverage in Habersham?
0 PFFS plans in Habersham do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Habersham County, GA (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 11 | 26% |
| 3 Stars | 30 | 71% |
| Below 3 Stars | 1 | 2% |
| Not Rated | 1 | 2% |
| Average Rating | 3.63 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.