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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Heard County

2027 Medicare Advantage Plans in Heard County, GA

Last update: October 5, 2026.

For 2027, Heard County, GA includes 43 Medicare Advantage plans. Enrollment across these plans totals approximately 590, with 34 $0 premium options and 53% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $9.62/mo
  • $0 Premium Plans: 34
  • Average MOOP: $9,202 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
  • Average Part D Deductible: $631.87
  • Total MA/MAPD Enrollment: 590
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Aetna Medicare Elite Plus (PPO) — 145 enrollees
    2. Aetna Medicare Value Extra Care (PPO) — 94 enrollees
    3. HumanaChoice H5216-203 (PPO) — 59 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Heard County, GA are provided separately. Or you can discover all Medicare Options in Heard County, GA. For a statewide view, browse Medicare Advantage plans in Georgia to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
35
Average Monthly Premium
$10.22/mo
Total PPO Enrollment
536
$0 Premium PPO Plans
27
Average MOOP
$9,477
Top PPO by Enrollment
Aetna Medicare Elite Plus (PPO) — 145 enrollees
PPO Plans Without Drug Coverage
12

2027 PPO Medicare Advantage plans in Heard County, Georgia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Clover Health LiveHealthy
☆☆☆☆☆
$0 $9,850 $350 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,850 $425 H5141-063-0
Clover Health LiveHealthy Premier
☆☆☆☆☆
$35 $9,850 $250 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $9,850 N/A H5141-056-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,850 $700 H7617-094-0
HumanaChoice H7617-092
☆☆☆☆☆
$0 $9,850 $700 H7617-092-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,850 $700 H7617-093-0
HumanaChoice H7617-114
☆☆☆☆☆
$13 $9,850 $700 H7617-114-0
DEVOTED CHOICE 004 GA
☆☆☆☆☆
$0 $7,850 $650 H5453-004-0
DEVOTED CHOICE GIVEBACK 005 GA
☆☆☆☆☆
$0 $9,850 $461 H5453-005-0
DEVOTED CHOICE GIVEBACK EXTRAS 023 GA
☆☆☆☆☆
$0 $8,900 $700 H5453-023-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,850 $700 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,850 $700 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,850 N/A H5216-157-0
HumanaChoice H5216-203
☆☆☆☆☆
$0 $9,850 $700 H5216-203-1
HumanaChoice H5216-280
☆☆☆☆☆
$6 $9,850 $700 H5216-280-1
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,850 $700 H5216-421-0
HumanaChoice H5525-049
☆☆☆☆☆
$52 $9,850 $450 H5525-049-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $9,250 N/A H1889-022-0
Aetna Medicare Eagle Extra Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite Plus
☆☆☆☆☆
$0 $9,850 $700 H2293-031-0
Aetna Medicare Enhanced
☆☆☆☆☆
$53 $9,850 $600 H3288-042-0
Aetna Medicare Value Extra Care
☆☆☆☆☆
$25 $9,850 $700 H2293-001-0
Humana Full Access R0110-020
☆☆☆☆☆
$138 $9,850 $700 R0110-020-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,200 N/A R0110-019-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$35 $9,250 $685 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,850 N/A R2604-005-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,850 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $700 H0111-001-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,850 $700 H7849-145-0

What is the typical premium for PPO plans available in Heard?

PPO plans in Heard cost $10.22 per month on average.

Which PPO plan do most beneficiaries choose in Heard?

The most popular PPO plan in Heard is Aetna Medicare Elite Plus (PPO), with 145 enrollees.

How many PPO options are offered without drug coverage in Heard?

12 PPO plans in Heard do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 41
  • $0 Premium HMO Plans 2
  • Average MOOP $8,500
  • Top HMO by Enrollment HealthSpring Preferred Savings (HMO) — 21 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Heard County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
HealthSpring Preferred
☆☆☆☆☆
$0 $7,150 $400 H0439-015-1
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $9,850 $700 H0439-016-0
What is the total number of HMO plans offered in Heard?

In 2027, Heard County has 2 HMO plans with 41 enrollees.

How much do HMO plans cost in Heard?

The typical HMO premium in Heard is $0.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
0
$0 Premium HMO-POS Plans
5
Average MOOP
$7,430
Top HMO-POS by Enrollment
— 0 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Heard County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC GA-10
☆☆☆☆☆
$0 $7,150 $685 H5322-053-0
Wellcare Assist
☆☆☆☆☆
$0 $7,500 $700 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $700 H1112-038-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Heard cost $0.00 per month on average.
Which HMO-POS plan is most popular in Heard?
The most popular HMO-POS plan in Heard is , with 0 enrollees.
How many HMO-POS plans in Heard do not include drug coverage?
There are 1 HMO-POS plans in Heard without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $56.00/mo
  • Total PFFS Enrollment 13
  • $0 Premium PFFS Plans 0
  • Average MOOP $9,850
  • Top PFFS by Enrollment Humana Gold Choice H8145-069 (PFFS) — 13 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Heard County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-069
☆☆☆☆☆
$56 $9,850 $700 H8145-069-0
What is the total number of PFFS plans in Heard?

There are 1 PFFS plans in 2027, covering 13 enrollees.

How much do PFFS plans cost in Heard?

The average PFFS premium in Heard is $56.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Heard?

Humana Gold Choice H8145-069 (PFFS) is the top PFFS in Heard, with 13 enrollees.

What is the number of PFFS plans without Part D coverage in Heard?

0 PFFS plans in Heard do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Heard County, GA (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Heard County, GA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 4 9%
4 Stars (includes 5 Stars) 23 53%
3 Stars 20 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Heard County, Georgia, including communities such as Franklin, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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