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2026 Medicare Advantage Plans in Heard County, GA

Last update: .

Heard County, GA has 48 Medicare Advantage plans available in 2026. These include 38 plans with no monthly premium, and roughly 27% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Heard County, GA. Or explore all Medicare Options available in Heard County, GA.

At a Glance

Average Monthly Premium: $8.49/mo
$0 Premium Plans: 38
Average MOOP: $8,256 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 27% · 3 Stars: 70% · Below 3: 2%
Average Part D Deductible: $463.79
Total MA/MAPD Enrollment: 625
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Aetna Medicare Elite (PPO) — 144 enrollees
2. Aetna Medicare Value Care (PPO) — 98 enrollees
3. HumanaChoice H5216-203 (PPO) — 59 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 36
  • Average Monthly Premium $9.16/mo
  • Total PPO Enrollment 538
  • $0 Premium PPO Plans 29
  • Average MOOP $8,692
  • Top PPO by Enrollment Aetna Medicare Elite (PPO) — 144 enrollees
  • PPO Plans Without Drug Coverage 13

Comparison table of 2026 PPO Medicare Advantage Plans available in Heard County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
 $0 $9,250 $450 H7617-094-0
HumanaChoice H7617-092
☆☆☆☆☆
 $0 $9,250 $350 H7617-092-0
HumanaChoice H7617-093
☆☆☆☆☆
 $0 $9,250 $450 H7617-093-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
 $0 $6,700 N/A H1889-022-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
 $0 $8,900 N/A H2293-009-0
Aetna Medicare Elite
☆☆☆☆☆
 $0 $9,250 $615 H2293-031-0
Aetna Medicare Value Care
☆☆☆☆☆
 $25 $9,250 $615 H2293-001-0
Anthem Medicare Advantage 2
☆☆☆☆☆
 $82 $9,250 $200 H4036-030-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4036-040-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
 $0 $9,250 $600 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
 $0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
 $0 $8,900 N/A H3288-034-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $43 $9,250 $615 H3288-042-0
Clover Health LiveHealthy
☆☆☆☆☆
 $0 $6,700 $0 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
 $0 $9,250 $590 H5141-063-0
Clover Health LiveHealthy Value
☆☆☆☆☆
 $25 $6,500 $150 H5141-045-0
Clover Health Valor
☆☆☆☆☆
 $0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
 $100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,250 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,700 N/A H5216-217-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
 $0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
 $0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
 $0 $9,250 N/A H5216-157-0
HumanaChoice H5216-203
☆☆☆☆☆
 $0 $9,250 $350 H5216-203-1
HumanaChoice H5216-280
☆☆☆☆☆
 $25 $9,250 $615 H5216-280-1
HumanaChoice H5216-421
☆☆☆☆☆
 $0 $9,250 $450 H5216-421-0
HumanaChoice H5525-049
☆☆☆☆☆
 $29 $9,250 $350 H5525-049-0
HumanaChoice R0110-019
☆☆☆☆☆
 $0 $7,550 N/A R0110-019-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $9,250 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $9,250 $615 H0111-001-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $6,800 $250 H7849-145-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
 $0 $6,751 $400 H9589-003-0
DEVOTED CHOICE 004 GA
☆☆☆☆☆
 $0 $8,650 $370 H5453-004-0
DEVOTED CHOICE GIVEBACK 005 GA
☆☆☆☆☆
 $0 $9,250 $605 H5453-005-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
 $0 $9,250 N/A H5453-003-0
What is the most popular PPO plan in Heard?

Aetna Medicare Elite (PPO) is the top PPO in Heard, with 144 enrollees.

What is the number of PPO plans without Part D coverage in Heard?

There are 13 PPO plans in Heard without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
41
$0 Premium HMO Plans
3
Average MOOP
$6,083
Top HMO by Enrollment
HealthSpring Preferred Savings (HMO) — 21 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Heard County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HealthSpring Preferred
☆☆☆☆☆
 $0 $4,800 $400 H0439-015-1
HealthSpring Preferred Savings
☆☆☆☆☆
 $0 $9,250 $615 H0439-016-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
 $0 $4,200 $400 H6672-005-0

What is the typical premium for HMO plans in Heard?

HMO plans in Heard cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Heard?

The most popular HMO plan in Heard is HealthSpring Preferred Savings (HMO), with 21 enrollees.

How many HMO options are offered without prescription drug coverage in Heard?

There are 0 HMO plans in Heard without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $6.35/mo
  • Total HMO-POS Enrollment 33
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $7,306
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC GA-5 (HMO-POS) — 18 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Heard County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
 $0 $6,700 $520 H5322-047-2
Anthem Extra Help
☆☆☆☆☆
 $25 $5,900 $390 H5422-013-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $9,250 $250 H5422-011-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
 $25 $7,500 $565 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
 $0 $9,250 $615 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
 $0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,200 $615 H1112-038-0
What is the total number of HMO-POS plans in Heard?

In 2026, Heard has 8 HMO-POS plans with 33 enrollees.

How much do HMO-POS plans cost in Heard?

The typical HMO-POS premium in Heard is $6.35, and 6 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$27.00/mo
Total PFFS Enrollment
13
$0 Premium PFFS Plans
0
Average MOOP
$6,700
Top PFFS by Enrollment
Humana Gold Choice H8145-069 (PFFS) — 13 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Heard County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-069
☆☆☆☆☆
 $27 $6,700 $615 H8145-069-0
What is the average monthly premium for PFFS plans?
PFFS plans in Heard cost $27.00 per month on average.
Which PFFS plan is most popular in Heard?
The most popular PFFS plan in Heard is Humana Gold Choice H8145-069 (PFFS), with 13 enrollees.
How many PFFS plans in Heard do not include drug coverage?
There are 0 PFFS plans in Heard without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Heard County, GA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Heard County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 27%
3 Stars 31 70%
Below 3 Stars 1 2%
Not Rated 4 8%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .