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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Irwin County

2026 Medicare Advantage Plans in Irwin County, GA

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Irwin County, GA has 44 Medicare Advantage plans available in 2026. These include 35 plans with no monthly premium, and roughly 28% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Irwin County, GA. Or explore all Medicare Options available in Irwin County, GA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $8.60/mo
$0 Premium Plans: 35
Average MOOP: $8,339 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 28% · 3 Stars: 70% · Below 3: 3%
Average Part D Deductible: $481.21
Total MA/MAPD Enrollment: 361
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Clover Health LiveHealthy (PPO) — 58 enrollees
2. HumanaChoice Giveback H5216-345 (PPO) — 52 enrollees
3. HumanaChoice Giveback H7617-094 (PPO) — 40 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 34
  • Average Monthly Premium $8.85/mo
  • Total PPO Enrollment 321
  • $0 Premium PPO Plans 28
  • Average MOOP $8,731
  • Top PPO by Enrollment Clover Health LiveHealthy (PPO) — 58 enrollees
  • PPO Plans Without Drug Coverage 13

Comparison table of 2026 PPO Medicare Advantage Plans available in Irwin County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,250 $450 H7617-093-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $6,700 N/A H1889-022-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H2293-031-0
Aetna Medicare Value Care
☆☆☆☆☆
$25 $9,250 $615 H2293-001-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$82 $9,250 $200 H4036-030-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4036-040-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$0 $9,250 $600 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H3288-027-0
Aetna Medicare Enhanced
☆☆☆☆☆
$43 $9,250 $615 H3288-042-0
Clover Health LiveHealthy
☆☆☆☆☆
$0 $6,700 $0 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,250 $590 H5141-063-0
Clover Health LiveHealthy Value
☆☆☆☆☆
$25 $6,500 $150 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-207
☆☆☆☆☆
$0 $9,250 $350 H5216-207-0
HumanaChoice H5216-284
☆☆☆☆☆
$25 $9,250 $615 H5216-284-0
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,250 $450 H5216-421-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,250 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H0111-001-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $6,751 $400 H9589-003-0
DEVOTED CHOICE 004 GA
☆☆☆☆☆
$0 $8,650 $370 H5453-004-0
DEVOTED CHOICE GIVEBACK 005 GA
☆☆☆☆☆
$0 $9,250 $605 H5453-005-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0
What is the most popular PPO plan in Irwin?

Clover Health LiveHealthy (PPO) is the top PPO in Irwin, with 58 enrollees.

What is the number of PPO plans without Part D coverage in Irwin?

There are 13 PPO plans in Irwin without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$4,200
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Irwin County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $4,200 $400 H6672-005-0

What is the typical premium for HMO plans in Irwin?

HMO plans in Irwin cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Irwin?

The most popular HMO plan in Irwin is , with 0 enrollees.

How many HMO options are offered without prescription drug coverage in Irwin?

There are 0 HMO plans in Irwin without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $6.35/mo
  • Total HMO-POS Enrollment 12
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $7,394
  • Top HMO-POS by Enrollment Wellcare Simple (HMO-POS) — 12 enrollees
  • HMO-POS Plans Without Drug Coverage 2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Irwin County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
$0 $6,700 $520 H5322-047-2
Anthem Extra Help
☆☆☆☆☆
$25 $5,900 $390 H5422-013-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $250 H5422-011-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
$25 $7,500 $565 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $7,900 $615 H1112-044-0
What is the total number of HMO-POS plans in Irwin?

In 2026, Irwin has 8 HMO-POS plans with 12 enrollees.

How much do HMO-POS plans cost in Irwin?

The typical HMO-POS premium in Irwin is $6.35, and 6 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$27.00/mo
Total PFFS Enrollment
28
$0 Premium PFFS Plans
0
Average MOOP
$6,700
Top PFFS by Enrollment
Humana Gold Choice H8145-069 (PFFS) — 28 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Irwin County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-069
☆☆☆☆☆
$27 $6,700 $615 H8145-069-0
What is the average monthly premium for PFFS plans?
PFFS plans in Irwin cost $27.00 per month on average.
Which PFFS plan is most popular in Irwin?
The most popular PFFS plan in Irwin is Humana Gold Choice H8145-069 (PFFS), with 28 enrollees.
How many PFFS plans in Irwin do not include drug coverage?
There are 0 PFFS plans in Irwin without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Irwin County, GA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Irwin County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 28%
3 Stars 28 70%
Below 3 Stars 1 3%
Not Rated 4 9%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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