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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Muscogee County

2026 Medicare Advantage Plans in Muscogee County, GA

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Muscogee County, GA includes 50 Medicare Advantage plans. Enrollment across these plans totals approximately 10,728, with 39 $0 premium options and 30% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Muscogee County, GA are provided separately. Or you can discover all Medicare Options in Muscogee County, GA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $8.13/mo
  • $0 Premium Plans: 39
  • Average MOOP: $8,417 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 30% · 3 Stars: 70% · Below 3: 0%
  • Average Part D Deductible: $481.43
  • Total MA/MAPD Enrollment: 10,728
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Humana Gold Plus H4141-017 (HMO) — 1,615 enrollees
    2. Humana USAA Honor Giveback (PPO) — 984 enrollees
    3. Humana Gold Plus Giveback H4141-022 (HMO) — 701 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
37
Average Monthly Premium
$8.88/mo
Total PPO Enrollment
6,294
$0 Premium PPO Plans
29
Average MOOP
$8,774
Top PPO by Enrollment
Humana USAA Honor Giveback (PPO) — 984 enrollees
PPO Plans Without Drug Coverage
13

2026 PPO Medicare Advantage plans in Muscogee County, Georgia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-092
☆☆☆☆☆
$0 $9,250 $350 H7617-092-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,250 $450 H7617-093-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $6,700 N/A H1889-022-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H2293-029-0
Aetna Medicare Value Care
☆☆☆☆☆
$25 $9,250 $615 H2293-023-0
Aetna Medicare Value Plus
☆☆☆☆☆
$21 $9,250 $615 H2293-033-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$82 $9,250 $200 H4036-030-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4036-040-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$0 $9,250 $600 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H3288-027-0
Aetna Medicare Enhanced
☆☆☆☆☆
$43 $9,250 $615 H3288-042-0
Clover Health LiveHealthy
☆☆☆☆☆
$0 $6,700 $0 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,250 $590 H5141-063-0
Clover Health LiveHealthy Value
☆☆☆☆☆
$25 $6,500 $150 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-203
☆☆☆☆☆
$0 $9,250 $350 H5216-203-1
HumanaChoice H5216-280
☆☆☆☆☆
$25 $9,250 $615 H5216-280-1
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,250 $450 H5216-421-0
HumanaChoice H5216-466
☆☆☆☆☆
$7 $9,250 $615 H5216-466-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,250 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H0111-001-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-145-0
DEVOTED CHOICE 004 GA
☆☆☆☆☆
$0 $8,650 $370 H5453-004-0
DEVOTED CHOICE GIVEBACK 005 GA
☆☆☆☆☆
$0 $9,250 $605 H5453-005-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0

What is the typical premium for PPO plans available in Muscogee?

PPO plans in Muscogee cost $8.88 per month on average.

Which PPO plan do most beneficiaries choose in Muscogee?

The most popular PPO plan in Muscogee is Humana USAA Honor Giveback (PPO), with 984 enrollees.

How many PPO options are offered without drug coverage in Muscogee?

13 PPO plans in Muscogee do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 2,601
  • $0 Premium HMO Plans 4
  • Average MOOP $7,688
  • Top HMO by Enrollment Humana Gold Plus H4141-017 (HMO) — 1,615 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Muscogee County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H5302-022-0
Humana Gold Plus Giveback H4141-022
☆☆☆☆☆
$0 $9,250 $450 H4141-022-0
Humana Gold Plus H4141-017
☆☆☆☆☆
$0 $5,500 $350 H4141-017-3
Humana Gold Plus H4141-023
☆☆☆☆☆
$0 $6,750 $450 H4141-023-0
What is the total number of HMO plans offered in Muscogee?

In 2026, Muscogee County has 4 HMO plans with 2,601 enrollees.

How much do HMO plans cost in Muscogee?

The typical HMO premium in Muscogee is $0.00, and 4 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$6.35/mo
Total HMO-POS Enrollment
1,691
$0 Premium HMO-POS Plans
6
Average MOOP
$7,344
Top HMO-POS by Enrollment
Wellcare Simple (HMO-POS) — 553 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Muscogee County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
$0 $6,700 $520 H5322-047-2
Anthem Extra Help
☆☆☆☆☆
$25 $5,900 $390 H5422-013-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $250 H5422-011-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
$25 $7,500 $565 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $7,500 $615 H1112-039-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Muscogee cost $6.35 per month on average.
Which HMO-POS plan is most popular in Muscogee?
The most popular HMO-POS plan in Muscogee is Wellcare Simple (HMO-POS), with 553 enrollees.
How many HMO-POS plans in Muscogee do not include drug coverage?
There are 2 HMO-POS plans in Muscogee without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $27.00/mo
  • Total PFFS Enrollment 142
  • $0 Premium PFFS Plans 0
  • Average MOOP $6,700
  • Top PFFS by Enrollment Humana Gold Choice H8145-069 (PFFS) — 142 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Muscogee County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-069
☆☆☆☆☆
$27 $6,700 $615 H8145-069-0
What is the total number of PFFS plans in Muscogee?

There are 1 PFFS plans in 2026, covering 142 enrollees.

How much do PFFS plans cost in Muscogee?

The average PFFS premium in Muscogee is $27.00 per month, with 0 plans offering $0 premiums.

What is the top PFFS plan in Muscogee?

Humana Gold Choice H8145-069 (PFFS) is the top PFFS in Muscogee, with 142 enrollees.

What is the number of PFFS plans without Part D coverage in Muscogee?

0 PFFS plans in Muscogee do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Muscogee County, GA (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Muscogee County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 30%
3 Stars 33 70%
Below 3 Stars 0 0%
Not Rated 3 6%
Average Rating 3.69

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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