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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Richmond County

2026 Medicare Advantage Plans in Richmond County, GA

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Richmond County, GA, there are 48 Medicare Advantage plans available for 2026. Of these, 38 offer a $0 monthly premium, and about 31% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Richmond County, GA. Or explore all Medicare Options available in Richmond County, GA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$8.00/mo
Plans with $0 Premium
38
Average MOOP Limit
$8,382 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 31% · 3 Stars: 69% · Below 3: 0%
Average Part D Deductible
$487.12
Total MA/MAPD Enrollment
12,578
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Humana Gold Plus H4141-017 (HMO) — 1,714 enrollees
2. Humana USAA Honor Giveback (PPO) — 1,141 enrollees
3. Humana Gold Plus Giveback H4141-022 (HMO) — 923 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 36
  • Average Monthly Premium $9.26/mo
  • Total PPO Enrollment 7,663
  • $0 Premium PPO Plans 28
  • Average MOOP $8,690
  • Top PPO by Enrollment Humana USAA Honor Giveback (PPO) — 1,141 enrollees
  • PPO Plans Without Drug Coverage 13

Comparison table of 2026 PPO Medicare Advantage Plans available in Richmond County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,250 $450 H7617-093-0
HumanaChoice H7617-095
☆☆☆☆☆
$0 $6,750 $350 H7617-095-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $6,700 N/A H1889-022-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H2293-029-0
Aetna Medicare Value Care
☆☆☆☆☆
$25 $9,250 $615 H2293-001-0
Aetna Medicare Value Care
☆☆☆☆☆
$25 $9,250 $615 H2293-023-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$82 $9,250 $200 H4036-030-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4036-040-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$0 $9,250 $600 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H3288-027-0
Aetna Medicare Enhanced
☆☆☆☆☆
$43 $9,250 $615 H3288-042-0
Clover Health LiveHealthy
☆☆☆☆☆
$0 $6,700 $0 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,250 $590 H5141-063-0
Clover Health LiveHealthy Value
☆☆☆☆☆
$25 $6,500 $150 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-280
☆☆☆☆☆
$25 $9,250 $615 H5216-280-1
HumanaChoice H5216-347
☆☆☆☆☆
$0 $6,750 $350 H5216-347-0
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,250 $450 H5216-421-0
HumanaChoice H5216-466
☆☆☆☆☆
$7 $9,250 $615 H5216-466-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,250 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H0111-001-0
DEVOTED CHOICE 010 GA
☆☆☆☆☆
$0 $8,650 $460 H5453-010-0
DEVOTED CHOICE GIVEBACK 011 GA
☆☆☆☆☆
$0 $9,250 $605 H5453-011-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0
What is the total number of PPO plans offered in Richmond?

There are 36 PPO plans in 2026, covering 7,663 beneficiaries.

How much do PPO plans cost in Richmond?

The average PPO premium in Richmond is $9.26 per month, with 28 plans offering $0 premiums.

What is the most popular PPO plan in Richmond?

Humana USAA Honor Giveback (PPO) is the top PPO in Richmond, with 1,141 enrollees.

What is the number of PPO plans without Part D coverage in Richmond?

There are 13 PPO plans in Richmond without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
3,012
$0 Premium HMO Plans
4
Average MOOP
$7,688
Top HMO by Enrollment
Humana Gold Plus H4141-017 (HMO) — 1,714 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Richmond County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H5302-022-0
Humana Gold Plus Giveback H4141-022
☆☆☆☆☆
$0 $9,250 $450 H4141-022-0
Humana Gold Plus H4141-017
☆☆☆☆☆
$0 $5,500 $350 H4141-017-3
Humana Gold Plus H4141-023
☆☆☆☆☆
$0 $6,750 $450 H4141-023-0

What is the average monthly premium for HMO plans?

HMO plans in Richmond cost $0.00 per month on average.

Which HMO plan is most popular in Richmond?

The most popular HMO plan in Richmond is Humana Gold Plus H4141-017 (HMO), with 1,714 enrollees.

How many HMO plans in Richmond do not include drug coverage?

There are 0 HMO plans in Richmond without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
8
Average Monthly Premium
$6.35/mo
Total HMO-POS Enrollment
1,903
$0 Premium HMO-POS Plans
6
Average MOOP
$7,344
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC GA-5 (HMO-POS) — 679 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Richmond County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
$0 $6,700 $520 H5322-047-2
Anthem Extra Help
☆☆☆☆☆
$25 $5,900 $390 H5422-013-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $250 H5422-011-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
$25 $7,500 $565 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $7,500 $615 H1112-039-0
What is the leading HMO-POS plan in Richmond?

AARP Medicare Advantage from UHC GA-5 (HMO-POS) is the top HMO-POS in Richmond, with 679 enrollees.

What is the number of HMO-POS plans without Part D coverage in Richmond?

2 HMO-POS plans in Richmond do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Richmond County, GA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Richmond County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 31%
3 Stars 31 69%
Below 3 Stars 0 0%
Not Rated 3 6%
Average Rating 3.71

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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