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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Spalding County

2026 Medicare Advantage Plans in Spalding County, GA

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Spalding County, GA includes 53 Medicare Advantage plans. Enrollment across these plans totals approximately 4,819, with 45 $0 premium options and 37% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Spalding County, GA are summarized separately. Visit Medicare Options in Spalding County, GA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $6.16/mo
  • $0 Premium Plans: 45
  • Average MOOP: $8,025 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 37% · 3 Stars: 61% · Below 3: 2%
  • Average Part D Deductible: $460.00
  • Total MA/MAPD Enrollment: 4,819
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. HumanaChoice H5216-203 (PPO) — 615 enrollees
    2. HumanaChoice Giveback H7617-094 (PPO) — 410 enrollees
    3. Humana Gold Plus H4141-017 (HMO) — 396 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
35
Average Monthly Premium
$7.37/mo
Total PPO Enrollment
3,565
$0 Premium PPO Plans
30
Average MOOP
$8,640
Top PPO by Enrollment
HumanaChoice H5216-203 (PPO) — 615 enrollees
PPO Plans Without Drug Coverage
13

2026 PPO Medicare Advantage plans in Spalding County, Georgia (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H5521-091-0
Aetna Medicare Elite Care
☆☆☆☆☆
$0 $9,250 $615 H5521-598-0
Aetna Medicare Value Care
☆☆☆☆☆
$25 $9,250 $615 H5521-364-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-092
☆☆☆☆☆
$0 $9,250 $350 H7617-092-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,250 $450 H7617-093-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $6,700 N/A H1889-022-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Elite Giveback
☆☆☆☆☆
$0 $9,250 $615 H2293-010-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$82 $9,250 $200 H4036-030-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4036-040-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$0 $9,250 $600 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Clover Health LiveHealthy
☆☆☆☆☆
$0 $6,700 $0 H5141-026-0
Clover Health LiveHealthy Value
☆☆☆☆☆
$25 $6,500 $150 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $7,499 N/A H5141-056-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-203
☆☆☆☆☆
$0 $9,250 $350 H5216-203-1
HumanaChoice H5216-280
☆☆☆☆☆
$25 $9,250 $615 H5216-280-1
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,250 $450 H5216-421-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,250 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H0111-001-0
HealthSpring True Choice
☆☆☆☆☆
$0 $6,800 $250 H7849-145-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $6,751 $400 H9589-003-0
DEVOTED CHOICE 001 GA
☆☆☆☆☆
$0 $7,400 $370 H5453-001-0
DEVOTED CHOICE GIVEBACK 002 GA
☆☆☆☆☆
$0 $9,250 $605 H5453-002-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0

What is the average monthly premium for PPO plans in Spalding?

PPO plans in Spalding cost $7.37 per month on average.

Which PPO plan has the highest enrollment in Spalding?

The most popular PPO plan in Spalding is HumanaChoice H5216-203 (PPO), with 615 enrollees.

How many PPO plans in Spalding do not include prescription drug coverage?

13 PPO plans in Spalding do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 10
  • Average Monthly Premium $1.80/mo
  • Total HMO Enrollment 820
  • $0 Premium HMO Plans 9
  • Average MOOP $6,450
  • Top HMO by Enrollment Humana Gold Plus H4141-017 (HMO) — 396 enrollees
  • HMO Plans Without Drug Coverage 2

2026 HMO Medicare Advantage plans in Spalding County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature Care
☆☆☆☆☆
$0 $9,250 $615 H5302-022-0
Kaiser Permanente Senior Advantage Basic 2
☆☆☆☆☆
$0 $6,750 $0 H1170-012-0
Kaiser Permanente Senior Advantage Liberty
☆☆☆☆☆
$0 $6,000 N/A H1170-014-0
Kaiser Permanente Sr Advantage Liberty Giveback
☆☆☆☆☆
$0 $6,750 N/A H1170-017-0
HealthSpring Preferred
☆☆☆☆☆
$0 $4,800 $400 H0439-015-1
HealthSpring Preferred GA
☆☆☆☆☆
$0 $5,200 $615 H0439-003-1
HealthSpring Preferred Plus
☆☆☆☆☆
$18 $6,800 $615 H0439-006-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $9,250 $615 H0439-016-0
Humana Gold Plus H4141-017
☆☆☆☆☆
$0 $5,500 $350 H4141-017-5
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $4,200 $400 H6672-005-0
What is the top HMO by enrollment in Spalding?

Humana Gold Plus H4141-017 (HMO) is the top HMO in Spalding, with 396 enrollees.

What is the number of HMO plans without Part D coverage in Spalding?

2 HMO plans in Spalding do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$6.35/mo
Total HMO-POS Enrollment
434
$0 Premium HMO-POS Plans
6
Average MOOP
$7,306
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC GA-5 (HMO-POS) — 180 enrollees
HMO-POS Plans Without Drug Coverage
2

2026 HMO-POS Medicare Advantage plans in Spalding County, Georgia (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
$0 $6,700 $520 H5322-047-2
Anthem Extra Help
☆☆☆☆☆
$25 $5,900 $390 H5422-013-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $250 H5422-011-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
$25 $7,500 $565 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $7,200 $615 H1112-038-0

What is the typical premium for HMO-POS plans in Spalding?

HMO-POS plans in Spalding cost $6.35 per month on average.

Which HMO-POS plan has the most members in Spalding?

The most popular HMO-POS plan in Spalding is AARP Medicare Advantage from UHC GA-5 (HMO-POS), with 180 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Spalding?

There are 2 HMO-POS plans in Spalding without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Spalding County, GA (2026) are summarized below.

Medicare Advantage Plan Ratings in Spalding County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 18 37%
3 Stars 30 61%
Below 3 Stars 1 2%
Not Rated 4 8%
Average Rating 3.77

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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