• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Sumter County

2027 Medicare Advantage Plans in Sumter County, GA

Last update: October 6, 2026.

Sumter County, GA has 23 Medicare Advantage plans available in 2027. These include 17 plans with no monthly premium, and roughly 48% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $13.02/mo
$0 Premium Plans: 17
Average MOOP: $9,346 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 48% · 3 Stars: 52% · Below 3: 0%
Average Part D Deductible: $607.31
Total MA/MAPD Enrollment: 1,633
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Clover Health LiveHealthy (PPO) — 422 enrollees
2. Aetna Medicare Elite Plus (PPO) — 302 enrollees
3. Humana Gold Plus H4141-017 (HMO) — 181 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Sumter County, GA. Or explore all Medicare Options available in Sumter County, GA. To understand how local plans fit into the broader market, visit our Georgia Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 21
  • Average Monthly Premium $14.26/mo
  • Total PPO Enrollment 1,452
  • $0 Premium PPO Plans 15
  • Average MOOP $9,426
  • Top PPO by Enrollment Clover Health LiveHealthy (PPO) — 422 enrollees
  • PPO Plans Without Drug Coverage 10

Comparison table of 2027 PPO Medicare Advantage Plans available in Sumter County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Clover Health LiveHealthy
☆☆☆☆☆
$0 $9,850 $350 H5141-026-0
Clover Health LiveHealthy Giveback
☆☆☆☆☆
$0 $9,850 $425 H5141-063-0
Clover Health LiveHealthy Premier
☆☆☆☆☆
$35 $9,850 $250 H5141-045-0
Clover Health Valor
☆☆☆☆☆
$0 $9,850 N/A H5141-056-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-096-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,850 $700 H7617-093-0
HumanaChoice H7617-114
☆☆☆☆☆
$13 $9,850 $700 H7617-114-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,850 N/A H5216-157-0
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,850 $700 H5216-421-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $9,250 N/A H1889-022-0
Aetna Medicare Eagle Extra Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite Plus
☆☆☆☆☆
$0 $9,850 $700 H2293-031-0
Aetna Medicare Enhanced
☆☆☆☆☆
$53 $9,850 $600 H3288-042-0
Aetna Medicare Value Plus
☆☆☆☆☆
$25 $9,850 $700 H2293-033-0
Humana Full Access R0110-020
☆☆☆☆☆
$138 $9,850 $700 R0110-020-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,200 N/A R0110-019-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$35 $9,250 $685 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,850 N/A R2604-005-0
What is the most popular PPO plan in Sumter?

Clover Health LiveHealthy (PPO) is the top PPO in Sumter, with 422 enrollees.

What is the number of PPO plans without Part D coverage in Sumter?

There are 10 PPO plans in Sumter without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
181
$0 Premium HMO Plans
1
Average MOOP
$9,850
Top HMO by Enrollment
Humana Gold Plus H4141-017 (HMO) — 181 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Sumter County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H4141-017
☆☆☆☆☆
$0 $9,850 $700 H4141-017-5

What is the typical premium for HMO plans in Sumter?

HMO plans in Sumter cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Sumter?

The most popular HMO plan in Sumter is Humana Gold Plus H4141-017 (HMO), with 181 enrollees.

How many HMO options are offered without prescription drug coverage in Sumter?

There are 0 HMO plans in Sumter without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO-POS Enrollment 0
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $7,150
  • Top HMO-POS by Enrollment — 0 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Sumter County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC GA-10
☆☆☆☆☆
$0 $7,150 $685 H5322-053-0
What is the total number of HMO-POS plans in Sumter?

In 2027, Sumter has 1 HMO-POS plans with 0 enrollees.

How much do HMO-POS plans cost in Sumter?

The typical HMO-POS premium in Sumter is $0.00, and 1 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Sumter County, GA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Sumter County, GA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars 4 17%
4 Stars (includes 5 Stars) 11 48%
3 Stars 12 52%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.98

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Sumter County, Georgia, including communities such as Americus, Plains, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon