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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Towns County

2026 Medicare Advantage Plans in Towns County, GA

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Towns County, GA, there are 40 Medicare Advantage plans available for 2026. Of these, 32 offer a $0 monthly premium, and about 28% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Towns County, GA. Or explore all Medicare Options available in Towns County, GA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$6.85/mo
Plans with $0 Premium
32
Average MOOP Limit
$8,406 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 28% · 3 Stars: 69% · Below 3: 3%
Average Part D Deductible
$524.23
Total MA/MAPD Enrollment
1,696
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Aetna Medicare Elite (PPO) — 345 enrollees
2. HumanaChoice H5216-207 (PPO) — 246 enrollees
3. Aetna Medicare Elite (PPO) — 233 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 30
  • Average Monthly Premium $6.54/mo
  • Total PPO Enrollment 1,607
  • $0 Premium PPO Plans 25
  • Average MOOP $8,897
  • Top PPO by Enrollment Aetna Medicare Elite (PPO) — 345 enrollees
  • PPO Plans Without Drug Coverage 12

Comparison table of 2026 PPO Medicare Advantage Plans available in Towns County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,250 $450 H7617-094-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,250 $450 H7617-093-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $6,700 N/A H1889-022-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H2293-031-0
Aetna Medicare Value Plus
☆☆☆☆☆
$21 $9,250 $615 H2293-033-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4036-040-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$0 $9,250 $600 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,250 N/A R2604-005-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,250 $615 H3288-027-0
Aetna Medicare Enhanced
☆☆☆☆☆
$43 $9,250 $615 H3288-042-0
Humana Full Access R0110-020
☆☆☆☆☆
$100 $9,250 $615 R0110-020-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,250 N/A H5216-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,250 $615 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,250 $450 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,250 N/A H5216-157-0
HumanaChoice H5216-207
☆☆☆☆☆
$0 $9,250 $350 H5216-207-0
HumanaChoice H5216-284
☆☆☆☆☆
$25 $9,250 $615 H5216-284-0
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,250 $450 H5216-421-0
HumanaChoice H5216-466
☆☆☆☆☆
$7 $9,250 $615 H5216-466-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,550 N/A R0110-019-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,250 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $615 H0111-001-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $6,751 $400 H9589-003-0
DEVOTED CHOICE 004 GA
☆☆☆☆☆
$0 $8,650 $370 H5453-004-0
DEVOTED CHOICE GIVEBACK 005 GA
☆☆☆☆☆
$0 $9,250 $605 H5453-005-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0
What is the total number of PPO plans offered in Towns?

There are 30 PPO plans in 2026, covering 1,607 beneficiaries.

How much do PPO plans cost in Towns?

The average PPO premium in Towns is $6.54 per month, with 25 plans offering $0 premiums.

What is the most popular PPO plan in Towns?

Aetna Medicare Elite (PPO) is the top PPO in Towns, with 345 enrollees.

What is the number of PPO plans without Part D coverage in Towns?

There are 12 PPO plans in Towns without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$4,200
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Towns County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $4,200 $400 H6672-005-0

What is the average monthly premium for HMO plans?

HMO plans in Towns cost $0.00 per month on average.

Which HMO plan is most popular in Towns?

The most popular HMO plan in Towns is , with 0 enrollees.

How many HMO plans in Towns do not include drug coverage?

There are 0 HMO plans in Towns without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
8
Average Monthly Premium
$6.35/mo
Total HMO-POS Enrollment
25
$0 Premium HMO-POS Plans
6
Average MOOP
$7,306
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC GA-5 (HMO-POS) — 25 enrollees
HMO-POS Plans Without Drug Coverage
2

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Towns County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC GA-5
☆☆☆☆☆
$0 $6,700 $520 H5322-047-2
Anthem Extra Help
☆☆☆☆☆
$25 $5,900 $390 H5422-013-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $9,250 $250 H5422-011-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
$25 $7,500 $565 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $7,200 $615 H1112-038-0
What is the leading HMO-POS plan in Towns?

AARP Medicare Advantage from UHC GA-5 (HMO-POS) is the top HMO-POS in Towns, with 25 enrollees.

What is the number of HMO-POS plans without Part D coverage in Towns?

2 HMO-POS plans in Towns do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$27.00/mo
Total PFFS Enrollment
64
$0 Premium PFFS Plans
0
Average MOOP
$6,700
Top PFFS by Enrollment
Humana Gold Choice H8145-069 (PFFS) — 64 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Towns County, Georgia
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-069
☆☆☆☆☆
$27 $6,700 $615 H8145-069-0

What is the typical premium for PFFS plans in Towns?

PFFS plans in Towns cost $27.00 per month on average.

Which PFFS plan has the most enrollment in Towns?

The most popular PFFS plan in Towns is Humana Gold Choice H8145-069 (PFFS), with 64 enrollees.

How many PFFS options are available without prescription drug coverage in Towns?

There are 0 PFFS plans in Towns without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Towns County, GA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Towns County, GA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 28%
3 Stars 25 69%
Below 3 Stars 1 3%
Not Rated 4 10%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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