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  1. 🏠
  2. Medicare Advantage Plans
  3. Georgia
  4. Towns County

2027 Medicare Advantage Plans in Towns County, GA

Last update: October 4, 2026.

In Towns County, GA, there are 38 Medicare Advantage plans available for 2027. Of these, 29 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.70/mo
Plans with $0 Premium
29
Average MOOP Limit
$9,172 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$661.71
Total MA/MAPD Enrollment
1,446
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Elite (PPO) — 351 enrollees
2. HumanaChoice H5216-207 (PPO) — 242 enrollees
3. HumanaChoice Giveback H7617-094 (PPO) — 228 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Towns County, GA. Or explore all Medicare Options available in Towns County, GA. To understand how local plans fit into the broader market, visit our Georgia Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
30
Average Monthly Premium
$9.86/mo
Total PPO Enrollment
1,384
$0 Premium PPO Plans
23
Average MOOP
$9,415
Top PPO by Enrollment
Aetna Medicare Elite (PPO) — 351 enrollees
PPO Plans Without Drug Coverage
12

PPO Medicare Advantage plan comparison – Towns County, Georgia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Veteran
☆☆☆☆☆
$0 $9,850 N/A H4036-040-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H7617-096-0
HumanaChoice Giveback H7617-094
☆☆☆☆☆
$0 $9,850 $700 H7617-094-0
HumanaChoice H7617-093
☆☆☆☆☆
$0 $9,850 $700 H7617-093-0
HumanaChoice H7617-114
☆☆☆☆☆
$13 $9,850 $700 H7617-114-0
DEVOTED CHOICE 004 GA
☆☆☆☆☆
$0 $7,850 $650 H5453-004-0
DEVOTED CHOICE GIVEBACK 005 GA
☆☆☆☆☆
$0 $9,850 $461 H5453-005-0
DEVOTED CHOICE GIVEBACK EXTRAS 023 GA
☆☆☆☆☆
$0 $8,900 $700 H5453-023-0
DEVOTED CHOICE MA ONLY 003 GA
☆☆☆☆☆
$0 $9,250 N/A H5453-003-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,700 N/A H5216-217-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,850 N/A H5216-286-0
HumanaChoice Giveback H5216-154
☆☆☆☆☆
$0 $9,850 $700 H5216-154-0
HumanaChoice Giveback H5216-345
☆☆☆☆☆
$0 $9,850 $700 H5216-345-0
HumanaChoice H5216-157
☆☆☆☆☆
$0 $9,850 N/A H5216-157-0
HumanaChoice H5216-207
☆☆☆☆☆
$0 $9,850 $450 H5216-207-0
HumanaChoice H5216-284
☆☆☆☆☆
$6 $9,850 $700 H5216-284-0
HumanaChoice H5216-421
☆☆☆☆☆
$0 $9,850 $700 H5216-421-0
HumanaChoice H5216-466
☆☆☆☆☆
$25 $9,850 $700 H5216-466-0
AARP Medicare Advantage Patriot No Rx GA-MA01
☆☆☆☆☆
$0 $9,250 N/A H1889-022-0
Aetna Medicare Eagle Extra Plus
☆☆☆☆☆
$0 $8,900 N/A H2293-009-0
Aetna Medicare Eagle Plus
☆☆☆☆☆
$0 $8,900 N/A H3288-034-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $9,850 $600 H3288-027-0
Aetna Medicare Enhanced
☆☆☆☆☆
$53 $9,850 $600 H3288-042-0
Aetna Medicare Value Plus
☆☆☆☆☆
$25 $9,850 $700 H2293-033-0
Humana Full Access R0110-020
☆☆☆☆☆
$138 $9,850 $700 R0110-020-0
HumanaChoice R0110-019
☆☆☆☆☆
$0 $7,200 N/A R0110-019-0
UHC Medicare Advantage GA-2
☆☆☆☆☆
$35 $9,250 $685 H1889-013-0
UHC Medicare Advantage Patriot No Rx GS-MA01
☆☆☆☆☆
$0 $9,850 N/A R2604-005-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,850 N/A H0111-007-0
Wellcare Simple Open
☆☆☆☆☆
$0 $9,250 $700 H0111-001-0
What is the total number of PPO plans offered in Towns?

Towns County has 30 PPO plans for 2027, with 1,384 enrolled.

How much do PPO plans cost in Towns?

The typical PPO premium in Towns is $9.86, and 23 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $7.86/mo
  • Total HMO-POS Enrollment 0
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $8,036
  • Top HMO-POS by Enrollment — 0 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Towns County, Georgia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC GA-10
☆☆☆☆☆
$0 $7,150 $685 H5322-053-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$55 $9,850 $550 H5422-020-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H5422-014-0
Wellcare Assist
☆☆☆☆☆
$0 $7,500 $700 H1112-043-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H1112-042-0
Wellcare Patriot Simple
☆☆☆☆☆
$0 $3,400 N/A H1112-034-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $700 H1112-038-0
What is the total number of HMO-POS plans in Towns?

There are 7 HMO-POS plans in 2027, covering 0 enrollees.

How much do HMO-POS plans cost in Towns?

The average HMO-POS premium in Towns is $7.86 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Towns?

is the top HMO-POS in Towns, with 0 enrollees.

What is the number of HMO-POS plans without Part D coverage in Towns?

2 HMO-POS plans in Towns do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$56.00/mo
Total PFFS Enrollment
62
$0 Premium PFFS Plans
0
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-069 (PFFS) — 62 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Towns County, Georgia, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-069
☆☆☆☆☆
$56 $9,850 $700 H8145-069-0

What is the average monthly premium for PFFS plans?

PFFS plans in Towns cost $56.00 per month on average.

Which PFFS plan is most popular in Towns?

The most popular PFFS plan in Towns is Humana Gold Choice H8145-069 (PFFS), with 62 enrollees.

How many PFFS plans in Towns do not include drug coverage?

There are 0 PFFS plans in Towns without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Towns County, GA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Towns County, GA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 19 50%
3 Stars 19 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.82

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Towns County, Georgia, including communities such as Hiawassee, Young Harris, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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