2026 Medicare Advantage Plans in Franklin County, ID
Last update: . Enrollment data updated: May 2, 2026
Franklin County, ID has 7 Medicare Advantage plans available in 2026. These include 4 plans with no monthly premium, and roughly 43% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Franklin County, ID. Or explore all Medicare Options available in Franklin County, ID.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 4
- Average Monthly Premium $37.75/mo
- Total PPO Enrollment 167
- $0 Premium PPO Plans 2
- Average MOOP $7,000
- Top PPO by Enrollment HumanaChoice H5525-054 (PPO) — 68 enrollees
- PPO Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $5,100 | N/A | H5216-455-0 | |
| Humana USAA Honor Giveback | $0 | $9,150 | N/A | H5216-427-4 | |
| HumanaChoice H5216-048 | $87 | $6,750 | $615 | H5216-048-0 | |
| HumanaChoice H5525-054 | $64 | $7,000 | $615 | H5525-054-0 |
What is the most popular PPO plan in Franklin?
HumanaChoice H5525-054 (PPO) is the top PPO in Franklin, with 68 enrollees.
What is the number of PPO plans without Part D coverage in Franklin?
There are 2 PPO plans in Franklin without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 3
- Average Monthly Premium $24.67/mo
- Total HMO-POS Enrollment 553
- $0 Premium HMO-POS Plans 2
- Average MOOP $6,433
- Top HMO-POS by Enrollment AARP Medicare Advantage from UHC ID-0009 (HMO-POS) — 514 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC ID-0007 | $74 | $5,900 | $520 | H4604-014-0 | |
| AARP Medicare Advantage from UHC ID-0009 | $0 | $6,700 | $520 | H4604-022-0 | |
| AARP Medicare Advantage Patriot No Rx ID-MA01 | $0 | $6,700 | N/A | H4604-019-0 |
What is the total number of HMO-POS plans in Franklin?
In 2026, Franklin has 3 HMO-POS plans with 553 enrollees.
How much do HMO-POS plans cost in Franklin?
The typical HMO-POS premium in Franklin is $24.67, and 2 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Franklin County, ID for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 43% |
| 3 Stars | 4 | 57% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.71 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.