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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Bond County

2026 Medicare Advantage Plans in Bond County, IL

Last update: September 2, 2026.

For 2026, Bond County, IL includes 42 Medicare Advantage plans. Enrollment across these plans totals approximately 989, with 32 $0 premium options and 36% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Bond County, IL are provided separately. Or you can discover all Medicare Options in Bond County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $19.43/mo
  • $0 Premium Plans: 32
  • Average MOOP: $5,058 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 36% · 3 Stars: 64% · Below 3: 0%
  • Average Part D Deductible: $490.57
  • Total MA/MAPD Enrollment: 989
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 256 enrollees
    2. AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 241 enrollees
    3. Aetna Medicare Signature (PPO) — 62 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$28.33/mo
Total PPO Enrollment
338
$0 Premium PPO Plans
17
Average MOOP
$5,121
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 62 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Bond County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Full Access H7617-008
☆☆☆☆☆
$0 $5,000 $400 H7617-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-023
☆☆☆☆☆
$0 $3,500 $615 H7617-023-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC ST-0001
☆☆☆☆☆
$53 $4,500 $520 H2406-043-0
AARP Medicare Advantage from UHC ST-2
☆☆☆☆☆
$0 $6,700 $600 H2406-069-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,500 N/A H7301-023-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $4,500 $615 H1608-050-0
Aetna Medicare Enhanced
☆☆☆☆☆
$60 $7,500 $615 H1608-013-0
Aetna Medicare Enhanced
☆☆☆☆☆
$37 $4,700 $615 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H7301-007-0
Humana Full Access H5216-407
☆☆☆☆☆
$0 $5,000 $400 H5216-407-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,500 $615 H5216-318-1
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Essence Advantage Choice
☆☆☆☆☆
$0 $5,400 $340 H6200-001-0
Essence Advantage Premier Plus
☆☆☆☆☆
$254 $2,000 $615 H6200-008-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,250 $200 H7849-059-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
DEVOTED CHOICE 005 IL
☆☆☆☆☆
$0 $3,900 $385 H8320-005-0
DEVOTED CHOICE GIVEBACK 006 IL
☆☆☆☆☆
$0 $9,250 $605 H8320-006-0

What is the typical premium for PPO plans available in Bond?

PPO plans in Bond cost $28.33 per month on average.

Which PPO plan do most beneficiaries choose in Bond?

The most popular PPO plan in Bond is Aetna Medicare Signature (PPO), with 62 enrollees.

How many PPO options are offered without drug coverage in Bond?

4 PPO plans in Bond do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 11
  • Average Monthly Premium $5.36/mo
  • Total HMO Enrollment 97
  • $0 Premium HMO Plans 10
  • Average MOOP $4,677
  • Top HMO by Enrollment Humana Gold Plus H0028-014 (HMO) — 33 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Bond County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Essence Advantage
☆☆☆☆☆
$0 $3,400 $0 H2610-005-0
Essence Advantage Plus
☆☆☆☆☆
$59 $2,900 $0 H2610-006-0
Essence Advantage Select
☆☆☆☆☆
$0 $3,900 $340 H2610-016-0
Humana Gold Plus Giveback H0028-065
☆☆☆☆☆
$0 $4,200 $615 H0028-065-0
Humana Gold Plus H0028-014
☆☆☆☆☆
$0 $2,700 $615 H0028-014-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,000 $450 H3822-014-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0
What is the total number of HMO plans offered in Bond?

In 2026, Bond County has 11 HMO plans with 97 enrollees.

How much do HMO plans cost in Bond?

The typical HMO premium in Bond is $5.36, and 10 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$8.00/mo
Total HMO-POS Enrollment
554
$0 Premium HMO-POS Plans
4
Average MOOP
$4,920
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 256 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Bond County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC ST-6
☆☆☆☆☆
$0 $6,700 $600 H2802-073-0
AARP Medicare Advantage Essentials from UHC ST-3
☆☆☆☆☆
$0 $3,200 $440 H2802-028-0
AARP Medicare Advantage Extras from UHC ST-4
☆☆☆☆☆
$0 $3,900 $520 H2802-052-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $4,900 N/A H2802-050-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$40 $5,900 $615 H2663-006-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Bond cost $8.00 per month on average.
Which HMO-POS plan is most popular in Bond?
The most popular HMO-POS plan in Bond is AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS), with 256 enrollees.
How many HMO-POS plans in Bond do not include drug coverage?
There are 1 HMO-POS plans in Bond without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $18.50/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $6,750
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Bond County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0
What is the total number of PFFS plans in Bond?

There are 2 PFFS plans in 2026, covering 0 enrollees.

How much do PFFS plans cost in Bond?

The average PFFS premium in Bond is $18.50 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Bond?

is the top PFFS in Bond, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Bond?

1 PFFS plans in Bond do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Bond County, IL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Bond County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 36%
3 Stars 25 64%
Below 3 Stars 0 0%
Not Rated 3 7%
Average Rating 3.63

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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