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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Boone County

2026 Medicare Advantage Plans in Boone County, IL

Last update: September 3, 2026.

Boone County, IL has 37 Medicare Advantage plans available in 2026. These include 30 plans with no monthly premium, and roughly 16% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Boone County, IL. Or explore all Medicare Options available in Boone County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $8.95/mo
$0 Premium Plans: 30
Average MOOP: $5,588 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 16% · 3 Stars: 78% · Below 3: 6%
Average Part D Deductible: $490.17
Total MA/MAPD Enrollment: 3,828
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Aetna Medicare Advantra Extra (PPO) — 1,016 enrollees
2. Aetna Medicare Advantra (PPO) — 812 enrollees
3. HumanaChoice H5216-251 (PPO) — 495 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 23
  • Average Monthly Premium $10.83/mo
  • Total PPO Enrollment 3,210
  • $0 Premium PPO Plans 18
  • Average MOOP $5,887
  • Top PPO by Enrollment Aetna Medicare Advantra Extra (PPO) — 1,016 enrollees
  • PPO Plans Without Drug Coverage 7

Comparison table of 2026 PPO Medicare Advantage Plans available in Boone County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Humana Full Access H7617-009
☆☆☆☆☆
$0 $4,500 $400 H7617-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-018
☆☆☆☆☆
$0 $3,600 $615 H7617-018-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$45 $6,700 $600 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Advantra
☆☆☆☆☆
$36 $4,200 $615 H7301-002-0
Aetna Medicare Advantra Extra
☆☆☆☆☆
$0 $5,000 $615 H7301-006-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H7301-021-0
Humana Full Access H5216-412
☆☆☆☆☆
$0 $4,500 $400 H5216-412-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice H5216-251
☆☆☆☆☆
$0 $3,600 $615 H5216-251-0
HumanaChoice H5216-283
☆☆☆☆☆
$5 $4,900 $615 H5216-283-0
HumanaChoice H5525-004
☆☆☆☆☆
$60 $6,300 $615 H5525-004-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
DEVOTED CHOICE 003 IL
☆☆☆☆☆
$0 $4,150 $385 H8320-003-0
DEVOTED CHOICE GIVEBACK 004 IL
☆☆☆☆☆
$0 $9,250 $605 H8320-004-0
What is the most popular PPO plan in Boone?

Aetna Medicare Advantra Extra (PPO) is the top PPO in Boone, with 1,016 enrollees.

What is the number of PPO plans without Part D coverage in Boone?

There are 7 PPO plans in Boone without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
529
$0 Premium HMO Plans
10
Average MOOP
$4,740
Top HMO by Enrollment
Humana Gold Plus H1468-007 (HMO) — 417 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Boone County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1468-007
☆☆☆☆☆
$0 $3,000 $615 H1468-007-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $3,000 $200 H3071-002-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Zing Choice IL
☆☆☆☆☆
$0 $3,850 $0 H4624-001-0
Zing Elite Select IL-IN
☆☆☆☆☆
$0 $3,000 $0 H4624-026-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $4,200 $200 H5454-001-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0

What is the typical premium for HMO plans in Boone?

HMO plans in Boone cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Boone?

The most popular HMO plan in Boone is Humana Gold Plus H1468-007 (HMO), with 417 enrollees.

How many HMO options are offered without prescription drug coverage in Boone?

There are 1 HMO plans in Boone without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $15.00/mo
  • Total HMO-POS Enrollment 89
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $5,717
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 63 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Boone County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$45 $4,900 $520 H5253-108-1
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H3192-013-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $615 H1206-008-0
What is the total number of HMO-POS plans in Boone?

In 2026, Boone has 3 HMO-POS plans with 89 enrollees.

How much do HMO-POS plans cost in Boone?

The typical HMO-POS premium in Boone is $15.00, and 2 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Boone County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
What is the average monthly premium for PFFS plans?
PFFS plans in Boone cost $37.00 per month on average.
Which PFFS plan is most popular in Boone?
The most popular PFFS plan in Boone is , with 0 enrollees.
How many PFFS plans in Boone do not include drug coverage?
There are 0 PFFS plans in Boone without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Boone County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Boone County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 16%
3 Stars 25 78%
Below 3 Stars 2 6%
Not Rated 5 14%
Average Rating 3.39

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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