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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Calhoun County

2027 Medicare Advantage Plans in Calhoun County, IL

Last update: October 4, 2026.

In Calhoun County, IL, there are 33 Medicare Advantage plans available for 2027. Of these, 27 offer a $0 monthly premium, and about 67% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Calhoun County, IL. Or explore all Medicare Options available in Calhoun County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.52/mo
Plans with $0 Premium
27
Average MOOP Limit
$5,326 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
Average Part D Deductible
$629.86
Total MA/MAPD Enrollment
157
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 53 enrollees
2. AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 37 enrollees
3. Aetna Medicare Signature (PPO) — 24 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
18
Average Monthly Premium
$13.11/mo
Total PPO Enrollment
56
$0 Premium PPO Plans
14
Average MOOP
$5,892
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 24 enrollees
PPO Plans Without Drug Coverage
4

PPO Medicare Advantage plan comparison – Calhoun County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Full Access
☆☆☆☆☆
$0 $6,600 $500 H7617-008-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice
☆☆☆☆☆
$0 $4,400 $700 H7617-023-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
AARP Medicare Advantage from UHC ST-0001
☆☆☆☆☆
$58 $7,150 $685 H2406-043-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$58 $4,900 $700 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $700 H7301-007-0
Humana Full Access
☆☆☆☆☆
$0 $6,350 $500 H5216-407-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice
☆☆☆☆☆
$0 $4,450 $700 H5216-318-1
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
DEVOTED CHOICE 005 IL
☆☆☆☆☆
$0 $4,450 $650 H8320-005-0
DEVOTED CHOICE GIVEBACK 006 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-006-0
DEVOTED CHOICE GIVEBACK EXTRAS 020 IL
☆☆☆☆☆
$0 $7,000 $700 H8320-020-0
What is the total number of PPO plans offered in Calhoun?

Calhoun County has 18 PPO plans for 2027, with 56 enrolled.

How much do PPO plans cost in Calhoun?

The typical PPO premium in Calhoun is $13.11, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
9
Average Monthly Premium
$6.56/mo
Total HMO Enrollment
11
$0 Premium HMO Plans
8
Average MOOP
$4,239
Top HMO by Enrollment
Humana Total Complete (HMO) — 11 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Calhoun County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $4,200 $700 H4461-045-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $4,200 $700 H0028-065-0
Humana Total Complete
☆☆☆☆☆
$0 $2,850 $700 H4461-046-0
Humana Total Complete
☆☆☆☆☆
$0 $2,850 $700 H0028-014-0
Essence Advantage
☆☆☆☆☆
$0 $3,400 $0 H2610-005-0
Essence Advantage Plus
☆☆☆☆☆
$59 $2,900 $450 H2610-006-0
Essence Advantage Select
☆☆☆☆☆
$0 $4,450 $450 H2610-016-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the average monthly premium for HMO plans?
HMO plans in Calhoun cost $6.56 per month on average.
Which HMO plan is most popular in Calhoun?
The most popular HMO plan in Calhoun is Humana Total Complete (HMO), with 11 enrollees.
How many HMO plans in Calhoun do not include drug coverage?
There are 0 HMO plans in Calhoun without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $3.17/mo
  • Total HMO-POS Enrollment 90
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $5,258
  • Top HMO-POS by Enrollment AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 53 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Calhoun County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage CareFlex from UHC ST-6
☆☆☆☆☆
$0 $7,150 $685 H2802-073-0
AARP Medicare Advantage Essentials from UHC ST-3
☆☆☆☆☆
$0 $4,450 $685 H2802-028-0
AARP Medicare Advantage Extras from UHC ST-4
☆☆☆☆☆
$19 $4,450 $685 H2802-052-0
AARP Medicare Advantage from UHC ST-1P
☆☆☆☆☆
$0 $4,100 $685 H2802-071-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $5,900 N/A H2802-050-0
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the total number of HMO-POS plans in Calhoun?

There are 6 HMO-POS plans in 2027, covering 90 enrollees.

How much do HMO-POS plans cost in Calhoun?

The average HMO-POS premium in Calhoun is $3.17 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Calhoun?

AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) is the top HMO-POS in Calhoun, with 53 enrollees.

What is the number of HMO-POS plans without Part D coverage in Calhoun?

1 HMO-POS plans in Calhoun do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Calhoun County, IL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Calhoun County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 67%
3 Stars 10 33%
Below 3 Stars 0 0%
Not Rated 3 9%
Average Rating 3.95

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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