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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Carroll County

2027 Medicare Advantage Plans in Carroll County, IL

Last update: October 5, 2026.

For 2027, Carroll County, IL includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 1,007, with 13 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Carroll County, IL are provided separately. Or you can discover all Medicare Options in Carroll County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $16.00/mo
  • $0 Premium Plans: 13
  • Average MOOP: $6,653 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $675.46
  • Total MA/MAPD Enrollment: 1,007
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC IL-6 (PPO) — 248 enrollees
    2. HumanaChoice Giveback H7617-013 (PPO) — 233 enrollees
    3. AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 200 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$14.92/mo
Total PPO Enrollment
742
$0 Premium PPO Plans
9
Average MOOP
$6,450
Top PPO by Enrollment
AARP Medicare Advantage from UHC IL-6 (PPO) — 248 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Carroll County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$59 $6,700 $685 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
DEVOTED CHOICE 003 IL
☆☆☆☆☆
$0 $4,150 $650 H8320-003-0
DEVOTED CHOICE GIVEBACK 004 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-004-0
DEVOTED CHOICE GIVEBACK EXTRAS 019 IL
☆☆☆☆☆
$0 $6,850 $700 H8320-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0

What is the typical premium for PPO plans available in Carroll?

PPO plans in Carroll cost $14.92 per month on average.

Which PPO plan do most beneficiaries choose in Carroll?

The most popular PPO plan in Carroll is AARP Medicare Advantage from UHC IL-6 (PPO), with 248 enrollees.

How many PPO options are offered without drug coverage in Carroll?

4 PPO plans in Carroll do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 31
  • $0 Premium HMO Plans 2
  • Average MOOP $6,650
  • Top HMO by Enrollment Wellcare Simple Essential (HMO) — 18 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Carroll County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the total number of HMO plans offered in Carroll?

In 2027, Carroll County has 2 HMO plans with 31 enrollees.

How much do HMO plans cost in Carroll?

The typical HMO premium in Carroll is $0.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$24.50/mo
Total HMO-POS Enrollment
200
$0 Premium HMO-POS Plans
1
Average MOOP
$5,700
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 200 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Carroll County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Carroll cost $24.50 per month on average.
Which HMO-POS plan is most popular in Carroll?
The most popular HMO-POS plan in Carroll is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 200 enrollees.
How many HMO-POS plans in Carroll do not include drug coverage?
There are 0 HMO-POS plans in Carroll without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $30.00/mo
  • Total PFFS Enrollment 34
  • $0 Premium PFFS Plans 1
  • Average MOOP $8,825
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 34 enrollees
  • PFFS Plans Without Drug Coverage 1

2027 PFFS Medicare Advantage plans in Carroll County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the total number of PFFS plans in Carroll?

There are 2 PFFS plans in 2027, covering 34 enrollees.

How much do PFFS plans cost in Carroll?

The average PFFS premium in Carroll is $30.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Carroll?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Carroll, with 34 enrollees.

What is the number of PFFS plans without Part D coverage in Carroll?

1 PFFS plans in Carroll do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Carroll County, IL (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Carroll County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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