2026 Medicare Advantage Plans in Cass County, IL
Last update: . Enrollment data updated: May 2, 2026
In Cass County, IL, there are 28 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 12% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cass County, IL. Or explore all Medicare Options available in Cass County, IL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 20
- Average Monthly Premium $13.15/mo
- Total PPO Enrollment 411
- $0 Premium PPO Plans 15
- Average MOOP $6,278
- Top PPO by Enrollment Aetna Medicare Signature (PPO) — 173 enrollees
- PPO Plans Without Drug Coverage 7
What is the total number of PPO plans offered in Cass?
There are 20 PPO plans in 2026, covering 411 beneficiaries.
How much do PPO plans cost in Cass?
The average PPO premium in Cass is $13.15 per month, with 15 plans offering $0 premiums.
What is the most popular PPO plan in Cass?
Aetna Medicare Signature (PPO) is the top PPO in Cass, with 173 enrollees.
What is the number of PPO plans without Part D coverage in Cass?
There are 7 PPO plans in Cass without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 6
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 35
- $0 Premium HMO Plans
- 6
- Average MOOP
- $5,975
- Top HMO by Enrollment
- Wellcare Simple Essential (HMO) — 23 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Cross Medicare Advantage Basic | $0 | $5,500 | $450 | H3822-012-0 | |
| Wellcare Giveback | $0 | $7,500 | $615 | H5779-010-0 | |
| Wellcare Patriot Giveback | $0 | $5,500 | N/A | H5779-011-0 | |
| Wellcare Simple Essential | $0 | $4,200 | $615 | H5779-002-0 | |
| Wellcare Simple Essential Value | $0 | $3,900 | $615 | H5779-009-0 | |
| Molina Medicare Choice Care | $0 | $9,250 | $0 | H2715-003-0 |
What is the average monthly premium for HMO plans?
HMO plans in Cass cost $0.00 per month on average.
Which HMO plan is most popular in Cass?
The most popular HMO plan in Cass is Wellcare Simple Essential (HMO), with 23 enrollees.
How many HMO plans in Cass do not include drug coverage?
There are 1 HMO plans in Cass without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC IA-0002 | $45 | $4,900 | $520 | H5253-108-1 |
What is the leading HMO-POS plan in Cass?
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) is the top HMO-POS in Cass, with 12 enrollees.
What is the number of HMO-POS plans without Part D coverage in Cass?
0 HMO-POS plans in Cass do not include prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total PFFS Enrollment
- 0
- $0 Premium PFFS Plans
- 1
- Average MOOP
- $6,700
- Top PFFS by Enrollment
- — 0 enrollees
- PFFS Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-126 | $0 | $6,700 | N/A | H8145-126-0 |
What is the typical premium for PFFS plans in Cass?
PFFS plans in Cass cost $0.00 per month on average.
Which PFFS plan has the most enrollment in Cass?
The most popular PFFS plan in Cass is , with 0 enrollees.
How many PFFS options are available without prescription drug coverage in Cass?
There are 1 PFFS plans in Cass without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Cass County, IL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 12% |
| 3 Stars | 22 | 88% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 11% |
| Average Rating | 3.38 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.