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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Christian County

2026 Medicare Advantage Plans in Christian County, IL

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Christian County, IL, there are 26 Medicare Advantage plans available for 2026. Of these, 20 offer a $0 monthly premium, and about 13% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Christian County, IL. Or explore all Medicare Options available in Christian County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.88/mo
Plans with $0 Premium
20
Average MOOP Limit
$6,002 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 13% · 3 Stars: 88% · Below 3: 0%
Average Part D Deductible
$563.33
Total MA/MAPD Enrollment
1,963
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Aetna Medicare Enhanced (PPO) — 790 enrollees
2. Aetna Medicare Signature (PPO) — 517 enrollees
3. HumanaChoice Giveback H5216-403 (PPO) — 169 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$13.81/mo
Total PPO Enrollment
1,818
$0 Premium PPO Plans
16
Average MOOP
$6,193
Top PPO by Enrollment
Aetna Medicare Enhanced (PPO) — 790 enrollees
PPO Plans Without Drug Coverage
7

PPO Medicare Advantage plan comparison – Christian County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$45 $6,700 $600 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,500 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$37 $4,700 $615 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H7301-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-013
☆☆☆☆☆
$87 $6,550 $615 H5216-013-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,250 $200 H7849-059-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $385 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,250 $605 H8320-002-0
What is the total number of PPO plans offered in Christian?

Christian County has 21 PPO plans for 2026, with 1,818 enrolled.

How much do PPO plans cost in Christian?

The typical PPO premium in Christian is $13.81, and 16 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
107
$0 Premium HMO Plans
4
Average MOOP
$5,275
Top HMO by Enrollment
Wellcare Simple Essential (HMO) — 48 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Christian County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
What is the average monthly premium for HMO plans?
HMO plans in Christian cost $0.00 per month on average.
Which HMO plan is most popular in Christian?
The most popular HMO plan in Christian is Wellcare Simple Essential (HMO), with 48 enrollees.
How many HMO plans in Christian do not include drug coverage?
There are 1 HMO plans in Christian without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 1
  • Average Monthly Premium $45.00/mo
  • Total HMO-POS Enrollment 38
  • $0 Premium HMO-POS Plans 0
  • Average MOOP $4,900
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 38 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Christian County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$45 $4,900 $520 H5253-108-1
What is the total number of HMO-POS plans in Christian?

There are 1 HMO-POS plans in 2026, covering 38 enrollees.

How much do HMO-POS plans cost in Christian?

The average HMO-POS premium in Christian is $45.00 per month, with 0 plans offering $0 premiums.

What is the leading HMO-POS plan in Christian?

AARP Medicare Advantage from UHC IA-0002 (HMO-POS) is the top HMO-POS in Christian, with 38 enrollees.

What is the number of HMO-POS plans without Part D coverage in Christian?

0 HMO-POS plans in Christian do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Christian County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Christian County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 13%
3 Stars 21 88%
Below 3 Stars 0 0%
Not Rated 2 8%
Average Rating 3.38

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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