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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Dekalb County

2027 Medicare Advantage Plans in Dekalb County, IL

Last update: October 4, 2026.

In Dekalb County, IL, there are 22 Medicare Advantage plans available for 2027. Of these, 17 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Dekalb County, IL. Or explore all Medicare Options available in Dekalb County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$16.23/mo
Plans with $0 Premium
17
Average MOOP Limit
$5,866 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$637.50
Total MA/MAPD Enrollment
3,159
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Advantra Signature Extra (PPO) — 813 enrollees
2. Humana Value Choice (PPO) — 734 enrollees
3. Humana Value Choice (PPO) — 478 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
13
Average Monthly Premium
$24.15/mo
Total PPO Enrollment
2,806
$0 Premium PPO Plans
9
Average MOOP
$6,008
Top PPO by Enrollment
Aetna Medicare Advantra Signature Extra (PPO) — 813 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Dekalb County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
Humana Value Choice
☆☆☆☆☆
$0 $4,300 $700 H7617-018-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$84 $7,150 $685 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $7,150 $685 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$51 $4,500 $700 H7301-002-0
Aetna Medicare Advantra Signature Extra
☆☆☆☆☆
$0 $5,200 $700 H7301-006-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana Value Choice
☆☆☆☆☆
$0 $4,450 $700 H5216-251-0
HumanaChoice H5216-013
☆☆☆☆☆
$92 $6,550 $700 H5216-013-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
What is the total number of PPO plans offered in Dekalb?

Dekalb County has 13 PPO plans for 2027, with 2,806 enrolled.

How much do PPO plans cost in Dekalb?

The typical PPO premium in Dekalb is $24.15, and 9 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
43
$0 Premium HMO Plans
3
Average MOOP
$6,083
Top HMO by Enrollment
Zing Select Care IL (HMO) — 30 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Dekalb County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
Zing Select Care IL
☆☆☆☆☆
$0 $4,950 $450 H4624-001-0
What is the average monthly premium for HMO plans?
HMO plans in Dekalb cost $0.00 per month on average.
Which HMO plan is most popular in Dekalb?
The most popular HMO plan in Dekalb is Zing Select Care IL (HMO), with 30 enrollees.
How many HMO plans in Dekalb do not include drug coverage?
There are 0 HMO plans in Dekalb without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $7.17/mo
  • Total HMO-POS Enrollment 310
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $5,450
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IL-2 (HMO-POS) — 137 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Dekalb County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$43 $2,900 $595 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $4,900 $685 H2802-054-0
AARP Medicare Advantage Patriot No Rx IL-MA2
☆☆☆☆☆
$0 $7,150 N/A H2802-091-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $400 H3192-013-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $400 H1206-008-0
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the total number of HMO-POS plans in Dekalb?

There are 6 HMO-POS plans in 2027, covering 310 enrollees.

How much do HMO-POS plans cost in Dekalb?

The average HMO-POS premium in Dekalb is $7.17 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Dekalb?

AARP Medicare Advantage from UHC IL-2 (HMO-POS) is the top HMO-POS in Dekalb, with 137 enrollees.

What is the number of HMO-POS plans without Part D coverage in Dekalb?

1 HMO-POS plans in Dekalb do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Dekalb County, IL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Dekalb County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 50%
3 Stars 11 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.77

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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