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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Douglas County

2027 Medicare Advantage Plans in Douglas County, IL

Last update: October 4, 2026.

In Douglas County, IL, there are 22 Medicare Advantage plans available for 2027. Of these, 16 offer a $0 monthly premium, and about 68% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.73/mo
Plans with $0 Premium
16
Average MOOP Limit
$6,418 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 68% · 3 Stars: 32% · Below 3: 0%
Average Part D Deductible
$668.50
Total MA/MAPD Enrollment
1,242
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Enhanced (PPO) — 617 enrollees
2. Aetna Medicare Signature (PPO) — 375 enrollees
3. HumanaChoice Giveback H5216-403 (PPO) — 89 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Douglas County, IL. Or explore all Medicare Options available in Douglas County, IL. To understand how local plans fit into the broader market, visit our Illinois Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
15
Average Monthly Premium
$15.80/mo
Total PPO Enrollment
1,201
$0 Premium PPO Plans
11
Average MOOP
$6,293
Top PPO by Enrollment
Aetna Medicare Enhanced (PPO) — 617 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Douglas County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$59 $6,700 $685 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$58 $4,900 $700 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $700 H7301-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $465 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 018 IL
☆☆☆☆☆
$0 $7,300 $700 H8320-018-0
What is the total number of PPO plans offered in Douglas?

Douglas County has 15 PPO plans for 2027, with 1,201 enrolled.

How much do PPO plans cost in Douglas?

The typical PPO premium in Douglas is $15.80, and 11 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
41
$0 Premium HMO Plans
3
Average MOOP
$5,917
Top HMO by Enrollment
Wellcare Simple Essential (HMO) — 30 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Douglas County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,450 $700 H1206-013-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the average monthly premium for HMO plans?
HMO plans in Douglas cost $0.00 per month on average.
Which HMO plan is most popular in Douglas?
The most popular HMO plan in Douglas is Wellcare Simple Essential (HMO), with 30 enrollees.
How many HMO plans in Douglas do not include drug coverage?
There are 0 HMO plans in Douglas without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $24.50/mo
  • Total HMO-POS Enrollment 0
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $5,700
  • Top HMO-POS by Enrollment — 0 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Douglas County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the total number of HMO-POS plans in Douglas?

There are 2 HMO-POS plans in 2027, covering 0 enrollees.

How much do HMO-POS plans cost in Douglas?

The average HMO-POS premium in Douglas is $24.50 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Douglas?

is the top HMO-POS in Douglas, with 0 enrollees.

What is the number of HMO-POS plans without Part D coverage in Douglas?

0 HMO-POS plans in Douglas do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$30.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$8,825
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Douglas County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in Douglas cost $30.00 per month on average.

Which PFFS plan is most popular in Douglas?

The most popular PFFS plan in Douglas is , with 0 enrollees.

How many PFFS plans in Douglas do not include drug coverage?

There are 1 PFFS plans in Douglas without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Douglas County, IL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Douglas County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 68%
3 Stars 6 32%
Below 3 Stars 0 0%
Not Rated 3 14%
Average Rating 3.87

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Douglas County, Illinois, including communities such as Arcola, Arthur, Atwood, Tuscola, Villa Grove, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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