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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Dupage County

2026 Medicare Advantage Plans in Dupage County, IL

Last update: September 3, 2026.

Dupage County, IL has 54 Medicare Advantage plans available in 2026. These include 43 plans with no monthly premium, and roughly 33% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Dupage County, IL. Or explore all Medicare Options available in Dupage County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $18.11/mo
$0 Premium Plans: 43
Average MOOP: $4,797 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 33% · 3 Stars: 65% · Below 3: 2%
Average Part D Deductible: $436.06
Total MA/MAPD Enrollment: 44,431
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus H1468-013 (HMO) — 11,516 enrollees
2. HumanaChoice H5216-251 (PPO) — 4,966 enrollees
3. HumanaChoice H7617-018 (PPO) — 4,947 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 28
  • Average Monthly Premium $30.65/mo
  • Total PPO Enrollment 25,213
  • $0 Premium PPO Plans 19
  • Average MOOP $5,138
  • Top PPO by Enrollment HumanaChoice H5216-251 (PPO) — 4,966 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Dupage County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Duly Prime
☆☆☆☆☆
$0 $5,500 $615 H5521-314-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$44 $5,000 $615 H5521-016-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-086-0
Humana Full Access H7617-009
☆☆☆☆☆
$0 $4,500 $400 H7617-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-018
☆☆☆☆☆
$0 $3,600 $615 H7617-018-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$68 $5,400 $600 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $6,700 $600 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H7301-013-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $4,700 $395 H6545-001-0
DEVOTED CHOICE 010 IL
☆☆☆☆☆
$0 $4,900 $355 H6545-010-0
Humana Full Access H5216-412
☆☆☆☆☆
$0 $4,500 $400 H5216-412-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice H5216-013
☆☆☆☆☆
$87 $6,550 $615 H5216-013-0
HumanaChoice H5216-251
☆☆☆☆☆
$0 $3,600 $615 H5216-251-0
HumanaChoice H5216-283
☆☆☆☆☆
$5 $4,900 $615 H5216-283-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$90 $5,100 $450 H8634-003-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Essence Advantage Choice
☆☆☆☆☆
$0 $4,150 $340 H6200-009-0
Essence Advantage Choice Plus
☆☆☆☆☆
$49 $4,150 $0 H6200-010-0
Essence Advantage Premier Plus
☆☆☆☆☆
$257 $2,000 $615 H6200-011-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,000 $200 H7849-002-0
HealthSpring True Choice Savings
☆☆☆☆☆
$0 $4,250 $200 H7849-080-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the most popular PPO plan in Dupage?

HumanaChoice H5216-251 (PPO) is the top PPO in Dupage, with 4,966 enrollees.

What is the number of PPO plans without Part D coverage in Dupage?

There are 6 PPO plans in Dupage without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
17
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
16,012
$0 Premium HMO Plans
17
Average MOOP
$4,509
Top HMO by Enrollment
Humana Gold Plus H1468-013 (HMO) — 11,516 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Dupage County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Essence Advantage Select
☆☆☆☆☆
$0 $3,600 $0 H2610-027-0
DEVOTED CORE 001 IL
☆☆☆☆☆
$0 $2,700 $395 H7151-001-0
DEVOTED GIVEBACK 003 IL
☆☆☆☆☆
$0 $8,850 $605 H7151-003-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,000 $200 H4513-085-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $4,000 $200 H4513-086-0
Blue Cross Medicare Advantage Secure
☆☆☆☆☆
$0 $4,750 $450 H8547-001-0
Humana Gold Plus Giveback H1468-021
☆☆☆☆☆
$0 $4,000 $615 H1468-021-0
Humana Gold Plus H1468-013
☆☆☆☆☆
$0 $2,150 $615 H1468-013-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $4,500 $450 H3822-001-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $3,000 $200 H3071-002-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Zing Choice IL
☆☆☆☆☆
$0 $3,850 $0 H4624-001-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $2,900 $200 H5454-002-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0

What is the typical premium for HMO plans in Dupage?

HMO plans in Dupage cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Dupage?

The most popular HMO plan in Dupage is Humana Gold Plus H1468-013 (HMO), with 11,516 enrollees.

How many HMO options are offered without prescription drug coverage in Dupage?

There are 1 HMO plans in Dupage without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $13.33/mo
  • Total HMO-POS Enrollment 3,206
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $4,283
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) — 1,410 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Dupage County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC IL-8
☆☆☆☆☆
$0 $2,900 $440 H2802-024-0
AARP Medicare Advantage Extras from UHC IL-9
☆☆☆☆☆
$0 $3,900 $600 H2802-075-0
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$37 $2,900 $440 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $3,900 $520 H2802-054-0
HealthSpring Premier
☆☆☆☆☆
$0 $2,900 $200 H4513-084-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,900 $615 H3192-001-0
Blue Cross Medicare Advantage Basic Plus
☆☆☆☆☆
$0 $6,750 $450 H3822-007-0
Blue Cross Medicare Advantage Premier Plus
☆☆☆☆☆
$83 $3,500 $450 H3822-008-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H1206-003-0
What is the total number of HMO-POS plans in Dupage?

In 2026, Dupage has 9 HMO-POS plans with 3,206 enrollees.

How much do HMO-POS plans cost in Dupage?

The typical HMO-POS premium in Dupage is $13.33, and 7 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Dupage County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Dupage County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 17 33%
3 Stars 33 65%
Below 3 Stars 1 2%
Not Rated 3 6%
Average Rating 3.55

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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