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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Edwards County

2026 Medicare Advantage Plans in Edwards County, IL

Last update: September 1, 2026.

In Edwards County, IL, there are 22 Medicare Advantage plans available for 2026. Of these, 16 offer a $0 monthly premium, and about 14% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Edwards County, IL. Or explore all Medicare Options available in Edwards County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.41/mo
Plans with $0 Premium
16
Average MOOP Limit
$6,345 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 14% · 3 Stars: 86% · Below 3: 0%
Average Part D Deductible
$607.14
Total MA/MAPD Enrollment
64
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Aetna Medicare Signature (PPO) — 19 enrollees
2. HumanaChoice Giveback H5216-403 (PPO) — 18 enrollees
3. HumanaChoice Giveback H7617-013 (PPO) — 16 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 15
  • Average Monthly Premium $15.67/mo
  • Total PPO Enrollment 64
  • $0 Premium PPO Plans 11
  • Average MOOP $6,673
  • Top PPO by Enrollment Aetna Medicare Signature (PPO) — 19 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Edwards County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$45 $6,700 $600 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,500 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$69 $8,750 $615 H7301-034-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H7301-027-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the total number of PPO plans offered in Edwards?

There are 15 PPO plans in 2026, covering 64 beneficiaries.

How much do PPO plans cost in Edwards?

The average PPO premium in Edwards is $15.67 per month, with 11 plans offering $0 premiums.

What is the most popular PPO plan in Edwards?

Aetna Medicare Signature (PPO) is the top PPO in Edwards, with 19 enrollees.

What is the number of PPO plans without Part D coverage in Edwards?

There are 6 PPO plans in Edwards without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
4
Average MOOP
$5,275
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Edwards County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0

What is the average monthly premium for HMO plans?

HMO plans in Edwards cost $0.00 per month on average.

Which HMO plan is most popular in Edwards?

The most popular HMO plan in Edwards is , with 0 enrollees.

How many HMO plans in Edwards do not include drug coverage?

There are 1 HMO plans in Edwards without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
1
Average Monthly Premium
$45.00/mo
Total HMO-POS Enrollment
0
$0 Premium HMO-POS Plans
0
Average MOOP
$4,900
Top HMO-POS by Enrollment
— 0 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Edwards County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$45 $4,900 $520 H5253-108-1
What is the leading HMO-POS plan in Edwards?

is the top HMO-POS in Edwards, with 0 enrollees.

What is the number of HMO-POS plans without Part D coverage in Edwards?

0 HMO-POS plans in Edwards do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$18.50/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$6,750
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Edwards County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the typical premium for PFFS plans in Edwards?

PFFS plans in Edwards cost $18.50 per month on average.

Which PFFS plan has the most enrollment in Edwards?

The most popular PFFS plan in Edwards is , with 0 enrollees.

How many PFFS options are available without prescription drug coverage in Edwards?

There are 1 PFFS plans in Edwards without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Edwards County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Edwards County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 14%
3 Stars 19 86%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.41

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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