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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Fayette County

2027 Medicare Advantage Plans in Fayette County, IL

Last update: October 5, 2026.

For 2027, Fayette County, IL includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 595, with 16 $0 premium options and 50% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Fayette County, IL are provided separately. Or you can discover all Medicare Options in Fayette County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $12.14/mo
  • $0 Premium Plans: 16
  • Average MOOP: $6,117 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
  • Average Part D Deductible: $666.63
  • Total MA/MAPD Enrollment: 595
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 189 enrollees
    2. Aetna Medicare Signature (PPO) — 123 enrollees
    3. AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 110 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
14
Average Monthly Premium
$16.86/mo
Total PPO Enrollment
263
$0 Premium PPO Plans
10
Average MOOP
$6,264
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 123 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Fayette County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
AARP Medicare Advantage from UHC ST-0001
☆☆☆☆☆
$58 $7,150 $685 H2406-043-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$58 $4,900 $700 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $700 H7301-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $465 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 018 IL
☆☆☆☆☆
$0 $7,300 $700 H8320-018-0

What is the typical premium for PPO plans available in Fayette?

PPO plans in Fayette cost $16.86 per month on average.

Which PPO plan do most beneficiaries choose in Fayette?

The most popular PPO plan in Fayette is Aetna Medicare Signature (PPO), with 123 enrollees.

How many PPO options are offered without drug coverage in Fayette?

4 PPO plans in Fayette do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 2
  • Average MOOP $6,650
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Fayette County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the total number of HMO plans offered in Fayette?

In 2027, Fayette County has 2 HMO plans with 0 enrollees.

How much do HMO plans cost in Fayette?

The typical HMO premium in Fayette is $0.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$3.80/mo
Total HMO-POS Enrollment
332
$0 Premium HMO-POS Plans
4
Average MOOP
$5,490
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 189 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Fayette County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC ST-6
☆☆☆☆☆
$0 $7,150 $685 H2802-073-0
AARP Medicare Advantage Essentials from UHC ST-3
☆☆☆☆☆
$0 $4,450 $685 H2802-028-0
AARP Medicare Advantage Extras from UHC ST-4
☆☆☆☆☆
$19 $4,450 $685 H2802-052-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $5,900 N/A H2802-050-0
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Fayette cost $3.80 per month on average.
Which HMO-POS plan is most popular in Fayette?
The most popular HMO-POS plan in Fayette is AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS), with 189 enrollees.
How many HMO-POS plans in Fayette do not include drug coverage?
There are 1 HMO-POS plans in Fayette without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Fayette County, IL (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Fayette County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 50%
3 Stars 9 50%
Below 3 Stars 0 0%
Not Rated 3 14%
Average Rating 3.78

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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