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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Grundy County

2026 Medicare Advantage Plans in Grundy County, IL

Last update: September 1, 2026.

In Grundy County, IL, there are 33 Medicare Advantage plans available for 2026. Of these, 23 offer a $0 monthly premium, and about 27% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Grundy County, IL. Or explore all Medicare Options available in Grundy County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$21.49/mo
Plans with $0 Premium
23
Average MOOP Limit
$5,489 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 27% · 3 Stars: 73% · Below 3: 0%
Average Part D Deductible
$550.40
Total MA/MAPD Enrollment
1,476
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H5216-251 (PPO) — 377 enrollees
2. HumanaChoice H7617-018 (PPO) — 252 enrollees
3. Aetna Medicare Signature Extra (PPO) — 187 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
22
Average Monthly Premium
$25.10/mo
Total PPO Enrollment
1,254
$0 Premium PPO Plans
15
Average MOOP
$5,657
Top PPO by Enrollment
HumanaChoice H5216-251 (PPO) — 377 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Grundy County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$44 $5,000 $615 H5521-016-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-086-0
Humana Full Access H7617-009
☆☆☆☆☆
$0 $4,500 $400 H7617-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-018
☆☆☆☆☆
$0 $3,600 $615 H7617-018-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$68 $5,400 $600 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $6,700 $600 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H7301-013-0
Humana Full Access H5216-412
☆☆☆☆☆
$0 $4,500 $400 H5216-412-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice H5216-013
☆☆☆☆☆
$87 $6,550 $615 H5216-013-0
HumanaChoice H5216-251
☆☆☆☆☆
$0 $3,600 $615 H5216-251-0
HumanaChoice H5216-283
☆☆☆☆☆
$5 $4,900 $615 H5216-283-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$90 $5,100 $450 H8634-003-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $385 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,250 $605 H8320-002-0
What is the total number of PPO plans offered in Grundy?

Grundy County has 22 PPO plans for 2026, with 1,254 enrolled.

How much do PPO plans cost in Grundy?

The typical PPO premium in Grundy is $25.10, and 15 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
53
$0 Premium HMO Plans
4
Average MOOP
$5,275
Top HMO by Enrollment
Wellcare Simple Essential (HMO) — 40 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Grundy County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
What is the average monthly premium for HMO plans?
HMO plans in Grundy cost $0.00 per month on average.
Which HMO plan is most popular in Grundy?
The most popular HMO plan in Grundy is Wellcare Simple Essential (HMO), with 40 enrollees.
How many HMO plans in Grundy do not include drug coverage?
There are 1 HMO plans in Grundy without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $24.00/mo
  • Total HMO-POS Enrollment 136
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $4,420
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IL-2 (HMO-POS) — 85 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Grundy County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$37 $2,900 $440 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $3,900 $520 H2802-054-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,900 $615 H3192-001-0
Blue Cross Medicare Advantage Premier Plus
☆☆☆☆☆
$83 $3,500 $450 H3822-008-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H1206-003-0
What is the total number of HMO-POS plans in Grundy?

There are 5 HMO-POS plans in 2026, covering 136 enrollees.

How much do HMO-POS plans cost in Grundy?

The average HMO-POS premium in Grundy is $24.00 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Grundy?

AARP Medicare Advantage from UHC IL-2 (HMO-POS) is the top HMO-POS in Grundy, with 85 enrollees.

What is the number of HMO-POS plans without Part D coverage in Grundy?

0 HMO-POS plans in Grundy do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$18.50/mo
Total PFFS Enrollment
33
$0 Premium PFFS Plans
1
Average MOOP
$6,750
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 17 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Grundy County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in Grundy cost $18.50 per month on average.

Which PFFS plan is most popular in Grundy?

The most popular PFFS plan in Grundy is Humana Gold Choice H8145-006 (PFFS), with 17 enrollees.

How many PFFS plans in Grundy do not include drug coverage?

There are 1 PFFS plans in Grundy without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Grundy County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Grundy County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 27%
3 Stars 22 73%
Below 3 Stars 0 0%
Not Rated 3 9%
Average Rating 3.57

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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