2026 Medicare Advantage Plans in Jersey County, IL
Last update: . Enrollment data updated: August 15, 2026
For 2026, Jersey County, IL includes 42 Medicare Advantage plans. Enrollment across these plans totals approximately 1,525, with 34 $0 premium options and 38% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Jersey County, IL are provided separately. Or you can discover all Medicare Options in Jersey County, IL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 26
- Average Monthly Premium
- $20.19/mo
- Total PPO Enrollment
- 368
- $0 Premium PPO Plans
- 20
- Average MOOP
- $5,519
- Top PPO by Enrollment
- Humana Value Choice H7617-023 (PPO) — 61 enrollees
- PPO Plans Without Drug Coverage
- 4
What is the typical premium for PPO plans available in Jersey?
PPO plans in Jersey cost $20.19 per month on average.
Which PPO plan do most beneficiaries choose in Jersey?
The most popular PPO plan in Jersey is Humana Value Choice H7617-023 (PPO), with 61 enrollees.
How many PPO options are offered without drug coverage in Jersey?
4 PPO plans in Jersey do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 10
- Average Monthly Premium $5.90/mo
- Total HMO Enrollment 110
- $0 Premium HMO Plans 9
- Average MOOP $4,220
- Top HMO by Enrollment Essence Advantage Select (HMO) — 34 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Essence Advantage | $0 | $3,400 | $0 | H2610-005-0 | |
| Essence Advantage Plus | $59 | $2,900 | $0 | H2610-006-0 | |
| Essence Advantage Select | $0 | $3,900 | $340 | H2610-016-0 | |
| Humana Gold Plus Giveback H0028-065 | $0 | $4,200 | $615 | H0028-065-0 | |
| Humana Gold Plus H0028-014 | $0 | $2,700 | $615 | H0028-014-0 | |
| Blue Cross Medicare Advantage Value | $0 | $4,000 | $450 | H3822-014-0 | |
| Wellcare Giveback | $0 | $7,500 | $615 | H5779-010-0 | |
| Wellcare Patriot Giveback | $0 | $5,500 | N/A | H5779-011-0 | |
| Wellcare Simple Essential | $0 | $4,200 | $615 | H5779-002-0 | |
| Wellcare Simple Essential Value | $0 | $3,900 | $615 | H5779-009-0 |
What is the total number of HMO plans offered in Jersey?
In 2026, Jersey County has 10 HMO plans with 110 enrollees.
How much do HMO plans cost in Jersey?
The typical HMO premium in Jersey is $5.90, and 9 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 6
- Average Monthly Premium
- $6.67/mo
- Total HMO-POS Enrollment
- 1,047
- $0 Premium HMO-POS Plans
- 5
- Average MOOP
- $4,800
- Top HMO-POS by Enrollment
- AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 500 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage CareFlex from UHC ST-6 | $0 | $6,700 | $600 | H2802-073-0 | |
| AARP Medicare Advantage Essentials from UHC ST-3 | $0 | $3,200 | $440 | H2802-028-0 | |
| AARP Medicare Advantage Extras from UHC ST-4 | $0 | $3,900 | $520 | H2802-052-0 | |
| AARP Medicare Advantage Patriot No Rx MO-MA01 | $0 | $4,900 | N/A | H2802-050-0 | |
| Aetna Medicare Enhanced Extra | $40 | $5,900 | $615 | H2663-006-0 | |
| Aetna Medicare Signature | $0 | $4,200 | $615 | H2663-103-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Jersey cost $6.67 per month on average.
- Which HMO-POS plan is most popular in Jersey?
- The most popular HMO-POS plan in Jersey is AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS), with 500 enrollees.
- How many HMO-POS plans in Jersey do not include drug coverage?
- There are 1 HMO-POS plans in Jersey without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Jersey County, IL (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 15 | 38% |
| 3 Stars | 25 | 63% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 5% |
| Average Rating | 3.6 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed August 15, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed August 15, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed August 15, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.