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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Kankakee County

2026 Medicare Advantage Plans in Kankakee County, IL

Last update: September 3, 2026.

Kankakee County, IL has 50 Medicare Advantage plans available in 2026. These include 41 plans with no monthly premium, and roughly 27% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Kankakee County, IL. Or explore all Medicare Options available in Kankakee County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $14.08/mo
$0 Premium Plans: 41
Average MOOP: $5,231 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 27% · 3 Stars: 71% · Below 3: 2%
Average Part D Deductible: $476.34
Total MA/MAPD Enrollment: 4,205
Plans with the Highest Enrollment
(as of September 8, 2026)
1. HumanaChoice H7617-018 (PPO) — 734 enrollees
2. Aetna Medicare Signature Extra (PPO) — 508 enrollees
3. HumanaChoice H5216-251 (PPO) — 476 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 28
  • Average Monthly Premium $19.54/mo
  • Total PPO Enrollment 2,860
  • $0 Premium PPO Plans 22
  • Average MOOP $5,664
  • Top PPO by Enrollment HumanaChoice H7617-018 (PPO) — 734 enrollees
  • PPO Plans Without Drug Coverage 7

Comparison table of 2026 PPO Medicare Advantage Plans available in Kankakee County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$44 $5,000 $615 H5521-016-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-086-0
Humana Full Access H7617-009
☆☆☆☆☆
$0 $4,500 $400 H7617-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-018
☆☆☆☆☆
$0 $3,600 $615 H7617-018-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$68 $5,400 $600 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $6,700 $600 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H7301-013-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $4,700 $395 H6545-001-0
DEVOTED CHOICE 010 IL
☆☆☆☆☆
$0 $4,900 $355 H6545-010-0
Humana Full Access H5216-412
☆☆☆☆☆
$0 $4,500 $400 H5216-412-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice H5216-013
☆☆☆☆☆
$87 $6,550 $615 H5216-013-0
HumanaChoice H5216-251
☆☆☆☆☆
$0 $3,600 $615 H5216-251-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$90 $5,100 $450 H8634-003-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Blue Cross Medicare Advantage Classic
☆☆☆☆☆
$0 $5,500 $615 H8634-008-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,000 $200 H7849-002-0
HealthSpring True Choice Savings
☆☆☆☆☆
$0 $4,250 $200 H7849-080-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the most popular PPO plan in Kankakee?

HumanaChoice H7617-018 (PPO) is the top PPO in Kankakee, with 734 enrollees.

What is the number of PPO plans without Part D coverage in Kankakee?

There are 7 PPO plans in Kankakee without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
557
$0 Premium HMO Plans
11
Average MOOP
$4,536
Top HMO by Enrollment
HealthSpring Preferred Savings (HMO) — 160 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Kankakee County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 IL
☆☆☆☆☆
$0 $2,700 $395 H7151-001-0
DEVOTED GIVEBACK 003 IL
☆☆☆☆☆
$0 $8,850 $605 H7151-003-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,000 $200 H4513-085-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $4,000 $200 H4513-086-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $4,500 $450 H3822-001-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Zing Choice IL
☆☆☆☆☆
$0 $3,850 $0 H4624-001-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $2,900 $200 H5454-002-0

What is the typical premium for HMO plans in Kankakee?

HMO plans in Kankakee cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Kankakee?

The most popular HMO plan in Kankakee is HealthSpring Preferred Savings (HMO), with 160 enrollees.

How many HMO options are offered without prescription drug coverage in Kankakee?

There are 1 HMO plans in Kankakee without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $13.33/mo
  • Total HMO-POS Enrollment 772
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $4,394
  • Top HMO-POS by Enrollment Wellcare Simple (HMO-POS) — 403 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Kankakee County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$37 $2,900 $440 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $3,900 $520 H2802-054-0
HealthSpring Premier
☆☆☆☆☆
$0 $2,900 $200 H4513-084-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,900 $615 H3192-001-0
Blue Cross Medicare Advantage Basic Plus
☆☆☆☆☆
$0 $6,750 $450 H3822-007-0
Blue Cross Medicare Advantage Premier Plus
☆☆☆☆☆
$83 $3,500 $450 H3822-008-0
Wellcare Simple
☆☆☆☆☆
$0 $3,900 $615 H1416-009-0
Wellcare Simple Value
☆☆☆☆☆
$0 $3,900 $615 H1416-082-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H1206-003-0
What is the total number of HMO-POS plans in Kankakee?

In 2026, Kankakee has 9 HMO-POS plans with 772 enrollees.

How much do HMO-POS plans cost in Kankakee?

The typical HMO-POS premium in Kankakee is $13.33, and 7 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$18.50/mo
Total PFFS Enrollment
16
$0 Premium PFFS Plans
1
Average MOOP
$6,750
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 16 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Kankakee County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0
What is the average monthly premium for PFFS plans?
PFFS plans in Kankakee cost $18.50 per month on average.
Which PFFS plan is most popular in Kankakee?
The most popular PFFS plan in Kankakee is Humana Gold Choice H8145-006 (PFFS), with 16 enrollees.
How many PFFS plans in Kankakee do not include drug coverage?
There are 1 PFFS plans in Kankakee without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Kankakee County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Kankakee County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 27%
3 Stars 34 71%
Below 3 Stars 1 2%
Not Rated 2 4%
Average Rating 3.46

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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