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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Kendall County

2026 Medicare Advantage Plans in Kendall County, IL

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Kendall County, IL, there are 39 Medicare Advantage plans available for 2026. Of these, 29 offer a $0 monthly premium, and about 26% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Kendall County, IL. Or explore all Medicare Options available in Kendall County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$18.59/mo
Plans with $0 Premium
29
Average MOOP Limit
$5,235 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 26% · 3 Stars: 71% · Below 3: 3%
Average Part D Deductible
$490.00
Total MA/MAPD Enrollment
4,990
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Gold Plus H1468-013 (HMO) — 1,194 enrollees
2. HumanaChoice H5216-251 (PPO) — 954 enrollees
3. HumanaChoice H7617-018 (PPO) — 744 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$27.06/mo
Total PPO Enrollment
2,932
$0 Premium PPO Plans
14
Average MOOP
$5,540
Top PPO by Enrollment
HumanaChoice H5216-251 (PPO) — 954 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Kendall County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Humana Full Access H7617-009
☆☆☆☆☆
$0 $4,500 $400 H7617-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-018
☆☆☆☆☆
$0 $3,600 $615 H7617-018-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$68 $5,400 $600 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $6,700 $600 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Enhanced
☆☆☆☆☆
$60 $6,750 $615 H7301-032-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H7301-033-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $4,700 $395 H6545-001-0
DEVOTED CHOICE 010 IL
☆☆☆☆☆
$0 $4,900 $355 H6545-010-0
Humana Full Access H5216-412
☆☆☆☆☆
$0 $4,500 $400 H5216-412-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice H5216-013
☆☆☆☆☆
$87 $6,550 $615 H5216-013-0
HumanaChoice H5216-251
☆☆☆☆☆
$0 $3,600 $615 H5216-251-0
HumanaChoice H5216-283
☆☆☆☆☆
$5 $4,900 $615 H5216-283-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$90 $5,100 $450 H8634-003-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the total number of PPO plans offered in Kendall?

Kendall County has 21 PPO plans for 2026, with 2,932 enrolled.

How much do PPO plans cost in Kendall?

The typical PPO premium in Kendall is $27.06, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
11
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
1,546
$0 Premium HMO Plans
11
Average MOOP
$5,195
Top HMO by Enrollment
Humana Gold Plus H1468-013 (HMO) — 1,194 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Kendall County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 IL
☆☆☆☆☆
$0 $2,700 $395 H7151-001-0
DEVOTED GIVEBACK 003 IL
☆☆☆☆☆
$0 $8,850 $605 H7151-003-0
Blue Cross Medicare Advantage Secure
☆☆☆☆☆
$0 $4,750 $450 H8547-001-0
Humana Gold Plus H1468-013
☆☆☆☆☆
$0 $2,150 $615 H1468-013-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $4,500 $450 H3822-001-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Zing Choice IL
☆☆☆☆☆
$0 $3,850 $0 H4624-001-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0
What is the average monthly premium for HMO plans?
HMO plans in Kendall cost $0.00 per month on average.
Which HMO plan is most popular in Kendall?
The most popular HMO plan in Kendall is Humana Gold Plus H1468-013 (HMO), with 1,194 enrollees.
How many HMO plans in Kendall do not include drug coverage?
There are 1 HMO plans in Kendall without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $20.00/mo
  • Total HMO-POS Enrollment 512
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $3,975
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) — 301 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Kendall County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC IL-8
☆☆☆☆☆
$0 $2,900 $440 H2802-024-0
AARP Medicare Advantage Extras from UHC IL-9
☆☆☆☆☆
$0 $3,900 $600 H2802-075-0
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$37 $2,900 $440 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $3,900 $520 H2802-054-0
Blue Cross Medicare Advantage Basic Plus
☆☆☆☆☆
$0 $6,750 $450 H3822-007-0
Blue Cross Medicare Advantage Premier Plus
☆☆☆☆☆
$83 $3,500 $450 H3822-008-0
What is the total number of HMO-POS plans in Kendall?

There are 6 HMO-POS plans in 2026, covering 512 enrollees.

How much do HMO-POS plans cost in Kendall?

The average HMO-POS premium in Kendall is $20.00 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Kendall?

AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) is the top HMO-POS in Kendall, with 301 enrollees.

What is the number of HMO-POS plans without Part D coverage in Kendall?

0 HMO-POS plans in Kendall do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Kendall County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the average monthly premium for PFFS plans?

PFFS plans in Kendall cost $37.00 per month on average.

Which PFFS plan is most popular in Kendall?

The most popular PFFS plan in Kendall is , with 0 enrollees.

How many PFFS plans in Kendall do not include drug coverage?

There are 0 PFFS plans in Kendall without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Kendall County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Kendall County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 26%
3 Stars 27 71%
Below 3 Stars 1 3%
Not Rated 1 3%
Average Rating 3.51

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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