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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. La Salle County

2026 Medicare Advantage Plans in La Salle County, IL

Last update: September 1, 2026.

In La Salle County, IL, there are 29 Medicare Advantage plans available for 2026. Of these, 22 offer a $0 monthly premium, and about 14% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in La Salle County, IL. Or explore all Medicare Options available in La Salle County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.41/mo
Plans with $0 Premium
22
Average MOOP Limit
$5,655 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 14% · 3 Stars: 86% · Below 3: 0%
Average Part D Deductible
$571.00
Total MA/MAPD Enrollment
4,091
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus H1468-007 (HMO) — 677 enrollees
2. Aetna Medicare Signature (PPO) — 675 enrollees
3. Aetna Medicare Enhanced (PPO) — 515 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
19
Average Monthly Premium
$15.05/mo
Total PPO Enrollment
2,786
$0 Premium PPO Plans
14
Average MOOP
$6,142
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 675 enrollees
PPO Plans Without Drug Coverage
7

PPO Medicare Advantage plan comparison – La Salle County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$68 $5,400 $600 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $6,700 $600 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,500 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$37 $4,700 $615 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H7301-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
HumanaChoice H5525-004
☆☆☆☆☆
$60 $6,300 $615 H5525-004-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the total number of PPO plans offered in La Salle?

La Salle County has 19 PPO plans for 2026, with 2,786 enrolled.

How much do PPO plans cost in La Salle?

The typical PPO premium in La Salle is $15.05, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
910
$0 Premium HMO Plans
6
Average MOOP
$4,500
Top HMO by Enrollment
Humana Gold Plus H1468-007 (HMO) — 677 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – La Salle County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1468-007
☆☆☆☆☆
$0 $3,000 $615 H1468-007-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $2,900 $200 H5454-002-0
What is the average monthly premium for HMO plans?
HMO plans in La Salle cost $0.00 per month on average.
Which HMO plan is most popular in La Salle?
The most popular HMO plan in La Salle is Humana Gold Plus H1468-007 (HMO), with 677 enrollees.
How many HMO plans in La Salle do not include drug coverage?
There are 1 HMO plans in La Salle without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $18.50/mo
  • Total HMO-POS Enrollment 357
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $3,400
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IL-2 (HMO-POS) — 273 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – La Salle County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$37 $2,900 $440 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $3,900 $520 H2802-054-0
What is the total number of HMO-POS plans in La Salle?

There are 2 HMO-POS plans in 2026, covering 357 enrollees.

How much do HMO-POS plans cost in La Salle?

The average HMO-POS premium in La Salle is $18.50 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in La Salle?

AARP Medicare Advantage from UHC IL-2 (HMO-POS) is the top HMO-POS in La Salle, with 273 enrollees.

What is the number of HMO-POS plans without Part D coverage in La Salle?

0 HMO-POS plans in La Salle do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$18.50/mo
Total PFFS Enrollment
38
$0 Premium PFFS Plans
1
Average MOOP
$6,750
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 25 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – La Salle County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in La Salle cost $18.50 per month on average.

Which PFFS plan is most popular in La Salle?

The most popular PFFS plan in La Salle is Humana Gold Choice H8145-006 (PFFS), with 25 enrollees.

How many PFFS plans in La Salle do not include drug coverage?

There are 1 PFFS plans in La Salle without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in La Salle County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in La Salle County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 14%
3 Stars 24 86%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.43

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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