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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Lee County

2027 Medicare Advantage Plans in Lee County, IL

Last update: October 5, 2026.

For 2027, Lee County, IL includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 1,493, with 17 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Lee County, IL are summarized separately. Visit Medicare Options in Lee County, IL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $17.17/mo
  • $0 Premium Plans: 17
  • Average MOOP: $6,383 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $648.94
  • Total MA/MAPD Enrollment: 1,493
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Aetna Medicare Advantra Signature Extra (PPO) — 403 enrollees
    2. AARP Medicare Advantage from UHC IL-6 (PPO) — 259 enrollees
    3. Aetna Medicare Advantra Enhanced (PPO) — 153 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
16
Average Monthly Premium
$18.94/mo
Total PPO Enrollment
1,247
$0 Premium PPO Plans
11
Average MOOP
$6,163
Top PPO by Enrollment
Aetna Medicare Advantra Signature Extra (PPO) — 403 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Lee County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$59 $6,700 $685 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$51 $4,500 $700 H7301-002-0
Aetna Medicare Advantra Signature Extra
☆☆☆☆☆
$0 $5,200 $700 H7301-006-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
DEVOTED CHOICE 003 IL
☆☆☆☆☆
$0 $4,150 $650 H8320-003-0
DEVOTED CHOICE GIVEBACK 004 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-004-0
DEVOTED CHOICE GIVEBACK EXTRAS 019 IL
☆☆☆☆☆
$0 $6,850 $700 H8320-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
HumanaChoice H5525-004
☆☆☆☆☆
$73 $6,300 $700 H5525-004-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0

What is the average monthly premium for PPO plans in Lee?

PPO plans in Lee cost $18.94 per month on average.

Which PPO plan has the highest enrollment in Lee?

The most popular PPO plan in Lee is Aetna Medicare Advantra Signature Extra (PPO), with 403 enrollees.

How many PPO plans in Lee do not include prescription drug coverage?

5 PPO plans in Lee do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 43
  • $0 Premium HMO Plans 2
  • Average MOOP $6,650
  • Top HMO by Enrollment Wellcare Simple Essential (HMO) — 26 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Lee County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the top HMO by enrollment in Lee?

Wellcare Simple Essential (HMO) is the top HMO in Lee, with 26 enrollees.

What is the number of HMO plans without Part D coverage in Lee?

0 HMO plans in Lee do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$12.25/mo
Total HMO-POS Enrollment
180
$0 Premium HMO-POS Plans
3
Average MOOP
$5,913
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 146 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Lee County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $400 H3192-013-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $400 H1206-008-0
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0

What is the typical premium for HMO-POS plans in Lee?

HMO-POS plans in Lee cost $12.25 per month on average.

Which HMO-POS plan has the most members in Lee?

The most popular HMO-POS plan in Lee is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 146 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Lee?

There are 0 HMO-POS plans in Lee without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
2
Average Monthly Premium
$30.00/mo
Beneficiaries Enrolled
23
$0 Premium PFFS
1
Average MOOP
$8,825
PFFS with the Highest Enrollment
Humana Gold Choice H8145-006 (PFFS) with 23 enrollees
PFFS Without Drug Coverage
1

2027 PFFS Medicare Advantage plans in Lee County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the total number of PFFS plans in Lee?

In 2027, Lee has 2 PFFS plans with 23 enrollees.

How much do PFFS plans cost in Lee?

The typical PFFS premium in Lee is $30.00, and 1 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Lee County, IL (2027) are summarized below.

Medicare Advantage Plan Ratings in Lee County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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