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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Macoupin County

2026 Medicare Advantage Plans in Macoupin County, IL

Last update: September 2, 2026.

For 2026, Macoupin County, IL includes 37 Medicare Advantage plans. Enrollment across these plans totals approximately 2,674, with 31 $0 premium options and 36% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Macoupin County, IL are summarized separately. Visit Medicare Options in Macoupin County, IL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.16/mo
  • $0 Premium Plans: 31
  • Average MOOP: $5,258 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 36% · 3 Stars: 64% · Below 3: 0%
  • Average Part D Deductible: $475.33
  • Total MA/MAPD Enrollment: 2,674
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 573 enrollees
    2. AARP Medicare Advantage Essentials from UHC ST-3 (HMO-POS) — 570 enrollees
    3. Aetna Medicare Signature (PPO) — 403 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
23
Average Monthly Premium
$20.22/mo
Total PPO Enrollment
1,298
$0 Premium PPO Plans
18
Average MOOP
$5,526
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 403 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Macoupin County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
Humana Value Choice H7617-023
☆☆☆☆☆
$0 $3,500 $615 H7617-023-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC ST-0001
☆☆☆☆☆
$53 $4,500 $520 H2406-043-0
AARP Medicare Advantage from UHC ST-2
☆☆☆☆☆
$0 $6,700 $600 H2406-069-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,500 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$37 $4,700 $615 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H7301-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $3,500 $615 H5216-318-1
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
Essence Advantage Choice
☆☆☆☆☆
$0 $5,400 $340 H6200-001-0
Essence Advantage Premier Plus
☆☆☆☆☆
$254 $2,000 $615 H6200-008-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,250 $200 H7849-059-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $385 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,250 $605 H8320-002-0

What is the average monthly premium for PPO plans in Macoupin?

PPO plans in Macoupin cost $20.22 per month on average.

Which PPO plan has the highest enrollment in Macoupin?

The most popular PPO plan in Macoupin is Aetna Medicare Signature (PPO), with 403 enrollees.

How many PPO plans in Macoupin do not include prescription drug coverage?

5 PPO plans in Macoupin do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 10
  • Average Monthly Premium $5.90/mo
  • Total HMO Enrollment 146
  • $0 Premium HMO Plans 9
  • Average MOOP $4,875
  • Top HMO by Enrollment Wellcare Simple Essential (HMO) — 46 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Macoupin County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Essence Advantage
☆☆☆☆☆
$0 $3,400 $0 H2610-005-0
Essence Advantage Plus
☆☆☆☆☆
$59 $2,900 $0 H2610-006-0
Essence Advantage Select
☆☆☆☆☆
$0 $3,900 $340 H2610-016-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,000 $450 H3822-014-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $4,200 $200 H5454-001-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0
What is the top HMO by enrollment in Macoupin?

Wellcare Simple Essential (HMO) is the top HMO in Macoupin, with 46 enrollees.

What is the number of HMO plans without Part D coverage in Macoupin?

1 HMO plans in Macoupin do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
1,230
$0 Premium HMO-POS Plans
4
Average MOOP
$4,675
Top HMO-POS by Enrollment
AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS) — 573 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Macoupin County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage CareFlex from UHC ST-6
☆☆☆☆☆
$0 $6,700 $600 H2802-073-0
AARP Medicare Advantage Essentials from UHC ST-3
☆☆☆☆☆
$0 $3,200 $440 H2802-028-0
AARP Medicare Advantage Extras from UHC ST-4
☆☆☆☆☆
$0 $3,900 $520 H2802-052-0
AARP Medicare Advantage Patriot No Rx MO-MA01
☆☆☆☆☆
$0 $4,900 N/A H2802-050-0

What is the typical premium for HMO-POS plans in Macoupin?

HMO-POS plans in Macoupin cost $0.00 per month on average.

Which HMO-POS plan has the most members in Macoupin?

The most popular HMO-POS plan in Macoupin is AARP Medicare Advantage Extras from UHC ST-4 (HMO-POS), with 573 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Macoupin?

There are 1 HMO-POS plans in Macoupin without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Macoupin County, IL (2026) are summarized below.

Medicare Advantage Plan Ratings in Macoupin County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 36%
3 Stars 21 64%
Below 3 Stars 0 0%
Not Rated 4 11%
Average Rating 3.56

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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