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2026 Medicare Advantage Plans in Mason County, IL

Last update: .

For 2026, Mason County, IL includes 25 Medicare Advantage plans. Enrollment across these plans totals approximately 594, with 19 $0 premium options and 12% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Mason County, IL are provided separately. Or you can discover all Medicare Options in Mason County, IL.

At a Glance

  • Average Monthly Premium: $11.40/mo
  • $0 Premium Plans: 19
  • Average MOOP: $5,930 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 12% · 3 Stars: 88% · Below 3: 0%
  • Average Part D Deductible: $564.71
  • Total MA/MAPD Enrollment: 594
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Aetna Medicare Signature (PPO) — 153 enrollees
    2. Aetna Medicare Enhanced (PPO) — 127 enrollees
    3. HumanaChoice Giveback H5216-403 (PPO) — 111 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
17
Average Monthly Premium
$11.94/mo
Total PPO Enrollment
459
$0 Premium PPO Plans
13
Average MOOP
$6,074
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 153 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Mason County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
 $0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
 $45 $6,700 $600 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
 $0 $6,700 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $4,500 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
 $37 $4,700 $615 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,500 $615 H7301-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
 $0 $4,500 $615 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
 $18 $6,000 $615 H5216-399-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
 $0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
 $0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
 $0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
 $0 $6,750 N/A H8634-019-0
HealthSpring True Choice
☆☆☆☆☆
 $0 $4,250 $200 H7849-059-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
 $103 $7,200 $615 R5361-002-0

What is the typical premium for PPO plans available in Mason?

PPO plans in Mason cost $11.94 per month on average.

Which PPO plan do most beneficiaries choose in Mason?

The most popular PPO plan in Mason is Aetna Medicare Signature (PPO), with 153 enrollees.

How many PPO options are offered without drug coverage in Mason?

6 PPO plans in Mason do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 5
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 81
  • $0 Premium HMO Plans 5
  • Average MOOP $5,320
  • Top HMO by Enrollment Wellcare Simple Essential (HMO) — 42 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Mason County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
 $0 $5,500 $450 H3822-012-0
Wellcare Giveback
☆☆☆☆☆
 $0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
 $0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
 $0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
 $0 $3,900 $615 H5779-009-0
What is the total number of HMO plans offered in Mason?

In 2026, Mason County has 5 HMO plans with 81 enrollees.

How much do HMO plans cost in Mason?

The typical HMO premium in Mason is $0.00, and 5 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$45.00/mo
Total HMO-POS Enrollment
40
$0 Premium HMO-POS Plans
0
Average MOOP
$4,900
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 40 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Mason County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
 $45 $4,900 $520 H5253-108-1
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Mason cost $45.00 per month on average.
Which HMO-POS plan is most popular in Mason?
The most popular HMO-POS plan in Mason is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 40 enrollees.
How many HMO-POS plans in Mason do not include drug coverage?
There are 0 HMO-POS plans in Mason without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $18.50/mo
  • Total PFFS Enrollment 14
  • $0 Premium PFFS Plans 1
  • Average MOOP $6,750
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 14 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Mason County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
 $37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
 $0 $6,700 N/A H8145-126-0
What is the total number of PFFS plans in Mason?

There are 2 PFFS plans in 2026, covering 14 enrollees.

How much do PFFS plans cost in Mason?

The average PFFS premium in Mason is $18.50 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Mason?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Mason, with 14 enrollees.

What is the number of PFFS plans without Part D coverage in Mason?

1 PFFS plans in Mason do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Mason County, IL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Mason County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 12%
3 Stars 22 88%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.36

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .