2026 Medicare Advantage Plans in Massac County, IL
Last update: . Enrollment data updated: June 13, 2026
For 2026, Massac County, IL includes 11 Medicare Advantage plans. Enrollment across these plans totals approximately 436, with 7 $0 premium options and 27% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Massac County, IL are summarized separately. Visit Medicare Options in Massac County, IL to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 10
- Average Monthly Premium
- $19.00/mo
- Total PPO Enrollment
- 410
- $0 Premium PPO Plans
- 7
- Average MOOP
- $6,345
- Top PPO by Enrollment
- HumanaChoice Giveback H5216-403 (PPO) — 192 enrollees
- PPO Plans Without Drug Coverage
- 4
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana USAA Honor Giveback | $0 | $6,000 | N/A | H7617-022-0 | |
| HumanaChoice Giveback H7617-013 | $0 | $4,500 | $615 | H7617-013-0 | |
| Aetna Medicare Eagle | $0 | $4,500 | N/A | H7301-023-0 | |
| Aetna Medicare Enhanced | $69 | $8,750 | $615 | H7301-034-0 | |
| Aetna Medicare Signature | $0 | $9,250 | $615 | H7301-027-0 | |
| Humana USAA Honor Giveback | $0 | $6,000 | N/A | H5216-355-0 | |
| HumanaChoice Giveback H5216-403 | $0 | $4,500 | $615 | H5216-403-0 | |
| HumanaChoice H5216-399 | $18 | $6,000 | $615 | H5216-399-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | R5361-001-0 | |
| HumanaChoice R5361-002 | $103 | $7,200 | $615 | R5361-002-0 |
- What is the average monthly premium for PPO plans in Massac?
- PPO plans in Massac cost $19.00 per month on average.
- Which PPO plan has the highest enrollment in Massac?
- The most popular PPO plan in Massac is HumanaChoice Giveback H5216-403 (PPO), with 192 enrollees.
- How many PPO plans in Massac do not include prescription drug coverage?
- 4 PPO plans in Massac do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 1
- Average Monthly Premium
- $45.00/mo
- Total HMO-POS Enrollment
- 26
- $0 Premium HMO-POS Plans
- 0
- Average MOOP
- $4,900
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 26 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC IA-0002 | $45 | $4,900 | $520 | H5253-108-1 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Massac cost $45.00 per month on average.
Which HMO-POS plan is most popular in Massac?
The most popular HMO-POS plan in Massac is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 26 enrollees.
How many HMO-POS plans in Massac do not include drug coverage?
There are 0 HMO-POS plans in Massac without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Massac County, IL (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 27% |
| 3 Stars | 8 | 73% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.64 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.