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2027 Medicare Advantage Plans in Massac County, IL

Last update: .

For 2027, Massac County, IL includes 14 Medicare Advantage plans. Enrollment across these plans totals approximately 315, with 11 $0 premium options and 55% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $12.07/mo
  • $0 Premium Plans: 11
  • Average MOOP: $6,396 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 55% · 3 Stars: 45% · Below 3: 0%
  • Average Part D Deductible: $655.55
  • Total MA/MAPD Enrollment: 315
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HumanaChoice Giveback H5216-403 (PPO) — 182 enrollees
    2. HumanaChoice H5216-399 (PPO) — 47 enrollees
    3. AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 24 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Massac County, IL are provided separately. Or you can discover all Medicare Options in Massac County, IL. For a statewide view, browse Medicare Advantage plans in Illinois to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
10
Average Monthly Premium
$12.00/mo
Total PPO Enrollment
291
$0 Premium PPO Plans
8
Average MOOP
$6,485
Top PPO by Enrollment
HumanaChoice Giveback H5216-403 (PPO) — 182 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Massac County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
 $0 $5,000 $700 H7617-013-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
 $0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
 $33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
 $87 $7,700 $700 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
 $0 $5,000 $465 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
 $0 $9,850 $461 H8320-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 018 IL
☆☆☆☆☆
 $0 $7,300 $700 H8320-018-0

What is the typical premium for PPO plans available in Massac?

PPO plans in Massac cost $12.00 per month on average.

Which PPO plan do most beneficiaries choose in Massac?

The most popular PPO plan in Massac is HumanaChoice Giveback H5216-403 (PPO), with 182 enrollees.

How many PPO options are offered without drug coverage in Massac?

3 PPO plans in Massac do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 2
  • Average MOOP $6,650
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Massac County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Giveback
☆☆☆☆☆
 $0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
 $0 $5,500 $700 H5779-009-0
What is the total number of HMO plans offered in Massac?

In 2027, Massac County has 2 HMO plans with 0 enrollees.

How much do HMO plans cost in Massac?

The typical HMO premium in Massac is $0.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$24.50/mo
Total HMO-POS Enrollment
24
$0 Premium HMO-POS Plans
1
Average MOOP
$5,700
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 24 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Massac County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
 $49 $5,900 $685 H5253-108-1
Wellcare Simple Value
☆☆☆☆☆
 $0 $5,500 $700 H1416-084-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Massac cost $24.50 per month on average.
Which HMO-POS plan is most popular in Massac?
The most popular HMO-POS plan in Massac is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 24 enrollees.
How many HMO-POS plans in Massac do not include drug coverage?
There are 0 HMO-POS plans in Massac without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Massac County, IL (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Massac County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 55%
3 Stars 5 45%
Below 3 Stars 0 0%
Not Rated 3 21%
Average Rating 3.82

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Massac County, Illinois, including communities such as Brookport, Metropolis, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .