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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Mcdonough County

2027 Medicare Advantage Plans in Mcdonough County, IL

Last update: October 4, 2026.

In Mcdonough County, IL, there are 17 Medicare Advantage plans available for 2027. Of these, 11 offer a $0 monthly premium, and about 71% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Mcdonough County, IL. Or explore all Medicare Options available in Mcdonough County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$21.12/mo
Plans with $0 Premium
11
Average MOOP Limit
$6,074 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 71% · 3 Stars: 29% · Below 3: 0%
Average Part D Deductible
$697.50
Total MA/MAPD Enrollment
771
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Signature (PPO) — 170 enrollees
2. AARP Medicare Advantage from UHC IL-6 (PPO) — 113 enrollees
3. Aetna Medicare Enhanced (PPO) — 111 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
13
Average Monthly Premium
$23.85/mo
Total PPO Enrollment
673
$0 Premium PPO Plans
8
Average MOOP
$6,042
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 170 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Mcdonough County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$59 $6,700 $685 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$58 $4,900 $700 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $700 H7301-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
HumanaChoice H5525-004
☆☆☆☆☆
$73 $6,300 $700 H5525-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
What is the total number of PPO plans offered in Mcdonough?

Mcdonough County has 13 PPO plans for 2027, with 673 enrolled.

How much do PPO plans cost in Mcdonough?

The typical PPO premium in Mcdonough is $23.85, and 8 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
42
$0 Premium HMO Plans
2
Average MOOP
$6,650
Top HMO by Enrollment
Wellcare Simple Essential (HMO) — 22 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Mcdonough County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the average monthly premium for HMO plans?
HMO plans in Mcdonough cost $0.00 per month on average.
Which HMO plan is most popular in Mcdonough?
The most popular HMO plan in Mcdonough is Wellcare Simple Essential (HMO), with 22 enrollees.
How many HMO plans in Mcdonough do not include drug coverage?
There are 0 HMO plans in Mcdonough without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $24.50/mo
  • Total HMO-POS Enrollment 56
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $5,700
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 56 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Mcdonough County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the total number of HMO-POS plans in Mcdonough?

There are 2 HMO-POS plans in 2027, covering 56 enrollees.

How much do HMO-POS plans cost in Mcdonough?

The average HMO-POS premium in Mcdonough is $24.50 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Mcdonough?

AARP Medicare Advantage from UHC IA-0002 (HMO-POS) is the top HMO-POS in Mcdonough, with 56 enrollees.

What is the number of HMO-POS plans without Part D coverage in Mcdonough?

0 HMO-POS plans in Mcdonough do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Mcdonough County, IL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Mcdonough County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 71%
3 Stars 5 29%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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