- Entity
- county:illinois-mchenry-17111
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/illinois/mchenry/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 46
- PPO Plans
- 25
- HMO Plans
- 14
- HMO-POS Plans
- 6
- PFFS Plans
- 1
- Average Monthly Premium
- 15.65
- Average MOOP
- 5063.04
- Average Part D Deductible
- 464.36
- $0 Premium Plans
- 37
- Plans Without Part D Coverage
- 7
- Average CMS Star Rating
- 3.46
- $0 Premium Plan Share
- 80.43
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 27
- 3-Star Plan Share
- 71
- Below 3-Star Plan Share
- 2
- Not-Rated Plan Share
- 2
- PPO Average Monthly Premium
- 22.52
- PPO Average MOOP
- 5698
- PPO Enrollment
- 11486
- PPO $0 Premium Plans
- 19
- PPO Plans Without Part D Coverage
- 6
- HMO Average Monthly Premium
- 0
- HMO Average MOOP
- 4271.43
- HMO Enrollment
- 2551
- HMO $0 Premium Plans
- 14
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 20
- HMO-POS Average MOOP
- 3975
- HMO-POS Enrollment
- 1264
- HMO-POS $0 Premium Plans
- 4
- HMO-POS Plans Without Part D Coverage
- 0
- PFFS Average Monthly Premium
- 37
- PFFS Average MOOP
- 6800
- PFFS Enrollment
- 18
- PFFS $0 Premium Plans
- 0
- PFFS Plans Without Part D Coverage
- 0
- Entity
- county:illinois-mchenry-17111
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/illinois/mchenry/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-illinois-mchenry-17111-landscape-stats
- Plans Indexed
- 46
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle
H5521-286-0 -
Humana Full Access H7617-009
H7617-009-0 -
Humana USAA Honor Giveback
H7617-022-0 -
HumanaChoice H7617-018
H7617-018-0 -
AARP Medicare Advantage Essentials from UHC IL-8
H2802-024-0 -
AARP Medicare Advantage Extras from UHC IL-9
H2802-075-0 -
AARP Medicare Advantage from UHC IL-0001
H2802-025-0 -
AARP Medicare Advantage from UHC IL-2
H2802-054-0 -
DEVOTED CORE 001 IL
H7151-001-0 -
DEVOTED GIVEBACK 003 IL
H7151-003-0 -
HealthSpring Preferred
H4513-085-0 -
HealthSpring Preferred Savings
H4513-086-0 -
AARP Medicare Advantage from UHC IL-0004
H8768-005-0 -
AARP Medicare Advantage from UHC IL-5
H8768-010-0 -
AARP Medicare Advantage Patriot No Rx IL-MA01
H8768-019-0 -
Aetna Medicare Enhanced
H7301-032-0 -
Aetna Medicare Signature
H7301-033-0 -
Blue Cross Medicare Advantage Secure
H8547-001-0 -
DEVOTED CHOICE 001 IL
H6545-001-0 -
DEVOTED CHOICE 010 IL
H6545-010-0 -
Humana Full Access H5216-412
H5216-412-0 -
Humana Gold Choice H8145-006
H8145-006-0 -
Humana Gold Plus H1468-013
H1468-013-0 -
Humana USAA Honor Giveback
H5216-355-0 -
HumanaChoice H5216-013
H5216-013-0 -
HumanaChoice H5216-251
H5216-251-0 -
Blue Cross Medicare Advantage Basic
H3822-001-0 -
Blue Cross Medicare Advantage Basic Plus
H3822-007-0 -
Blue Cross Medicare Advantage Choice Plus
H8634-003-0 -
Blue Cross Medicare Advantage Choice Premier
H8634-004-0 -
Blue Cross Medicare Advantage Classic
H8634-008-0 -
Blue Cross Medicare Advantage Dental Premier
H8634-021-0 -
Blue Cross Medicare Advantage Health Choice
H8634-018-0 -
Blue Cross Medicare Advantage Premier Plus
H3822-008-0 -
Blue Cross Medicare Advantage Protect
H8634-019-0 -
Clear Spring Health BrightPath Advantage
H3071-002-0 -
HealthSpring True Choice
H7849-002-0 -
HealthSpring True Choice Savings
H7849-080-0 -
Humana USAA Honor Giveback
R5361-001-0 -
HumanaChoice R5361-002
R5361-002-0 -
Wellcare Giveback
H5779-010-0 -
Wellcare Patriot Giveback
H5779-011-0 -
Wellcare Simple Essential
H5779-002-0 -
Wellcare Simple Essential Value
H5779-009-0 -
Zing Choice IL
H4624-001-0 -
Clear Spring Health BrightPath Advantage
H5454-002-0
-
Aetna Medicare Eagle
- Total Standard Medicare Advantage Enrollment
- 15319
2026 Medicare Advantage Plans in McHenry County, IL
Last update: .
In McHenry County, IL, there are 46 Medicare Advantage plans available for 2026. Of these, 37 offer a $0 monthly premium, and about 27% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in McHenry County, IL. Or explore all Medicare Options available in McHenry County, IL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in McHenry?
McHenry County has 25 PPO plans for 2026, with 11,486 enrolled.
How much do PPO plans cost in McHenry?
The typical PPO premium in McHenry is $22.52, and 19 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 14
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 2,551
- $0 Premium HMO Plans
- 14
- Average MOOP
- $4,271
- Top HMO by Enrollment
- Humana Gold Plus H1468-013 (HMO) — 1,616 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| DEVOTED CORE 001 IL | $0 | $2,700 | $395 | H7151-001-0 | |
| DEVOTED GIVEBACK 003 IL | $0 | $8,850 | $605 | H7151-003-0 | |
| HealthSpring Preferred | $0 | $2,000 | $200 | H4513-085-0 | |
| HealthSpring Preferred Savings | $0 | $4,000 | $200 | H4513-086-0 | |
| Blue Cross Medicare Advantage Secure | $0 | $4,750 | $450 | H8547-001-0 | |
| Humana Gold Plus H1468-013 | $0 | $2,150 | $615 | H1468-013-0 | |
| Blue Cross Medicare Advantage Basic | $0 | $4,500 | $450 | H3822-001-0 | |
| Clear Spring Health BrightPath Advantage | $0 | $3,000 | $200 | H3071-002-0 | |
| Wellcare Giveback | $0 | $7,500 | $615 | H5779-010-0 | |
| Wellcare Patriot Giveback | $0 | $5,500 | N/A | H5779-011-0 | |
| Wellcare Simple Essential | $0 | $4,200 | $615 | H5779-002-0 | |
| Wellcare Simple Essential Value | $0 | $3,900 | $615 | H5779-009-0 | |
| Zing Choice IL | $0 | $3,850 | $0 | H4624-001-0 | |
| Clear Spring Health BrightPath Advantage | $0 | $2,900 | $200 | H5454-002-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in McHenry cost $0.00 per month on average.
- Which HMO plan is most popular in McHenry?
- The most popular HMO plan in McHenry is Humana Gold Plus H1468-013 (HMO), with 1,616 enrollees.
- How many HMO plans in McHenry do not include drug coverage?
- There are 1 HMO plans in McHenry without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 6
- Average Monthly Premium $20.00/mo
- Total HMO-POS Enrollment 1,264
- $0 Premium HMO-POS Plans 4
- Average MOOP $3,975
- Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) — 757 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IL-8 | $0 | $2,900 | $440 | H2802-024-0 | |
| AARP Medicare Advantage Extras from UHC IL-9 | $0 | $3,900 | $600 | H2802-075-0 | |
| AARP Medicare Advantage from UHC IL-0001 | $37 | $2,900 | $440 | H2802-025-0 | |
| AARP Medicare Advantage from UHC IL-2 | $0 | $3,900 | $520 | H2802-054-0 | |
| Blue Cross Medicare Advantage Basic Plus | $0 | $6,750 | $450 | H3822-007-0 | |
| Blue Cross Medicare Advantage Premier Plus | $83 | $3,500 | $450 | H3822-008-0 |
What is the total number of HMO-POS plans in McHenry?
There are 6 HMO-POS plans in 2026, covering 1,264 enrollees.
How much do HMO-POS plans cost in McHenry?
The average HMO-POS premium in McHenry is $20.00 per month, with 4 plans offering $0 premiums.
What is the leading HMO-POS plan in McHenry?
AARP Medicare Advantage Essentials from UHC IL-8 (HMO-POS) is the top HMO-POS in McHenry, with 757 enrollees.
What is the number of HMO-POS plans without Part D coverage in McHenry?
0 HMO-POS plans in McHenry do not include prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 1
- Average Monthly Premium
- $37.00/mo
- Total PFFS Enrollment
- 18
- $0 Premium PFFS Plans
- 0
- Average MOOP
- $6,800
- Top PFFS by Enrollment
- Humana Gold Choice H8145-006 (PFFS) — 18 enrollees
- PFFS Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the average monthly premium for PFFS plans?
PFFS plans in McHenry cost $37.00 per month on average.
Which PFFS plan is most popular in McHenry?
The most popular PFFS plan in McHenry is Humana Gold Choice H8145-006 (PFFS), with 18 enrollees.
How many PFFS plans in McHenry do not include drug coverage?
There are 0 PFFS plans in McHenry without prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in McHenry County, IL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 27% |
| 3 Stars | 32 | 71% |
| Below 3 Stars | 1 | 2% |
| Not Rated | 1 | 2% |
| Average Rating | 3.46 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.