• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

Open Medicare Plan Data.

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Mercer County

2027 Medicare Advantage Plans in Mercer County, IL

Last update: October 5, 2026.

For 2027, Mercer County, IL includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 890, with 13 $0 premium options and 67% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Mercer County, IL are summarized separately. Visit Medicare Options in Mercer County, IL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $17.00/mo
  • $0 Premium Plans: 13
  • Average MOOP: $6,831 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Average Part D Deductible: $661.23
  • Total MA/MAPD Enrollment: 890
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 293 enrollees
    2. AARP Medicare Advantage from UHC IA-0003 (PPO) — 196 enrollees
    3. Wellcare Simple Essential (HMO) — 162 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
13
Average Monthly Premium
$19.77/mo
Total PPO Enrollment
394
$0 Premium PPO Plans
9
Average MOOP
$6,800
Top PPO by Enrollment
AARP Medicare Advantage from UHC IA-0003 (PPO) — 196 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Mercer County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
AARP Medicare Advantage from UHC IA-0003
☆☆☆☆☆
$45 $7,150 $685 H8768-017-2
AARP Medicare Advantage Patriot No Rx IA-MA01
☆☆☆☆☆
$0 $9,850 N/A H8768-018-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-013
☆☆☆☆☆
$92 $6,550 $700 H5216-013-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $465 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 018 IL
☆☆☆☆☆
$0 $7,300 $700 H8320-018-0
What is the average monthly premium for PPO plans in Mercer?
PPO plans in Mercer cost $19.77 per month on average.
Which PPO plan has the highest enrollment in Mercer?
The most popular PPO plan in Mercer is AARP Medicare Advantage from UHC IA-0003 (PPO), with 196 enrollees.
How many PPO plans in Mercer do not include prescription drug coverage?
4 PPO plans in Mercer do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
203
$0 Premium HMO Plans
2
Average MOOP
$6,650
Top HMO by Enrollment
Wellcare Simple Essential (HMO) — 162 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Mercer County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the total number of HMO plans offered in Mercer?

There are 2 HMO plans in 2027, covering 203 enrollees.

How much do HMO plans cost in Mercer?

The average HMO premium in Mercer is $0.00 per month, with 2 plans offering $0 premiums.

What is the top HMO by enrollment in Mercer?

Wellcare Simple Essential (HMO) is the top HMO in Mercer, with 162 enrollees.

What is the number of HMO plans without Part D coverage in Mercer?

0 HMO plans in Mercer do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
3
Average Monthly Premium
$16.33/mo
Total HMO-POS Enrollment
293
$0 Premium HMO-POS Plans
2
Average MOOP
$7,083
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 293 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Mercer County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
AARP Medicare Advantage Patriot No Rx IA-MA2
☆☆☆☆☆
$0 $9,850 N/A H5253-241-0
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Mercer cost $16.33 per month on average.

Which HMO-POS plan is most popular in Mercer?

The most popular HMO-POS plan in Mercer is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 293 enrollees.

How many HMO-POS plans in Mercer do not include drug coverage?

There are 1 HMO-POS plans in Mercer without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Mercer County, IL (2027) are summarized below.

Medicare Advantage Plan Ratings in Mercer County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 67%
3 Stars 5 33%
Below 3 Stars 0 0%
Not Rated 3 17%
Average Rating 3.87

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare Plans Research

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon