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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Morgan County
  5. Wellcare Simple Value
Wellcare logo, a registered trademark of Wellcare

Wellcare Simple Value (HMO-POS) Medicare Advantage Plan H1416-084 • 2027 • Morgan County, IL

CMS Rating: Not yet rated by CMS.
Monthly Premium
$0.00Plus Part B premium.
Medical Deductible
$0.00
Maximum Out-of-Pocket
$5500.00In-network
Part B Giveback
Not offered
Prescription Coverage
Enhanced, $700.00 deductible
Additional Benefits
Dental, Vision, Hearing
Service Area
Morgan County, IL
Local Enrollment
0 beneficiaries in Morgan County
Last update: October 3, 2026
  • Compare Similar Plans
  • Benefits & Costs
  • Prescription Drugs
  • CMS Star Ratings
  • Contact Wellcare

Wellcare Simple Value (HMO-POS) Introduction

This Medicare Advantage HMO-POS plan, Wellcare Simple Value, is offered by Wellcare and uses a Health Maintenance Organization with a Point of Service (HMO-POS) provider network. It comes with prescription drug coverage. For the 2027 plan year, the monthly premium is $0.00, the medical deductible is $0.00, and the in-network maximum out-of-pocket is $5500.00. The plan is identified by CMS Plan ID H1416-084. The 2027 Part D prescription drug deductible is $700.00.

Enrollment in this plan requires residence in Morgan County, Illinois. CMS enrollment data reports 0 plan members in Morgan County. New members can call the plan directly at (844)480-0680 (TTY 711) for assistance.

Compare Similar Plans in Morgan County

Compare this plan with the most-enrolled other HMO-POS plan available in Morgan County, Illinois. Enrollment is based on CMS local enrollment data.

HMO-POS plan comparison for Morgan County, Illinois
Plan Detail Wellcare Simple Value AARP Medicare Advantage from UHC IA-0002
CMS Plan ID H1416-084-0 H5253-108-1
Local Enrollment 0 73
Monthly Premium $0.00 $49.00
Medical Deductible Coming soon Coming soon
Maximum Out-of-Pocket $5,500.00 $5,900.00
Part B Giveback Coming soon Coming soon
Primary Care Coming soon Coming soon
Specialist Coming soon Coming soon
Part D Deductible $700.00 $685.00
CMS Star Rating Not yet rated Not yet rated
Dental Coming soon Coming soon
Vision Coming soon Coming soon
Hearing Coming soon Coming soon

Plan Benefits

Wellcare Simple Value includes cost-sharing, which refers to out-of-pocket expenses for covered healthcare services. The tables below outline the most common in-network out-of-pocket costs associated with plan H1416-084.

You can also compare 2027 costs and coverage with last year, side-by-side: Plan H1416-084-0 Cost Compare.

Office Visits

Primary care
In-network: $0 copay
Specialist
In-network: $35 copay

Preventive and Wellness Services

Annual wellness exam
In-network: $0 copay
Telehealth benefit
In-network: $0-$40 copay
Routine chiropractic
Not covered
Fitness benefits
Coming soon
Health education
Not covered
Counseling services
Not covered
Over-the-counter drug benefits
In-network: $0 copay
Health transportation (non-emergency)
Coming soon

Diagnostic, Lab, and Imaging Services

Diagnostic radiology services
In-network: $0-$325 copay
Lab services
In-network: $0-$50 copay
Outpatient x-rays
In-network: $50 copay
Diagnostic tests and procedures
In-network: $0-$60 copay

Emergency and Urgent Care Services

Emergency room care
$130 copay
Worldwide emergency care
Coming soon
Urgent care
$0 copay
Inpatient hospital care
In-network:
Tier 1
$375 per day for days 1-7
$0 per day for days 8-90
$0 per stay
Skilled Nursing Facility
In-network:
Tier 1
$0 per day for days 1-20
$221 per day for days 21-50
$0 per day for days 51-100
Ground ambulance
In-network: $280 copay

Mental Health Services

Outpatient individual therapy
In-network: $40 copay
Outpatient group therapy
In-network: $40 copay
Inpatient psychiatric hospital care
In-network:
Tier 1
$375 per day for days 1-7
$0 per day for days 8-90
$0 per stay

Rehabilitation Services

Physical therapy and speech and language therapy
In-network: $30 copay
Occupational therapy
In-network: $30 copay

Medical Equipment and Supplies

Diabetes supplies
In-network: $0 copay
Durable medical equipment
In-network: 20% coinsurance
Prosthetics
In-network: 20% coinsurance

Medicare Part B Drugs

Chemotherapy
In-network: 0%-20% coinsurance
Other Part B drugs (Medicare-covered)
In-network: 0%-20% coinsurance

Dental Services

Oral exam
In-network: $0 copay
Out-of-network: 25% coinsurance
Dental x-rays
In-network: $0 copay
Out-of-network: 25% coinsurance
Cleaning
In-network: $0 copay
Out-of-network: 25% coinsurance
Periodontics
In-network: $0 copay
Out-of-network: 25% coinsurance
Endodontics
In-network: $0 copay
Out-of-network: 25% coinsurance
Restorative services
In-network: $0 copay
Out-of-network: 25% coinsurance
Implant services
Not covered
Orthodontics
Not covered
Oral/Maxillofacial surgery
In-network: $0 copay
Out-of-network: 25% coinsurance

Vision Services

Routine eye exam
In-network: $0 copay
Contact lenses
Not covered
Eyeglass frames only
Not covered
Eyeglass lenses only
Not covered
Eyeglasses (frames & lenses)
Not covered
Upgrades
Not covered

Hearing Services

Hearing exam
In-network: $0 copay
Fitting/evaluation
In-network: $0 copay
Prescription hearing aids
In-network: $0 copay
OTC hearing aids
Not covered

Additional and Special Needs Services

Adult day health services
Not covered
Home-based palliative care
Not covered
Personal emergency response system
Coming soon
Weight management programs
Not covered
Wigs for chemotherapy-related hair loss
Coming soon
Alternative therapies
In-network: $0 copay
Massage therapy
Not covered
Home/bathroom safety devices
Not covered

Certain preventive services are covered 100% by Wellcare Simple Value as a Part B benefit.

Prescription Drug Coverage

Wellcare Simple Value includes a Medicare Part D prescription drug plan (PDP). Plan type and coverage level are defined by CMS and may vary between basic and enhanced benefit designs.

This plan includes an enhanced benefit Medicare Part D plan (PDP), providing coverage beyond the standard CMS-defined minimum.

Prescription Drug Plan Premium

The Part D prescription drug plan premium is included in the overall Medicare Advantage plan cost. Additional adjustments may apply through the Low-Income Subsidy (LIS) program, also known as Extra Help, administered by Social Security. LIS benefits are separate from Medicare Special Needs Plan coverage.

Wellcare Simple Value (H1416-084-0) Prescription Drug Plan Premium Details
Part D Premium Component Amount
Basic Part D Premium:($6.20)
Supplemental Part D Premium:$$6.20
Total Part D Premium:$0.00
Low-Income Premium Subsidy:$7.61
Low-Income Premium Subsidy Paid by CMS:$0.00
Low-Income Subsidy Premium:$0.00

For more details, visit the Social Security Extra Help program .

Prescription Drug Plan Deductible

This plan has a $700.00 annual Part D deductible. You'll pay this deductible at the pharmacy before Wellcare starts contributing towards your prescription costs.

Prescription Drug Plan Out-of-Pocket Costs

Beyond premiums and deductibles, Wellcare Simple Value may have additional costs at pharmacies. The table below outlines out-of-pocket expenses by drug tier.

Wellcare Simple Value (H1416-084-0) Pharmacy Out-of-Pocket Costs by Drug Tier
Drug Tier Retail Mail Order
Generic$0.00 copayComing soon
Preferred Brand25% coinsuranceComing soon
Non-Preferred Drug40% coinsuranceComing soon
Injectable Drugs1% coinsuranceComing soon
Specialty Tier25% coinsuranceComing soon
Select Care Drugs$0.00 copayComing soon
*Deductible does not apply.

CMS 5-Star Performance Ratings (Contract ID: H1416)

CMS evaluates Medicare Advantage (Part C) and Part D plans annually using a 5-star rating system. Ratings reflect performance in preventive care, chronic condition management, and member experience.

2027 Medicare Star Ratings for Contract H1416
CMS Measure Star Rating
2027 Overall Rating ☆☆☆☆☆
Staying Healthy: Screenings, Tests, Vaccines ☆☆☆☆☆
Managing Chronic (Long Term) Conditions ☆☆☆☆☆
Member Experience with Health Plan ☆☆☆☆☆
Complaints and Changes in Plans Performance ☆☆☆☆☆
Health Plan Customer Service ☆☆☆☆☆
Drug Plan Customer Service ☆☆☆☆☆
Complaints and Changes in the Drug Plan ☆☆☆☆☆
Member Experience with the Drug Plan ☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing ☆☆☆☆☆

Contact Information for Wellcare

Website
Wellcare Plan Page
Providers
Wellcare Providers Page
Formulary
Wellcare Formulary Page
Pharmacy
Wellcare Pharmacy Page
New Member Health Plan Help
(844)480-0680
New Member Health Plan TTY
711
New Member Part D Help
(844)480-0680
New Member Part D TTY Users
711

Enrollment status and eligibility information are available through the Social Security Administration. Additional information about Medicare Advantage is available at Medicare.gov.

Medicare Plan Data Sources and Methodology
Primary CMS datasets used for this Medicare Advantage Plan resource.
Data Source Publisher Last Accessed
Landscape Source Files Centers for Medicare & Medicaid Services October 5, 2026
Medicare Part C & D Performance Centers for Medicare & Medicaid Services October 5, 2026
Plan Benefits Package Centers for Medicare & Medicaid Services October 5, 2026
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services October 5, 2026

Data sources and methodology documentation.

Official plan information and secondary Medicare references.
Publisher Reference Last Accessed
Wellcare (official source) http://go.wellcare.com/Medicare October 4, 2026
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025

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Provenance documentation for this data is maintained under the U.S. Core Data for Interoperability (USCDI) Provenance standard.

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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