2026 Medicare Advantage Plans in Morgan County, IL
Last update: . Enrollment data updated: June 13, 2026
In Morgan County, IL, there are 25 Medicare Advantage plans available for 2026. Of these, 19 offer a $0 monthly premium, and about 12% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Morgan County, IL. Or explore all Medicare Options available in Morgan County, IL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 19
- Average Monthly Premium $16.95/mo
- Total PPO Enrollment 1,100
- $0 Premium PPO Plans 14
- Average MOOP $6,505
- Top PPO by Enrollment Aetna Medicare Signature (PPO) — 403 enrollees
- PPO Plans Without Drug Coverage 7
What is the total number of PPO plans offered in Morgan?
There are 19 PPO plans in 2026, covering 1,100 beneficiaries.
How much do PPO plans cost in Morgan?
The average PPO premium in Morgan is $16.95 per month, with 14 plans offering $0 premiums.
What is the most popular PPO plan in Morgan?
Aetna Medicare Signature (PPO) is the top PPO in Morgan, with 403 enrollees.
What is the number of PPO plans without Part D coverage in Morgan?
There are 7 PPO plans in Morgan without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 5
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 249
- $0 Premium HMO Plans
- 5
- Average MOOP
- $5,320
- Top HMO by Enrollment
- Wellcare Simple Essential Value (HMO) — 92 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue Cross Medicare Advantage Basic | $0 | $5,500 | $450 | H3822-012-0 | |
| Wellcare Giveback | $0 | $7,500 | $615 | H5779-010-0 | |
| Wellcare Patriot Giveback | $0 | $5,500 | N/A | H5779-011-0 | |
| Wellcare Simple Essential | $0 | $4,200 | $615 | H5779-002-0 | |
| Wellcare Simple Essential Value | $0 | $3,900 | $615 | H5779-009-0 |
What is the average monthly premium for HMO plans?
HMO plans in Morgan cost $0.00 per month on average.
Which HMO plan is most popular in Morgan?
The most popular HMO plan in Morgan is Wellcare Simple Essential Value (HMO), with 92 enrollees.
How many HMO plans in Morgan do not include drug coverage?
There are 1 HMO plans in Morgan without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC IA-0002 | $45 | $4,900 | $520 | H5253-108-1 |
What is the leading HMO-POS plan in Morgan?
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) is the top HMO-POS in Morgan, with 65 enrollees.
What is the number of HMO-POS plans without Part D coverage in Morgan?
0 HMO-POS plans in Morgan do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Morgan County, IL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 12% |
| 3 Stars | 22 | 88% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.36 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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