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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Morgan County

2027 Medicare Advantage Plans in Morgan County, IL

Last update: October 6, 2026.

Morgan County, IL has 17 Medicare Advantage plans available in 2027. These include 12 plans with no monthly premium, and roughly (2027 Star Ratings Coming Soon) are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Morgan County, IL. Or explore all Medicare Options available in Morgan County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $18.82/mo
$0 Premium Plans: 12
Average MOOP: $6,468 ($9,250 max. in 2027)
Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
Average Part D Deductible: $661.23
Total MA/MAPD Enrollment: 743
Plans with the Highest Enrollment
(as of October 5, 2026)
1. HumanaChoice Giveback H5216-403 (PPO) — 247 enrollees
2. HumanaChoice Giveback H7617-013 (PPO) — 111 enrollees
3. Wellcare Simple Essential (HMO) — 87 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 13
  • Average Monthly Premium $20.85/mo
  • Total PPO Enrollment 548
  • $0 Premium PPO Plans 9
  • Average MOOP $6,558
  • Top PPO by Enrollment HumanaChoice Giveback H5216-403 (PPO) — 247 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2027 PPO Medicare Advantage Plans available in Morgan County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$59 $6,700 $685 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $465 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 018 IL
☆☆☆☆☆
$0 $7,300 $700 H8320-018-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
HumanaChoice H5216-013
☆☆☆☆☆
$92 $6,550 $700 H5216-013-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
What is the most popular PPO plan in Morgan?

HumanaChoice Giveback H5216-403 (PPO) is the top PPO in Morgan, with 247 enrollees.

What is the number of PPO plans without Part D coverage in Morgan?

There are 4 PPO plans in Morgan without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
122
$0 Premium HMO Plans
2
Average MOOP
$6,650
Top HMO by Enrollment
Wellcare Simple Essential (HMO) — 87 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Morgan County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0

What is the typical premium for HMO plans in Morgan?

HMO plans in Morgan cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Morgan?

The most popular HMO plan in Morgan is Wellcare Simple Essential (HMO), with 87 enrollees.

How many HMO options are offered without prescription drug coverage in Morgan?

There are 0 HMO plans in Morgan without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $24.50/mo
  • Total HMO-POS Enrollment 73
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $5,700
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 73 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Morgan County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the total number of HMO-POS plans in Morgan?

In 2027, Morgan has 2 HMO-POS plans with 73 enrollees.

How much do HMO-POS plans cost in Morgan?

The typical HMO-POS premium in Morgan is $24.50, and 1 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Morgan County, IL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Morgan County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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