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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Ogle County

2026 Medicare Advantage Plans in Ogle County, IL

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Ogle County, IL, there are 35 Medicare Advantage plans available for 2026. Of these, 27 offer a $0 monthly premium, and about 17% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Ogle County, IL. Or explore all Medicare Options available in Ogle County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$13.89/mo
Plans with $0 Premium
27
Average MOOP Limit
$5,410 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 17% · 3 Stars: 80% · Below 3: 3%
Average Part D Deductible
$492.04
Total MA/MAPD Enrollment
3,661
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Aetna Medicare Advantra (PPO) — 1,096 enrollees
2. Aetna Medicare Advantra Extra (PPO) — 915 enrollees
3. HumanaChoice H5216-251 (PPO) — 333 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
20
Average Monthly Premium
$20.21/mo
Total PPO Enrollment
3,228
$0 Premium PPO Plans
14
Average MOOP
$5,515
Top PPO by Enrollment
Aetna Medicare Advantra (PPO) — 1,096 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Ogle County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Humana Full Access H7617-009
☆☆☆☆☆
$0 $4,500 $400 H7617-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-018
☆☆☆☆☆
$0 $3,600 $615 H7617-018-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$45 $6,700 $600 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Advantra
☆☆☆☆☆
$36 $4,200 $615 H7301-002-0
Aetna Medicare Advantra Extra
☆☆☆☆☆
$0 $5,000 $615 H7301-006-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H7301-021-0
Humana Full Access H5216-412
☆☆☆☆☆
$0 $4,500 $400 H5216-412-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice H5216-251
☆☆☆☆☆
$0 $3,600 $615 H5216-251-0
HumanaChoice H5216-283
☆☆☆☆☆
$5 $4,900 $615 H5216-283-0
HumanaChoice H5525-004
☆☆☆☆☆
$60 $6,300 $615 H5525-004-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
DEVOTED CHOICE 003 IL
☆☆☆☆☆
$0 $4,150 $385 H8320-003-0
DEVOTED CHOICE GIVEBACK 004 IL
☆☆☆☆☆
$0 $9,250 $605 H8320-004-0
What is the total number of PPO plans offered in Ogle?

Ogle County has 20 PPO plans for 2026, with 3,228 enrolled.

How much do PPO plans cost in Ogle?

The typical PPO premium in Ogle is $20.21, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
264
$0 Premium HMO Plans
10
Average MOOP
$4,840
Top HMO by Enrollment
Humana Gold Plus H1468-007 (HMO) — 130 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Ogle County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1468-007
☆☆☆☆☆
$0 $3,000 $615 H1468-007-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,000 $450 H3822-014-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $3,000 $200 H3071-002-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Zing Choice IL
☆☆☆☆☆
$0 $3,850 $0 H4624-001-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $4,200 $200 H5454-001-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0
What is the average monthly premium for HMO plans?
HMO plans in Ogle cost $0.00 per month on average.
Which HMO plan is most popular in Ogle?
The most popular HMO plan in Ogle is Humana Gold Plus H1468-007 (HMO), with 130 enrollees.
How many HMO plans in Ogle do not include drug coverage?
There are 1 HMO plans in Ogle without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 3
  • Average Monthly Premium $15.00/mo
  • Total HMO-POS Enrollment 169
  • $0 Premium HMO-POS Plans 2
  • Average MOOP $5,717
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 124 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Ogle County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$45 $4,900 $520 H5253-108-1
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H3192-013-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $615 H1206-008-0
What is the total number of HMO-POS plans in Ogle?

There are 3 HMO-POS plans in 2026, covering 169 enrollees.

How much do HMO-POS plans cost in Ogle?

The average HMO-POS premium in Ogle is $15.00 per month, with 2 plans offering $0 premiums.

What is the leading HMO-POS plan in Ogle?

AARP Medicare Advantage from UHC IA-0002 (HMO-POS) is the top HMO-POS in Ogle, with 124 enrollees.

What is the number of HMO-POS plans without Part D coverage in Ogle?

0 HMO-POS plans in Ogle do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$18.50/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
1
Average MOOP
$6,750
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
1

PFFS Medicare Advantage plan comparison – Ogle County, Illinois, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the average monthly premium for PFFS plans?

PFFS plans in Ogle cost $18.50 per month on average.

Which PFFS plan is most popular in Ogle?

The most popular PFFS plan in Ogle is , with 0 enrollees.

How many PFFS plans in Ogle do not include drug coverage?

There are 1 PFFS plans in Ogle without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Ogle County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Ogle County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 5 17%
3 Stars 24 80%
Below 3 Stars 1 3%
Not Rated 5 14%
Average Rating 3.45

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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