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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Pope County

2027 Medicare Advantage Plans in Pope County, IL

Last update: October 5, 2026.

For 2027, Pope County, IL includes 16 Medicare Advantage plans. Enrollment across these plans totals approximately 54, with 12 $0 premium options and 62% rated 4 stars or higher.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.31/mo
  • $0 Premium Plans: 12
  • Average MOOP: $6,700 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 62% · 3 Stars: 38% · Below 3: 0%
  • Average Part D Deductible: $659.25
  • Total MA/MAPD Enrollment: 54
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. HumanaChoice Giveback H5216-403 (PPO) — 40 enrollees
    2. Humana Gold Choice H8145-006 (PFFS) — 14 enrollees
    3. Humana USAA Honor Giveback (PPO) — 0 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Pope County, IL are provided separately. Or you can discover all Medicare Options in Pope County, IL. For a statewide view, browse Medicare Advantage plans in Illinois to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
10
Average Monthly Premium
$12.00/mo
Total PPO Enrollment
40
$0 Premium PPO Plans
8
Average MOOP
$6,485
Top PPO by Enrollment
HumanaChoice Giveback H5216-403 (PPO) — 40 enrollees
PPO Plans Without Drug Coverage
3

2027 PPO Medicare Advantage plans in Pope County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $5,000 $465 H8320-001-0
DEVOTED CHOICE GIVEBACK 002 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 018 IL
☆☆☆☆☆
$0 $7,300 $700 H8320-018-0

What is the typical premium for PPO plans available in Pope?

PPO plans in Pope cost $12.00 per month on average.

Which PPO plan do most beneficiaries choose in Pope?

The most popular PPO plan in Pope is HumanaChoice Giveback H5216-403 (PPO), with 40 enrollees.

How many PPO options are offered without drug coverage in Pope?

3 PPO plans in Pope do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 2
  • Average MOOP $6,650
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Pope County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the total number of HMO plans offered in Pope?

In 2027, Pope County has 2 HMO plans with 0 enrollees.

How much do HMO plans cost in Pope?

The typical HMO premium in Pope is $0.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$24.50/mo
Total HMO-POS Enrollment
0
$0 Premium HMO-POS Plans
1
Average MOOP
$5,700
Top HMO-POS by Enrollment
— 0 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Pope County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Pope cost $24.50 per month on average.
Which HMO-POS plan is most popular in Pope?
The most popular HMO-POS plan in Pope is , with 0 enrollees.
How many HMO-POS plans in Pope do not include drug coverage?
There are 0 HMO-POS plans in Pope without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $30.00/mo
  • Total PFFS Enrollment 14
  • $0 Premium PFFS Plans 1
  • Average MOOP $8,825
  • Top PFFS by Enrollment Humana Gold Choice H8145-006 (PFFS) — 14 enrollees
  • PFFS Plans Without Drug Coverage 1

2027 PFFS Medicare Advantage plans in Pope County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the total number of PFFS plans in Pope?

There are 2 PFFS plans in 2027, covering 14 enrollees.

How much do PFFS plans cost in Pope?

The average PFFS premium in Pope is $30.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Pope?

Humana Gold Choice H8145-006 (PFFS) is the top PFFS in Pope, with 14 enrollees.

What is the number of PFFS plans without Part D coverage in Pope?

1 PFFS plans in Pope do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Pope County, IL (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Pope County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 62%
3 Stars 5 38%
Below 3 Stars 0 0%
Not Rated 3 19%
Average Rating 3.85

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Pope County, Illinois, including communities such as Golconda, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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