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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Rock Island County

2027 Medicare Advantage Plans in Rock Island County, IL

Last update: October 6, 2026.

Rock Island County, IL has 24 Medicare Advantage plans available in 2027. These include 17 plans with no monthly premium, and roughly 67% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Rock Island County, IL. Or explore all Medicare Options available in Rock Island County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $17.38/mo
$0 Premium Plans: 17
Average MOOP: $6,623 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
Average Part D Deductible: $648.94
Total MA/MAPD Enrollment: 11,098
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Advantra Signature Extra (PPO) — 6,296 enrollees
2. Humana Gold Plus H1468-007 (HMO) — 1,171 enrollees
3. AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 905 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 14
  • Average Monthly Premium $22.00/mo
  • Total PPO Enrollment 8,567
  • $0 Premium PPO Plans 9
  • Average MOOP $6,500
  • Top PPO by Enrollment Aetna Medicare Advantra Signature Extra (PPO) — 6,296 enrollees
  • PPO Plans Without Drug Coverage 4

Comparison table of 2027 PPO Medicare Advantage Plans available in Rock Island County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0003
☆☆☆☆☆
$45 $7,150 $685 H8768-017-2
AARP Medicare Advantage Patriot No Rx IA-MA01
☆☆☆☆☆
$0 $9,850 N/A H8768-018-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$51 $4,500 $700 H7301-002-0
Aetna Medicare Advantra Signature Extra
☆☆☆☆☆
$0 $5,200 $700 H7301-006-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-013
☆☆☆☆☆
$92 $6,550 $700 H5216-013-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
DEVOTED CHOICE 003 IL
☆☆☆☆☆
$0 $4,150 $650 H8320-003-0
DEVOTED CHOICE GIVEBACK 004 IL
☆☆☆☆☆
$0 $9,850 $461 H8320-004-0
DEVOTED CHOICE GIVEBACK EXTRAS 019 IL
☆☆☆☆☆
$0 $6,850 $700 H8320-019-0
What is the most popular PPO plan in Rock Island?

Aetna Medicare Advantra Signature Extra (PPO) is the top PPO in Rock Island, with 6,296 enrollees.

What is the number of PPO plans without Part D coverage in Rock Island?

There are 4 PPO plans in Rock Island without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
1,372
$0 Premium HMO Plans
3
Average MOOP
$5,600
Top HMO by Enrollment
Humana Gold Plus H1468-007 (HMO) — 1,171 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Rock Island County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1468-007
☆☆☆☆☆
$0 $3,500 $700 H1468-007-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0

What is the typical premium for HMO plans in Rock Island?

HMO plans in Rock Island cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Rock Island?

The most popular HMO plan in Rock Island is Humana Gold Plus H1468-007 (HMO), with 1,171 enrollees.

How many HMO options are offered without prescription drug coverage in Rock Island?

There are 0 HMO plans in Rock Island without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $9.80/mo
  • Total HMO-POS Enrollment 1,133
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $6,700
  • Top HMO-POS by Enrollment AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 905 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Rock Island County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
AARP Medicare Advantage Patriot No Rx IA-MA2
☆☆☆☆☆
$0 $9,850 N/A H5253-241-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $400 H3192-013-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $400 H1206-008-0
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the total number of HMO-POS plans in Rock Island?

In 2027, Rock Island has 5 HMO-POS plans with 1,133 enrollees.

How much do HMO-POS plans cost in Rock Island?

The typical HMO-POS premium in Rock Island is $9.80, and 4 plans have no monthly premium.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$30.00/mo
Total PFFS Enrollment
26
$0 Premium PFFS Plans
1
Average MOOP
$8,825
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 26 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2027 PFFS Medicare Advantage Plans available in Rock Island County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$60 $7,800 $700 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $9,850 N/A H8145-126-0
What is the average monthly premium for PFFS plans?
PFFS plans in Rock Island cost $30.00 per month on average.
Which PFFS plan is most popular in Rock Island?
The most popular PFFS plan in Rock Island is Humana Gold Choice H8145-006 (PFFS), with 26 enrollees.
How many PFFS plans in Rock Island do not include drug coverage?
There are 1 PFFS plans in Rock Island without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Rock Island County, IL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Rock Island County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 67%
3 Stars 7 33%
Below 3 Stars 0 0%
Not Rated 3 13%
Average Rating 3.81

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
CMS.gov Medicare Advantage Plan Fact Sheet 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
Medicare.gov Joining a plan 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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