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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Rock Island County

2026 Medicare Advantage Plans in Rock Island County, IL

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Rock Island County, IL, there are 28 Medicare Advantage plans available for 2026. Of these, 21 offer a $0 monthly premium, and about 7% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Rock Island County, IL. Or explore all Medicare Options available in Rock Island County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$13.32/mo
Plans with $0 Premium
21
Average MOOP Limit
$5,957 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 7% · 3 Stars: 93% · Below 3: 0%
Average Part D Deductible
$593.00
Total MA/MAPD Enrollment
11,714
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Aetna Medicare Advantra Extra (PPO) — 6,226 enrollees
2. Humana Gold Plus H1468-007 (HMO) — 1,125 enrollees
3. AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 941 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 17
  • Average Monthly Premium $16.53/mo
  • Total PPO Enrollment 8,877
  • $0 Premium PPO Plans 12
  • Average MOOP $6,297
  • Top PPO by Enrollment Aetna Medicare Advantra Extra (PPO) — 6,226 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Rock Island County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
AARP Medicare Advantage from UHC IA-0003
☆☆☆☆☆
$37 $5,900 $600 H8768-017-2
AARP Medicare Advantage Patriot No Rx IA-MA01
☆☆☆☆☆
$0 $8,900 N/A H8768-018-0
Aetna Medicare Advantra
☆☆☆☆☆
$36 $4,200 $615 H7301-002-0
Aetna Medicare Advantra Extra
☆☆☆☆☆
$0 $5,000 $615 H7301-006-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H7301-021-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-013
☆☆☆☆☆
$87 $6,550 $615 H5216-013-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the total number of PPO plans offered in Rock Island?

There are 17 PPO plans in 2026, covering 8,877 beneficiaries.

How much do PPO plans cost in Rock Island?

The average PPO premium in Rock Island is $16.53 per month, with 12 plans offering $0 premiums.

What is the most popular PPO plan in Rock Island?

Aetna Medicare Advantra Extra (PPO) is the top PPO in Rock Island, with 6,226 enrollees.

What is the number of PPO plans without Part D coverage in Rock Island?

There are 6 PPO plans in Rock Island without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
1,639
$0 Premium HMO Plans
6
Average MOOP
$4,683
Top HMO by Enrollment
Humana Gold Plus H1468-007 (HMO) — 1,125 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Rock Island County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1468-007
☆☆☆☆☆
$0 $3,000 $615 H1468-007-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,000 $450 H3822-014-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0

What is the average monthly premium for HMO plans?

HMO plans in Rock Island cost $0.00 per month on average.

Which HMO plan is most popular in Rock Island?

The most popular HMO plan in Rock Island is Humana Gold Plus H1468-007 (HMO), with 1,125 enrollees.

How many HMO plans in Rock Island do not include drug coverage?

There are 1 HMO plans in Rock Island without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
3
Average Monthly Premium
$18.33/mo
Total HMO-POS Enrollment
1,169
$0 Premium HMO-POS Plans
2
Average MOOP
$6,050
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 941 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Rock Island County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$55 $5,900 $520 H5253-108-2
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H3192-013-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $615 H1206-008-0
What is the leading HMO-POS plan in Rock Island?

AARP Medicare Advantage from UHC IA-0002 (HMO-POS) is the top HMO-POS in Rock Island, with 941 enrollees.

What is the number of HMO-POS plans without Part D coverage in Rock Island?

0 HMO-POS plans in Rock Island do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
2
Average Monthly Premium
$18.50/mo
Total PFFS Enrollment
29
$0 Premium PFFS Plans
1
Average MOOP
$6,750
Top PFFS by Enrollment
Humana Gold Choice H8145-006 (PFFS) — 29 enrollees
PFFS Plans Without Drug Coverage
1

Comparison table of 2026 PFFS Medicare Advantage Plans available in Rock Island County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0

What is the typical premium for PFFS plans in Rock Island?

PFFS plans in Rock Island cost $18.50 per month on average.

Which PFFS plan has the most enrollment in Rock Island?

The most popular PFFS plan in Rock Island is Humana Gold Choice H8145-006 (PFFS), with 29 enrollees.

How many PFFS options are available without prescription drug coverage in Rock Island?

There are 1 PFFS plans in Rock Island without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Rock Island County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Rock Island County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 2 7%
3 Stars 25 93%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 3.33

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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