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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Schuyler County

2026 Medicare Advantage Plans in Schuyler County, IL

Last update: September 2, 2026.

For 2026, Schuyler County, IL includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 212, with 16 $0 premium options and 13% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Schuyler County, IL are summarized separately. Visit Medicare Options in Schuyler County, IL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $20.83/mo
  • $0 Premium Plans: 16
  • Average MOOP: $5,852 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 13% · 3 Stars: 87% · Below 3: 0%
  • Average Part D Deductible: $539.69
  • Total MA/MAPD Enrollment: 212
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Aetna Medicare Signature (PPO) — 78 enrollees
    2. Aetna Medicare Enhanced (PPO) — 54 enrollees
    3. AARP Medicare Advantage from UHC IL-6 (PPO) — 20 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
15
Average Monthly Premium
$27.87/mo
Total PPO Enrollment
196
$0 Premium PPO Plans
9
Average MOOP
$5,747
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 78 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Schuyler County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$45 $6,700 $600 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,500 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$37 $4,700 $615 H7301-009-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H7301-007-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
HumanaChoice H5525-004
☆☆☆☆☆
$60 $6,300 $615 H5525-004-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the average monthly premium for PPO plans in Schuyler?
PPO plans in Schuyler cost $27.87 per month on average.
Which PPO plan has the highest enrollment in Schuyler?
The most popular PPO plan in Schuyler is Aetna Medicare Signature (PPO), with 78 enrollees.
How many PPO plans in Schuyler do not include prescription drug coverage?
6 PPO plans in Schuyler do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
6
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
6
Average MOOP
$5,975
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Schuyler County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $5,500 $450 H3822-012-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0
What is the total number of HMO plans offered in Schuyler?

There are 6 HMO plans in 2026, covering 0 enrollees.

How much do HMO plans cost in Schuyler?

The average HMO premium in Schuyler is $0.00 per month, with 6 plans offering $0 premiums.

What is the top HMO by enrollment in Schuyler?

is the top HMO in Schuyler, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Schuyler?

1 HMO plans in Schuyler do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$45.00/mo
Total HMO-POS Enrollment
16
$0 Premium HMO-POS Plans
0
Average MOOP
$4,900
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 16 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Schuyler County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$45 $4,900 $520 H5253-108-1

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Schuyler cost $45.00 per month on average.

Which HMO-POS plan is most popular in Schuyler?

The most popular HMO-POS plan in Schuyler is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 16 enrollees.

How many HMO-POS plans in Schuyler do not include drug coverage?

There are 0 HMO-POS plans in Schuyler without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 2
  • Average Monthly Premium $18.50/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $6,750
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Schuyler County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0
Humana Gold Choice H8145-126
☆☆☆☆☆
$0 $6,700 N/A H8145-126-0
What is the top PFFS plan in Schuyler?

is the top PFFS in Schuyler, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Schuyler?

1 PFFS plans in Schuyler do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Schuyler County, IL (2026) are summarized below.

Medicare Advantage Plan Ratings in Schuyler County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 13%
3 Stars 20 87%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 3.43

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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