2026 Medicare Advantage Plans in Shelby County, IL
Last update: . Enrollment data updated: May 2, 2026
In Shelby County, IL, there are 22 Medicare Advantage plans available for 2026. Of these, 16 offer a $0 monthly premium, and about 16% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Shelby County, IL. Or explore all Medicare Options available in Shelby County, IL.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 16
- Average Monthly Premium $22.38/mo
- Total PPO Enrollment 761
- $0 Premium PPO Plans 11
- Average MOOP $5,775
- Top PPO by Enrollment Aetna Medicare Signature (PPO) — 285 enrollees
- PPO Plans Without Drug Coverage 5
What is the total number of PPO plans offered in Shelby?
There are 16 PPO plans in 2026, covering 761 beneficiaries.
How much do PPO plans cost in Shelby?
The average PPO premium in Shelby is $22.38 per month, with 11 plans offering $0 premiums.
What is the most popular PPO plan in Shelby?
Aetna Medicare Signature (PPO) is the top PPO in Shelby, with 285 enrollees.
What is the number of PPO plans without Part D coverage in Shelby?
There are 5 PPO plans in Shelby without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 5
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 56
- $0 Premium HMO Plans
- 5
- Average MOOP
- $6,070
- Top HMO by Enrollment
- Wellcare Simple Essential (HMO) — 43 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Wellcare Giveback | $0 | $7,500 | $615 | H5779-010-0 | |
| Wellcare Patriot Giveback | $0 | $5,500 | N/A | H5779-011-0 | |
| Wellcare Simple Essential | $0 | $4,200 | $615 | H5779-002-0 | |
| Wellcare Simple Essential Value | $0 | $3,900 | $615 | H5779-009-0 | |
| Molina Medicare Choice Care | $0 | $9,250 | $0 | H2715-003-0 |
What is the average monthly premium for HMO plans?
HMO plans in Shelby cost $0.00 per month on average.
Which HMO plan is most popular in Shelby?
The most popular HMO plan in Shelby is Wellcare Simple Essential (HMO), with 43 enrollees.
How many HMO plans in Shelby do not include drug coverage?
There are 1 HMO plans in Shelby without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC IA-0002 | $45 | $4,900 | $520 | H5253-108-1 |
What is the leading HMO-POS plan in Shelby?
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) is the top HMO-POS in Shelby, with 11 enrollees.
What is the number of HMO-POS plans without Part D coverage in Shelby?
0 HMO-POS plans in Shelby do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Shelby County, IL for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 3 | 16% |
| 3 Stars | 16 | 84% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 3 | 14% |
| Average Rating | 3.42 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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