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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Warren County

2026 Medicare Advantage Plans in Warren County, IL

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Warren County, IL includes 20 Medicare Advantage plans. Enrollment across these plans totals approximately 712, with 16 $0 premium options and 15% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Warren County, IL are summarized separately. Visit Medicare Options in Warren County, IL to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $10.55/mo
  • $0 Premium Plans: 16
  • Average MOOP: $6,015 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 15% · 3 Stars: 85% · Below 3: 0%
  • Average Part D Deductible: $581.15
  • Total MA/MAPD Enrollment: 712
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. AARP Medicare Advantage from UHC IL-6 (PPO) — 179 enrollees
    2. AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 123 enrollees
    3. Wellcare Simple Essential (HMO) — 76 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
14
Average Monthly Premium
$11.86/mo
Total PPO Enrollment
411
$0 Premium PPO Plans
11
Average MOOP
$6,450
Top PPO by Enrollment
AARP Medicare Advantage from UHC IL-6 (PPO) — 179 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Warren County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$45 $6,700 $600 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the average monthly premium for PPO plans in Warren?
PPO plans in Warren cost $11.86 per month on average.
Which PPO plan has the highest enrollment in Warren?
The most popular PPO plan in Warren is AARP Medicare Advantage from UHC IL-6 (PPO), with 179 enrollees.
How many PPO plans in Warren do not include prescription drug coverage?
6 PPO plans in Warren do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
5
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
178
$0 Premium HMO Plans
5
Average MOOP
$5,020
Top HMO by Enrollment
Wellcare Simple Essential (HMO) — 76 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Warren County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,000 $450 H3822-014-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
What is the total number of HMO plans offered in Warren?

There are 5 HMO plans in 2026, covering 178 enrollees.

How much do HMO plans cost in Warren?

The average HMO premium in Warren is $0.00 per month, with 5 plans offering $0 premiums.

What is the top HMO by enrollment in Warren?

Wellcare Simple Essential (HMO) is the top HMO in Warren, with 76 enrollees.

What is the number of HMO plans without Part D coverage in Warren?

1 HMO plans in Warren do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$45.00/mo
Total HMO-POS Enrollment
123
$0 Premium HMO-POS Plans
0
Average MOOP
$4,900
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 123 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Warren County, Illinois (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$45 $4,900 $520 H5253-108-1

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Warren cost $45.00 per month on average.

Which HMO-POS plan is most popular in Warren?

The most popular HMO-POS plan in Warren is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 123 enrollees.

How many HMO-POS plans in Warren do not include drug coverage?

There are 0 HMO-POS plans in Warren without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Warren County, IL (2026) are summarized below.

Medicare Advantage Plan Ratings in Warren County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 15%
3 Stars 17 85%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.35

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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