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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Whiteside County

2027 Medicare Advantage Plans in Whiteside County, IL

Last update: October 5, 2026.

For 2027, Whiteside County, IL includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 3,238, with 13 $0 premium options and 61% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Whiteside County, IL are provided separately. Or you can discover all Medicare Options in Whiteside County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $15.50/mo
  • $0 Premium Plans: 13
  • Average MOOP: $6,022 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 61% · 3 Stars: 39% · Below 3: 0%
  • Average Part D Deductible: $651.54
  • Total MA/MAPD Enrollment: 3,238
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 1,080 enrollees
    2. AARP Medicare Advantage from UHC IL-6 (PPO) — 831 enrollees
    3. Aetna Medicare Advantra Signature Extra (PPO) — 414 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$19.17/mo
Total PPO Enrollment
2,072
$0 Premium PPO Plans
8
Average MOOP
$5,954
Top PPO by Enrollment
AARP Medicare Advantage from UHC IL-6 (PPO) — 831 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Whiteside County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $5,000 $700 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$59 $6,700 $685 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
Aetna Medicare Advantra Enhanced
☆☆☆☆☆
$51 $4,500 $700 H7301-002-0
Aetna Medicare Advantra Signature Extra
☆☆☆☆☆
$0 $5,200 $700 H7301-006-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $5,000 $700 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$33 $6,250 $700 H5216-399-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0

What is the typical premium for PPO plans available in Whiteside?

PPO plans in Whiteside cost $19.17 per month on average.

Which PPO plan do most beneficiaries choose in Whiteside?

The most popular PPO plan in Whiteside is AARP Medicare Advantage from UHC IL-6 (PPO), with 831 enrollees.

How many PPO options are offered without drug coverage in Whiteside?

5 PPO plans in Whiteside do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 40
  • $0 Premium HMO Plans 2
  • Average MOOP $6,650
  • Top HMO by Enrollment Wellcare Giveback (HMO) — 22 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Whiteside County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
What is the total number of HMO plans offered in Whiteside?

In 2027, Whiteside County has 2 HMO plans with 40 enrollees.

How much do HMO plans cost in Whiteside?

The typical HMO premium in Whiteside is $0.00, and 2 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$12.25/mo
Total HMO-POS Enrollment
1,126
$0 Premium HMO-POS Plans
3
Average MOOP
$5,913
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 1,080 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Whiteside County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $400 H3192-013-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,900 $400 H1206-008-0
Wellcare Simple Value
☆☆☆☆☆
$0 $5,500 $700 H1416-084-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Whiteside cost $12.25 per month on average.
Which HMO-POS plan is most popular in Whiteside?
The most popular HMO-POS plan in Whiteside is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 1,080 enrollees.
How many HMO-POS plans in Whiteside do not include drug coverage?
There are 0 HMO-POS plans in Whiteside without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Whiteside County, IL (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Whiteside County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 61%
3 Stars 7 39%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.83

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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