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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Will County

2027 Medicare Advantage Plans in Will County, IL

Last update: October 4, 2026.

In Will County, IL, there are 45 Medicare Advantage plans available for 2027. Of these, 37 offer a $0 monthly premium, and about 53% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.40/mo
Plans with $0 Premium
37
Average MOOP Limit
$5,254 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 53% · 3 Stars: 47% · Below 3: 0%
Average Part D Deductible
$600.28
Total MA/MAPD Enrollment
27,499
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Total Complete (HMO) — 7,951 enrollees
2. Humana Value Choice (PPO) — 3,228 enrollees
3. Humana Value Choice (PPO) — 2,877 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Will County, IL. Or explore all Medicare Options available in Will County, IL. To understand how local plans fit into the broader market, visit our Illinois Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
22
Average Monthly Premium
$28.23/mo
Total PPO Enrollment
14,317
$0 Premium PPO Plans
16
Average MOOP
$5,670
Top PPO by Enrollment
Humana Value Choice (PPO) — 3,228 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Will County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $4,700 $650 H6545-001-0
DEVOTED CHOICE 010 IL
☆☆☆☆☆
$0 $5,400 $650 H6545-010-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
Humana Value Choice
☆☆☆☆☆
$0 $4,300 $700 H7617-018-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$84 $7,150 $685 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $7,150 $685 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,200 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$42 $5,200 $700 H5521-016-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $700 H7301-013-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,500 $700 H5521-086-0
Essence Advantage Choice
☆☆☆☆☆
$0 $4,450 $700 H6200-009-0
Essence Advantage Choice Plus
☆☆☆☆☆
$49 $6,700 $700 H6200-010-0
Essence Advantage Premier Plus
☆☆☆☆☆
$267 $2,900 $700 H6200-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana Value Choice
☆☆☆☆☆
$0 $4,450 $700 H5216-251-0
HumanaChoice H5216-013
☆☆☆☆☆
$92 $6,550 $700 H5216-013-0
HumanaChoice H5216-283
☆☆☆☆☆
$0 $4,900 $250 H5216-283-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$87 $7,700 $700 R5361-002-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,450 $700 H7849-002-0
HealthSpring True Choice Savings
☆☆☆☆☆
$0 $5,000 $700 H7849-080-0
What is the total number of PPO plans offered in Will?

Will County has 22 PPO plans for 2027, with 14,317 enrolled.

How much do PPO plans cost in Will?

The typical PPO premium in Will is $28.23, and 16 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
14
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
10,021
$0 Premium HMO Plans
14
Average MOOP
$4,771
Top HMO by Enrollment
Humana Total Complete (HMO) — 7,951 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Will County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 001 IL
☆☆☆☆☆
$0 $2,700 $650 H7151-001-0
DEVOTED GIVEBACK 003 IL
☆☆☆☆☆
$0 $9,850 $461 H7151-003-0
DEVOTED GIVEBACK EXTRAS 008 IL
☆☆☆☆☆
$0 $5,900 $700 H7151-008-0
Essence Advantage Select
☆☆☆☆☆
$0 $2,900 $300 H2610-027-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $4,250 $700 H1468-021-0
Humana Total Complete
☆☆☆☆☆
$0 $2,150 $700 H1468-013-0
Aetna Medicare Prime Extra Care
☆☆☆☆☆
$0 $5,200 $400 H1206-010-0
HealthSpring Preferred
☆☆☆☆☆
$0 $3,300 $500 H4513-085-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $4,000 $300 H4513-086-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,800 $700 H5779-010-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $5,500 $700 H5779-009-0
Wellcare Simple Exclusive
☆☆☆☆☆
$0 $3,200 $700 H5779-007-0
Zing Elite Select IL-IN
☆☆☆☆☆
$0 $5,100 $350 H4624-026-0
Zing Select Care IL
☆☆☆☆☆
$0 $4,950 $450 H4624-001-0
What is the average monthly premium for HMO plans?
HMO plans in Will cost $0.00 per month on average.
Which HMO plan is most popular in Will?
The most popular HMO plan in Will is Humana Total Complete (HMO), with 7,951 enrollees.
How many HMO plans in Will do not include drug coverage?
There are 0 HMO plans in Will without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $8.00/mo
  • Total HMO-POS Enrollment 3,161
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $4,989
  • Top HMO-POS by Enrollment Blue Cross Medicare Advantage Basic (HMO-POS) — 1,169 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Will County, Illinois, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$43 $2,900 $595 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $4,900 $685 H2802-054-0
AARP Medicare Advantage Patriot No Rx IL-MA2
☆☆☆☆☆
$0 $7,150 N/A H2802-091-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,900 $400 H3192-001-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $400 H1206-003-0
HealthSpring Premier
☆☆☆☆☆
$0 $4,450 $500 H4513-084-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$29 $5,500 $500 H3822-001-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $700 H1416-009-0
Wellcare Simple Exclusive Value
☆☆☆☆☆
$0 $3,200 $700 H1416-085-0
What is the total number of HMO-POS plans in Will?

There are 9 HMO-POS plans in 2027, covering 3,161 enrollees.

How much do HMO-POS plans cost in Will?

The average HMO-POS premium in Will is $8.00 per month, with 7 plans offering $0 premiums.

What is the leading HMO-POS plan in Will?

Blue Cross Medicare Advantage Basic (HMO-POS) is the top HMO-POS in Will, with 1,169 enrollees.

What is the number of HMO-POS plans without Part D coverage in Will?

1 HMO-POS plans in Will do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Will County, IL for 2027.

CMS Star Ratings for Medicare Advantage Plans in Will County, IL (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 24 53%
3 Stars 21 47%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.76

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Will County, Illinois, including communities such as Beecher, Crest Hill, Shorewood, Braidwood, Channahon, Crete, Elwood, Frankfort, Joliet, Bolingbrook, Lockport, Manhattan, Romeoville, Mokena, Monee, New Lenox, Peotone, Wilmington, University Park, Homer Glen, Aurora, Plainfield, Naperville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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