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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Will County

2026 Medicare Advantage Plans in Will County, IL

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Will County, IL, there are 56 Medicare Advantage plans available for 2026. Of these, 45 offer a $0 monthly premium, and about 28% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Will County, IL. Or explore all Medicare Options available in Will County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$17.47/mo
Plans with $0 Premium
45
Average MOOP Limit
$4,754 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 28% · 3 Stars: 68% · Below 3: 4%
Average Part D Deductible
$434.69
Total MA/MAPD Enrollment
30,158
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Gold Plus H1468-013 (HMO) — 7,980 enrollees
2. HumanaChoice H5216-251 (PPO) — 3,301 enrollees
3. HumanaChoice H7617-018 (PPO) — 2,619 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 28
  • Average Monthly Premium $30.65/mo
  • Total PPO Enrollment 16,590
  • $0 Premium PPO Plans 19
  • Average MOOP $5,138
  • Top PPO by Enrollment HumanaChoice H5216-251 (PPO) — 3,301 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2026 PPO Medicare Advantage Plans available in Will County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Duly Prime
☆☆☆☆☆
$0 $5,500 $615 H5521-314-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$44 $5,000 $615 H5521-016-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-086-0
Humana Full Access H7617-009
☆☆☆☆☆
$0 $4,500 $400 H7617-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-018
☆☆☆☆☆
$0 $3,600 $615 H7617-018-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$68 $5,400 $600 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $6,700 $600 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H7301-013-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $4,700 $395 H6545-001-0
DEVOTED CHOICE 010 IL
☆☆☆☆☆
$0 $4,900 $355 H6545-010-0
Humana Full Access H5216-412
☆☆☆☆☆
$0 $4,500 $400 H5216-412-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice H5216-013
☆☆☆☆☆
$87 $6,550 $615 H5216-013-0
HumanaChoice H5216-251
☆☆☆☆☆
$0 $3,600 $615 H5216-251-0
HumanaChoice H5216-283
☆☆☆☆☆
$5 $4,900 $615 H5216-283-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$90 $5,100 $450 H8634-003-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Essence Advantage Choice
☆☆☆☆☆
$0 $4,150 $340 H6200-009-0
Essence Advantage Choice Plus
☆☆☆☆☆
$49 $4,150 $0 H6200-010-0
Essence Advantage Premier Plus
☆☆☆☆☆
$257 $2,000 $615 H6200-011-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,000 $200 H7849-002-0
HealthSpring True Choice Savings
☆☆☆☆☆
$0 $4,250 $200 H7849-080-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0
What is the total number of PPO plans offered in Will?

There are 28 PPO plans in 2026, covering 16,590 beneficiaries.

How much do PPO plans cost in Will?

The average PPO premium in Will is $30.65 per month, with 19 plans offering $0 premiums.

What is the most popular PPO plan in Will?

HumanaChoice H5216-251 (PPO) is the top PPO in Will, with 3,301 enrollees.

What is the number of PPO plans without Part D coverage in Will?

There are 6 PPO plans in Will without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
19
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
11,272
$0 Premium HMO Plans
19
Average MOOP
$4,361
Top HMO by Enrollment
Humana Gold Plus H1468-013 (HMO) — 7,980 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Will County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Essence Advantage Select
☆☆☆☆☆
$0 $3,600 $0 H2610-027-0
DEVOTED CORE 001 IL
☆☆☆☆☆
$0 $2,700 $395 H7151-001-0
DEVOTED GIVEBACK 003 IL
☆☆☆☆☆
$0 $8,850 $605 H7151-003-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,000 $200 H4513-085-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $4,000 $200 H4513-086-0
Blue Cross Medicare Advantage Secure
☆☆☆☆☆
$0 $4,750 $450 H8547-001-0
Humana Gold Plus Giveback H1468-021
☆☆☆☆☆
$0 $4,000 $615 H1468-021-0
Humana Gold Plus H1468-013
☆☆☆☆☆
$0 $2,150 $615 H1468-013-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $4,500 $450 H3822-001-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $3,000 $200 H3071-002-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Wellcare Simple Exclusive
☆☆☆☆☆
$0 $3,200 $615 H5779-007-0
Zing Choice IL
☆☆☆☆☆
$0 $3,850 $0 H4624-001-0
Zing Elite Select IL-IN
☆☆☆☆☆
$0 $3,000 $0 H4624-026-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $2,900 $200 H5454-002-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0

What is the average monthly premium for HMO plans?

HMO plans in Will cost $0.00 per month on average.

Which HMO plan is most popular in Will?

The most popular HMO plan in Will is Humana Gold Plus H1468-013 (HMO), with 7,980 enrollees.

How many HMO plans in Will do not include drug coverage?

There are 1 HMO plans in Will without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
9
Average Monthly Premium
$13.33/mo
Total HMO-POS Enrollment
2,296
$0 Premium HMO-POS Plans
7
Average MOOP
$4,394
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IL-0001 (HMO-POS) — 649 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Will County, Illinois
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$37 $2,900 $440 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $3,900 $520 H2802-054-0
HealthSpring Premier
☆☆☆☆☆
$0 $2,900 $200 H4513-084-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,900 $615 H3192-001-0
Blue Cross Medicare Advantage Basic Plus
☆☆☆☆☆
$0 $6,750 $450 H3822-007-0
Blue Cross Medicare Advantage Premier Plus
☆☆☆☆☆
$83 $3,500 $450 H3822-008-0
Wellcare Simple
☆☆☆☆☆
$0 $3,900 $615 H1416-009-0
Wellcare Simple Value
☆☆☆☆☆
$0 $3,900 $615 H1416-082-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H1206-003-0
What is the leading HMO-POS plan in Will?

AARP Medicare Advantage from UHC IL-0001 (HMO-POS) is the top HMO-POS in Will, with 649 enrollees.

What is the number of HMO-POS plans without Part D coverage in Will?

0 HMO-POS plans in Will do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Will County, IL for 2026.

CMS Star Ratings for Medicare Advantage Plans in Will County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 28%
3 Stars 36 68%
Below 3 Stars 2 4%
Not Rated 3 5%
Average Rating 3.48

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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