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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Will County

2026 Medicare Advantage Plans in Will County, IL

Last update: September 2, 2026.

For 2026, Will County, IL includes 56 Medicare Advantage plans. Enrollment across these plans totals approximately 30,315, with 45 $0 premium options and 28% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Will County, IL are provided separately. Or you can discover all Medicare Options in Will County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $17.47/mo
  • $0 Premium Plans: 45
  • Average MOOP: $4,754 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 28% · 3 Stars: 68% · Below 3: 4%
  • Average Part D Deductible: $434.69
  • Total MA/MAPD Enrollment: 30,315
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Gold Plus H1468-013 (HMO) — 7,969 enrollees
    2. HumanaChoice H5216-251 (PPO) — 3,235 enrollees
    3. HumanaChoice H7617-018 (PPO) — 2,837 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
28
Average Monthly Premium
$30.65/mo
Total PPO Enrollment
16,664
$0 Premium PPO Plans
19
Average MOOP
$5,138
Top PPO by Enrollment
HumanaChoice H5216-251 (PPO) — 3,235 enrollees
PPO Plans Without Drug Coverage
6

2026 PPO Medicare Advantage plans in Will County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Duly Prime
☆☆☆☆☆
$0 $5,500 $615 H5521-314-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Premier
☆☆☆☆☆
$44 $5,000 $615 H5521-016-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $615 H5521-086-0
Humana Full Access H7617-009
☆☆☆☆☆
$0 $4,500 $400 H7617-009-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice H7617-018
☆☆☆☆☆
$0 $3,600 $615 H7617-018-0
AARP Medicare Advantage from UHC IL-0004
☆☆☆☆☆
$68 $5,400 $600 H8768-005-0
AARP Medicare Advantage from UHC IL-5
☆☆☆☆☆
$0 $6,700 $600 H8768-010-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H7301-013-0
DEVOTED CHOICE 001 IL
☆☆☆☆☆
$0 $4,700 $395 H6545-001-0
DEVOTED CHOICE 010 IL
☆☆☆☆☆
$0 $4,900 $355 H6545-010-0
Humana Full Access H5216-412
☆☆☆☆☆
$0 $4,500 $400 H5216-412-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice H5216-013
☆☆☆☆☆
$87 $6,550 $615 H5216-013-0
HumanaChoice H5216-251
☆☆☆☆☆
$0 $3,600 $615 H5216-251-0
HumanaChoice H5216-283
☆☆☆☆☆
$5 $4,900 $615 H5216-283-0
Blue Cross Medicare Advantage Choice Plus
☆☆☆☆☆
$90 $5,100 $450 H8634-003-0
Blue Cross Medicare Advantage Choice Premier
☆☆☆☆☆
$155 $4,850 $300 H8634-004-0
Essence Advantage Choice
☆☆☆☆☆
$0 $4,150 $340 H6200-009-0
Essence Advantage Choice Plus
☆☆☆☆☆
$49 $4,150 $0 H6200-010-0
Essence Advantage Premier Plus
☆☆☆☆☆
$257 $2,000 $615 H6200-011-0
HealthSpring True Choice
☆☆☆☆☆
$0 $4,000 $200 H7849-002-0
HealthSpring True Choice Savings
☆☆☆☆☆
$0 $4,250 $200 H7849-080-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0

What is the typical premium for PPO plans available in Will?

PPO plans in Will cost $30.65 per month on average.

Which PPO plan do most beneficiaries choose in Will?

The most popular PPO plan in Will is HumanaChoice H5216-251 (PPO), with 3,235 enrollees.

How many PPO options are offered without drug coverage in Will?

6 PPO plans in Will do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 19
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 11,308
  • $0 Premium HMO Plans 19
  • Average MOOP $4,361
  • Top HMO by Enrollment Humana Gold Plus H1468-013 (HMO) — 7,969 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Will County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Essence Advantage Select
☆☆☆☆☆
$0 $3,600 $0 H2610-027-0
DEVOTED CORE 001 IL
☆☆☆☆☆
$0 $2,700 $395 H7151-001-0
DEVOTED GIVEBACK 003 IL
☆☆☆☆☆
$0 $8,850 $605 H7151-003-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,000 $200 H4513-085-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $4,000 $200 H4513-086-0
Blue Cross Medicare Advantage Secure
☆☆☆☆☆
$0 $4,750 $450 H8547-001-0
Humana Gold Plus Giveback H1468-021
☆☆☆☆☆
$0 $4,000 $615 H1468-021-0
Humana Gold Plus H1468-013
☆☆☆☆☆
$0 $2,150 $615 H1468-013-0
Blue Cross Medicare Advantage Basic
☆☆☆☆☆
$0 $4,500 $450 H3822-001-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $3,000 $200 H3071-002-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Wellcare Simple Exclusive
☆☆☆☆☆
$0 $3,200 $615 H5779-007-0
Zing Choice IL
☆☆☆☆☆
$0 $3,850 $0 H4624-001-0
Zing Elite Select IL-IN
☆☆☆☆☆
$0 $3,000 $0 H4624-026-0
Clear Spring Health BrightPath Advantage
☆☆☆☆☆
$0 $2,900 $200 H5454-002-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0
What is the total number of HMO plans offered in Will?

In 2026, Will County has 19 HMO plans with 11,308 enrollees.

How much do HMO plans cost in Will?

The typical HMO premium in Will is $0.00, and 19 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
9
Average Monthly Premium
$13.33/mo
Total HMO-POS Enrollment
2,343
$0 Premium HMO-POS Plans
7
Average MOOP
$4,394
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IL-0001 (HMO-POS) — 646 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Will County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IL-0001
☆☆☆☆☆
$37 $2,900 $440 H2802-025-0
AARP Medicare Advantage from UHC IL-2
☆☆☆☆☆
$0 $3,900 $520 H2802-054-0
HealthSpring Premier
☆☆☆☆☆
$0 $2,900 $200 H4513-084-0
Aetna Medicare Prime
☆☆☆☆☆
$0 $5,900 $615 H3192-001-0
Blue Cross Medicare Advantage Basic Plus
☆☆☆☆☆
$0 $6,750 $450 H3822-007-0
Blue Cross Medicare Advantage Premier Plus
☆☆☆☆☆
$83 $3,500 $450 H3822-008-0
Wellcare Simple
☆☆☆☆☆
$0 $3,900 $615 H1416-009-0
Wellcare Simple Value
☆☆☆☆☆
$0 $3,900 $615 H1416-082-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H1206-003-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Will cost $13.33 per month on average.
Which HMO-POS plan is most popular in Will?
The most popular HMO-POS plan in Will is AARP Medicare Advantage from UHC IL-0001 (HMO-POS), with 646 enrollees.
How many HMO-POS plans in Will do not include drug coverage?
There are 0 HMO-POS plans in Will without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Will County, IL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Will County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 28%
3 Stars 36 68%
Below 3 Stars 2 4%
Not Rated 3 5%
Average Rating 3.48

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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