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  1. 🏠
  2. Medicare Advantage Plans
  3. Illinois
  4. Woodford County

2026 Medicare Advantage Plans in Woodford County, IL

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Woodford County, IL includes 26 Medicare Advantage plans. Enrollment across these plans totals approximately 2,025, with 20 $0 premium options and 12% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Woodford County, IL are provided separately. Or you can discover all Medicare Options in Woodford County, IL.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $13.08/mo
  • $0 Premium Plans: 20
  • Average MOOP: $6,206 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 12% · 3 Stars: 88% · Below 3: 0%
  • Average Part D Deductible: $556.39
  • Total MA/MAPD Enrollment: 2,025
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Humana Gold Plus H1468-007 (HMO) — 871 enrollees
    2. Aetna Medicare Signature (PPO) — 322 enrollees
    3. HumanaChoice Giveback H5216-403 (PPO) — 249 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
18
Average Monthly Premium
$16.39/mo
Total PPO Enrollment
978
$0 Premium PPO Plans
13
Average MOOP
$6,617
Top PPO by Enrollment
Aetna Medicare Signature (PPO) — 322 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Woodford County, Illinois (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H7617-022-0
HumanaChoice Giveback H7617-013
☆☆☆☆☆
$0 $4,500 $615 H7617-013-0
AARP Medicare Advantage from UHC IL-6
☆☆☆☆☆
$45 $6,700 $600 H8768-011-0
AARP Medicare Advantage Patriot No Rx IL-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-019-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,500 N/A H7301-023-0
Aetna Medicare Enhanced
☆☆☆☆☆
$69 $8,750 $615 H7301-034-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $9,250 $615 H7301-027-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-355-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,000 N/A H5216-258-0
HumanaChoice Giveback H5216-403
☆☆☆☆☆
$0 $4,500 $615 H5216-403-0
HumanaChoice H5216-399
☆☆☆☆☆
$18 $6,000 $615 H5216-399-0
HumanaChoice H5525-004
☆☆☆☆☆
$60 $6,300 $615 H5525-004-0
Blue Cross Medicare Advantage Dental Premier
☆☆☆☆☆
$0 $7,500 $615 H8634-021-0
Blue Cross Medicare Advantage Essential
☆☆☆☆☆
$0 $6,700 $450 H8634-012-0
Blue Cross Medicare Advantage Health Choice
☆☆☆☆☆
$0 $9,000 $615 H8634-018-0
Blue Cross Medicare Advantage Protect
☆☆☆☆☆
$0 $6,750 N/A H8634-019-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A R5361-001-0
HumanaChoice R5361-002
☆☆☆☆☆
$103 $7,200 $615 R5361-002-0

What is the typical premium for PPO plans available in Woodford?

PPO plans in Woodford cost $16.39 per month on average.

Which PPO plan do most beneficiaries choose in Woodford?

The most popular PPO plan in Woodford is Aetna Medicare Signature (PPO), with 322 enrollees.

How many PPO options are offered without drug coverage in Woodford?

7 PPO plans in Woodford do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 7
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 936
  • $0 Premium HMO Plans 7
  • Average MOOP $5,336
  • Top HMO by Enrollment Humana Gold Plus H1468-007 (HMO) — 871 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Woodford County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H1468-007
☆☆☆☆☆
$0 $3,000 $615 H1468-007-0
Blue Cross Medicare Advantage Value
☆☆☆☆☆
$0 $4,000 $450 H3822-014-0
Wellcare Giveback
☆☆☆☆☆
$0 $7,500 $615 H5779-010-0
Wellcare Patriot Giveback
☆☆☆☆☆
$0 $5,500 N/A H5779-011-0
Wellcare Simple Essential
☆☆☆☆☆
$0 $4,200 $615 H5779-002-0
Wellcare Simple Essential Value
☆☆☆☆☆
$0 $3,900 $615 H5779-009-0
Molina Medicare Choice Care
☆☆☆☆☆
$0 $9,250 $0 H2715-003-0
What is the total number of HMO plans offered in Woodford?

In 2026, Woodford County has 7 HMO plans with 936 enrollees.

How much do HMO plans cost in Woodford?

The typical HMO premium in Woodford is $0.00, and 7 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
1
Average Monthly Premium
$45.00/mo
Total HMO-POS Enrollment
111
$0 Premium HMO-POS Plans
0
Average MOOP
$4,900
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 111 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Woodford County, Illinois (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$45 $4,900 $520 H5253-108-1
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Woodford cost $45.00 per month on average.
Which HMO-POS plan is most popular in Woodford?
The most popular HMO-POS plan in Woodford is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 111 enrollees.
How many HMO-POS plans in Woodford do not include drug coverage?
There are 0 HMO-POS plans in Woodford without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Woodford County, IL (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Woodford County, IL (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 3 12%
3 Stars 22 88%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 3.38

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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