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  1. 🏠
  2. Medicare Advantage Plans
  3. Indiana
  4. Adams County

2026 Medicare Advantage Plans in Adams County, IN

Last update: May 3, 2026. Enrollment data updated: May 2, 2026

Adams County, IN has 35 Medicare Advantage plans available in 2026. These include 25 plans with no monthly premium, and roughly 38% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Adams County, IN. Or explore all Medicare Options available in Adams County, IN.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $9.16/mo
$0 Premium Plans: 25
Average MOOP: $6,629 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 38% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible: $387.50
Total MA/MAPD Enrollment: 1,986
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage from UHC IN-0006 (PPO) — 429 enrollees
2. AARP Medicare Advantage from UHC IN-0001 (PPO) — 296 enrollees
3. AARP Medicare Advantage from UHC IN-001P (PPO) — 270 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 26
  • Average Monthly Premium $10.26/mo
  • Total PPO Enrollment 1,656
  • $0 Premium PPO Plans 18
  • Average MOOP $6,910
  • Top PPO by Enrollment AARP Medicare Advantage from UHC IN-0006 (PPO) — 429 enrollees
  • PPO Plans Without Drug Coverage 7

Comparison table of 2026 PPO Medicare Advantage Plans available in Adams County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
AARP Medicare Advantage from UHC IN-0001
☆☆☆☆☆
$39 $3,700 $440 H2406-035-0
AARP Medicare Advantage from UHC IN-0006
☆☆☆☆☆
$0 $4,900 $600 H2406-066-0
AARP Medicare Advantage from UHC IN-001P
☆☆☆☆☆
$0 $4,200 $440 H2406-036-0
AARP Medicare Advantage Patriot No Rx IN-MA01
☆☆☆☆☆
$0 $8,850 N/A H2406-074-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Medicare Advantage
☆☆☆☆☆
$9 $6,750 $95 H7093-002-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H7093-001-0
Humana Full Access H5216-192
☆☆☆☆☆
$0 $6,700 $615 H5216-192-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-019
☆☆☆☆☆
$24 $6,550 $200 H5216-019-0
HumanaChoice H5216-463
☆☆☆☆☆
$28 $6,350 $400 H5216-463-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Wellcare Assist Open
☆☆☆☆☆
$38 $5,000 $380 H6348-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,500 $615 H6348-008-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,500 N/A H6348-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H6348-002-0
DEVOTED CHOICE 001 IN
☆☆☆☆☆
$0 $4,500 $0 H7471-001-0
DEVOTED CHOICE GIVEBACK 002 IN
☆☆☆☆☆
$0 $8,500 $605 H7471-002-0
DEVOTED CHOICE PREMIUM 004 IN
☆☆☆☆☆
$11 $4,500 $615 H7471-004-0
What is the most popular PPO plan in Adams?

AARP Medicare Advantage from UHC IN-0006 (PPO) is the top PPO in Adams, with 429 enrollees.

What is the number of PPO plans without Part D coverage in Adams?

There are 7 PPO plans in Adams without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
19
$0 Premium HMO Plans
2
Average MOOP
$6,875
Top HMO by Enrollment
Anthem Medicare Advantage 4 (HMO) — 19 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Adams County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $9,250 $300 H7220-009-2
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $4,500 $300 H7220-010-0

What is the typical premium for HMO plans in Adams?

HMO plans in Adams cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Adams?

The most popular HMO plan in Adams is Anthem Medicare Advantage 4 (HMO), with 19 enrollees.

How many HMO options are offered without prescription drug coverage in Adams?

There are 0 HMO plans in Adams without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $7.70/mo
  • Total HMO-POS Enrollment 311
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $5,514
  • Top HMO-POS by Enrollment Humana Gold Plus H5619-051 (HMO-POS) — 202 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Adams County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC IN-11
☆☆☆☆☆
$0 $5,900 $520 H2802-008-0
AARP Medicare Advantage Extras from UHC IN-16
☆☆☆☆☆
$0 $6,700 $600 H2802-055-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
$0 $6,700 $600 H2802-059-0
Anthem Extra Help
☆☆☆☆☆
$23 $4,900 $390 H3447-024-0
Humana Gold Plus H5619-051
☆☆☆☆☆
$0 $4,500 $250 H5619-051-0
Wellcare Assist
☆☆☆☆☆
$31 $5,700 $560 H3499-008-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H3499-002-0
What is the total number of HMO-POS plans in Adams?

In 2026, Adams has 7 HMO-POS plans with 311 enrollees.

How much do HMO-POS plans cost in Adams?

The typical HMO-POS premium in Adams is $7.70, and 5 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Adams County, IN for 2026.

CMS Star Ratings for Medicare Advantage Plans in Adams County, IN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 38%
3 Stars 20 63%
Below 3 Stars 0 0%
Not Rated 3 9%
Average Rating 3.63

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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