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  1. 🏠
  2. Medicare Advantage Plans
  3. Indiana
  4. Carroll County

2026 Medicare Advantage Plans in Carroll County, IN

Last update: September 1, 2026.

In Carroll County, IN, there are 43 Medicare Advantage plans available for 2026. Of these, 30 offer a $0 monthly premium, and about 39% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Carroll County, IN. Or explore all Medicare Options available in Carroll County, IN.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.77/mo
Plans with $0 Premium
30
Average MOOP Limit
$6,521 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 39% · 3 Stars: 61% · Below 3: 0%
Average Part D Deductible
$379.86
Total MA/MAPD Enrollment
1,333
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 292 enrollees
2. Humana Gold Plus H5619-049 (HMO-POS) — 189 enrollees
3. Anthem Medicare Advantage (HMO-POS) — 122 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
31
Average Monthly Premium
$11.01/mo
Total PPO Enrollment
508
$0 Premium PPO Plans
22
Average MOOP
$6,989
Top PPO by Enrollment
AARP Medicare Advantage from UHC IN-0002 (PPO) — 101 enrollees
PPO Plans Without Drug Coverage
8

PPO Medicare Advantage plan comparison – Carroll County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H5521-223-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,350 $615 H5521-406-0
Aetna Medicare Value Care
☆☆☆☆☆
$36 $6,750 $615 H5521-496-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
AARP Medicare Advantage from UHC IN-0002
☆☆☆☆☆
$32 $3,900 $520 H2406-037-0
AARP Medicare Advantage from UHC IN-0007
☆☆☆☆☆
$0 $5,900 $600 H2406-067-0
AARP Medicare Advantage Patriot No Rx IN-MA01
☆☆☆☆☆
$0 $8,850 N/A H2406-074-0
Anthem Medicare Advantage
☆☆☆☆☆
$9 $6,750 $95 H7093-002-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$26 $6,750 $250 H1607-015-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$55 $6,750 $150 H1607-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H7093-001-0
Humana Full Access H5216-192
☆☆☆☆☆
$0 $6,700 $615 H5216-192-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-229
☆☆☆☆☆
$0 $6,200 $250 H5216-229-0
HumanaChoice H5216-463
☆☆☆☆☆
$28 $6,350 $400 H5216-463-0
HumanaChoice H5525-008
☆☆☆☆☆
$0 $6,550 $220 H5525-008-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Wellcare Assist Open
☆☆☆☆☆
$38 $5,000 $380 H6348-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,500 $615 H6348-008-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,500 N/A H6348-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H6348-002-0
DEVOTED CHOICE 011 IN
☆☆☆☆☆
$0 $4,200 $0 H7471-011-0
DEVOTED CHOICE GIVEBACK 012 IN
☆☆☆☆☆
$0 $9,250 $605 H7471-012-0
What is the total number of PPO plans offered in Carroll?

Carroll County has 31 PPO plans for 2026, with 508 enrolled.

How much do PPO plans cost in Carroll?

The typical PPO premium in Carroll is $11.01, and 22 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$27.00/mo
Total HMO Enrollment
115
$0 Premium HMO Plans
1
Average MOOP
$4,825
Top HMO by Enrollment
Anthem Medicare Advantage 4 (HMO) — 73 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Carroll County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 3
☆☆☆☆☆
$54 $5,150 $300 H7220-009-1
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $4,500 $300 H7220-010-0
What is the average monthly premium for HMO plans?
HMO plans in Carroll cost $27.00 per month on average.
Which HMO plan is most popular in Carroll?
The most popular HMO plan in Carroll is Anthem Medicare Advantage 4 (HMO), with 73 enrollees.
How many HMO plans in Carroll do not include drug coverage?
There are 0 HMO plans in Carroll without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 10
  • Average Monthly Premium $15.39/mo
  • Total HMO-POS Enrollment 710
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $5,410
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 292 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Carroll County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC IN-12
☆☆☆☆☆
$0 $3,900 $440 H2802-010-0
AARP Medicare Advantage Extras from UHC IN-17
☆☆☆☆☆
$0 $6,700 $520 H2802-056-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
$0 $6,700 $600 H2802-059-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$100 $6,850 $300 H7220-004-0
Anthem Extra Help
☆☆☆☆☆
$23 $4,900 $390 H3447-024-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $4,150 $150 H3447-042-4
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3192-005-0
Humana Gold Plus H5619-049
☆☆☆☆☆
$0 $4,250 $250 H5619-049-0
Wellcare Assist
☆☆☆☆☆
$31 $5,700 $560 H3499-008-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H3499-002-0
What is the total number of HMO-POS plans in Carroll?

There are 10 HMO-POS plans in 2026, covering 710 enrollees.

How much do HMO-POS plans cost in Carroll?

The average HMO-POS premium in Carroll is $15.39 per month, with 7 plans offering $0 premiums.

What is the leading HMO-POS plan in Carroll?

AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) is the top HMO-POS in Carroll, with 292 enrollees.

What is the number of HMO-POS plans without Part D coverage in Carroll?

0 HMO-POS plans in Carroll do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Carroll County, IN for 2026.

CMS Star Ratings for Medicare Advantage Plans in Carroll County, IN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 39%
3 Stars 25 61%
Below 3 Stars 0 0%
Not Rated 2 5%
Average Rating 3.68

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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