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  1. 🏠
  2. Medicare Advantage Plans
  3. Indiana
  4. Carroll County

2026 Medicare Advantage Plans in Carroll County, IN

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Carroll County, IN includes 43 Medicare Advantage plans. Enrollment across these plans totals approximately 1,326, with 30 $0 premium options and 39% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Carroll County, IN are summarized separately. Visit Medicare Options in Carroll County, IN to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $12.77/mo
  • $0 Premium Plans: 30
  • Average MOOP: $6,521 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 39% · 3 Stars: 61% · Below 3: 0%
  • Average Part D Deductible: $379.86
  • Total MA/MAPD Enrollment: 1,326
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 299 enrollees
    2. Humana Gold Plus H5619-049 (HMO-POS) — 192 enrollees
    3. Anthem Medicare Advantage (HMO-POS) — 116 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
31
Average Monthly Premium
$11.01/mo
Total PPO Enrollment
492
$0 Premium PPO Plans
22
Average MOOP
$6,989
Top PPO by Enrollment
AARP Medicare Advantage from UHC IN-0002 (PPO) — 102 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Carroll County, Indiana (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H5521-223-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $6,350 $615 H5521-406-0
Aetna Medicare Value Care
☆☆☆☆☆
$36 $6,750 $615 H5521-496-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
AARP Medicare Advantage from UHC IN-0002
☆☆☆☆☆
$32 $3,900 $520 H2406-037-0
AARP Medicare Advantage from UHC IN-0007
☆☆☆☆☆
$0 $5,900 $600 H2406-067-0
AARP Medicare Advantage Patriot No Rx IN-MA01
☆☆☆☆☆
$0 $8,850 N/A H2406-074-0
Anthem Medicare Advantage
☆☆☆☆☆
$9 $6,750 $95 H7093-002-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$26 $6,750 $250 H1607-015-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$55 $6,750 $150 H1607-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H7093-001-0
Humana Full Access H5216-192
☆☆☆☆☆
$0 $6,700 $615 H5216-192-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-229
☆☆☆☆☆
$0 $6,200 $250 H5216-229-0
HumanaChoice H5216-463
☆☆☆☆☆
$28 $6,350 $400 H5216-463-0
HumanaChoice H5525-008
☆☆☆☆☆
$0 $6,550 $220 H5525-008-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Wellcare Assist Open
☆☆☆☆☆
$38 $5,000 $380 H6348-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,500 $615 H6348-008-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,500 N/A H6348-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H6348-002-0
DEVOTED CHOICE 011 IN
☆☆☆☆☆
$0 $4,200 $0 H7471-011-0
DEVOTED CHOICE GIVEBACK 012 IN
☆☆☆☆☆
$0 $9,250 $605 H7471-012-0

What is the average monthly premium for PPO plans in Carroll?

PPO plans in Carroll cost $11.01 per month on average.

Which PPO plan has the highest enrollment in Carroll?

The most popular PPO plan in Carroll is AARP Medicare Advantage from UHC IN-0002 (PPO), with 102 enrollees.

How many PPO plans in Carroll do not include prescription drug coverage?

8 PPO plans in Carroll do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 2
  • Average Monthly Premium $27.00/mo
  • Total HMO Enrollment 122
  • $0 Premium HMO Plans 1
  • Average MOOP $4,825
  • Top HMO by Enrollment Anthem Medicare Advantage 4 (HMO) — 78 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Carroll County, Indiana (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Anthem Medicare Advantage 3
☆☆☆☆☆
$54 $5,150 $300 H7220-009-1
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $4,500 $300 H7220-010-0
What is the top HMO by enrollment in Carroll?

Anthem Medicare Advantage 4 (HMO) is the top HMO in Carroll, with 78 enrollees.

What is the number of HMO plans without Part D coverage in Carroll?

0 HMO plans in Carroll do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$15.39/mo
Total HMO-POS Enrollment
712
$0 Premium HMO-POS Plans
7
Average MOOP
$5,410
Top HMO-POS by Enrollment
AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 299 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Carroll County, Indiana (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC IN-12
☆☆☆☆☆
$0 $3,900 $440 H2802-010-0
AARP Medicare Advantage Extras from UHC IN-17
☆☆☆☆☆
$0 $6,700 $520 H2802-056-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
$0 $6,700 $600 H2802-059-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$100 $6,850 $300 H7220-004-0
Anthem Extra Help
☆☆☆☆☆
$23 $4,900 $390 H3447-024-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $4,150 $150 H3447-042-4
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H3192-005-0
Humana Gold Plus H5619-049
☆☆☆☆☆
$0 $4,250 $250 H5619-049-0
Wellcare Assist
☆☆☆☆☆
$31 $5,700 $560 H3499-008-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H3499-002-0

What is the typical premium for HMO-POS plans in Carroll?

HMO-POS plans in Carroll cost $15.39 per month on average.

Which HMO-POS plan has the most members in Carroll?

The most popular HMO-POS plan in Carroll is AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS), with 299 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Carroll?

There are 0 HMO-POS plans in Carroll without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Carroll County, IN (2026) are summarized below.

Medicare Advantage Plan Ratings in Carroll County, IN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 39%
3 Stars 25 61%
Below 3 Stars 0 0%
Not Rated 2 5%
Average Rating 3.68

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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