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2027 Medicare Advantage Plans in Clay County, IN

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Clay County, IN has 29 Medicare Advantage plans available in 2027. These include 20 plans with no monthly premium, and roughly 41% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $14.76/mo
$0 Premium Plans: 20
Average MOOP: $6,919 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 41% · 3 Stars: 52% · Below 3: 7%
Average Part D Deductible: $536.14
Total MA/MAPD Enrollment: 964
Plans with the Highest Enrollment
(as of October 5, 2026)
1. AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 240 enrollees
2. MyTruAdvantage Choice Plus (PPO) — 147 enrollees
3. Humana Value Choice (PPO) — 77 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clay County, IN. Or explore all Medicare Options available in Clay County, IN. To understand how local plans fit into the broader market, visit our Indiana Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 23
  • Average Monthly Premium $17.87/mo
  • Total PPO Enrollment 563
  • $0 Premium PPO Plans 15
  • Average MOOP $7,172
  • Top PPO by Enrollment MyTruAdvantage Choice Plus (PPO) — 147 enrollees
  • PPO Plans Without Drug Coverage 7

Comparison table of 2027 PPO Medicare Advantage Plans available in Clay County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-144-1
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-073-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $5,200 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $5,900 $500 H5521-231-0
Aetna Medicare Value Care
☆☆☆☆☆
 $17 $5,200 $500 H5521-302-0
Humana Full Access
☆☆☆☆☆
 $0 $7,150 $700 H5216-192-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-218-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,000 $700 H5216-229-0
HumanaChoice Giveback H5216-481
☆☆☆☆☆
 $0 $9,850 $700 H5216-481-1
HumanaChoice H5216-053
☆☆☆☆☆
 $48 $6,800 $500 H5216-053-0
HumanaChoice H5216-463
☆☆☆☆☆
 $43 $6,350 $500 H5216-463-0
Anthem Medicare Advantage
☆☆☆☆☆
 $45 $6,750 $95 H7093-002-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
Anthem Medicare Advantage 2
☆☆☆☆☆
 $50 $6,750 $250 H1607-015-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H7093-001-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
MyTruAdvantage Choice Complete
☆☆☆☆☆
 $17 $4,460 $500 H9042-004-0
MyTruAdvantage Choice Plus
☆☆☆☆☆
 $0 $4,700 $500 H9042-007-0
Red, White and Tru
☆☆☆☆☆
 $0 $5,500 N/A H9042-008-0
Wellcare Giveback Open
☆☆☆☆☆
 $0 $9,850 $700 H6348-008-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $6,200 $700 H6348-002-0
What is the most popular PPO plan in Clay?

MyTruAdvantage Choice Plus (PPO) is the top PPO in Clay, with 147 enrollees.

What is the number of PPO plans without Part D coverage in Clay?

There are 7 PPO plans in Clay without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
27
$0 Premium HMO Plans
1
Average MOOP
$3,900
Top HMO by Enrollment
MyTruAdvantage Select (HMO) — 27 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Clay County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MyTruAdvantage Select
☆☆☆☆☆
 $0 $3,900 $300 H6529-004-0

What is the typical premium for HMO plans in Clay?

HMO plans in Clay cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Clay?

The most popular HMO plan in Clay is MyTruAdvantage Select (HMO), with 27 enrollees.

How many HMO options are offered without prescription drug coverage in Clay?

There are 0 HMO plans in Clay without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Clay County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC IN-12
☆☆☆☆☆
 $0 $6,700 $685 H2802-010-0
AARP Medicare Advantage Extras from UHC IN-17
☆☆☆☆☆
 $0 $7,150 $685 H2802-056-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
 $0 $7,150 $685 H2802-059-0
Anthem Extra Help
☆☆☆☆☆
 $17 $4,900 $700 H3447-024-0
Wellcare Simple
☆☆☆☆☆
 $0 $5,900 $700 H3499-002-0
What is the total number of HMO-POS plans in Clay?

In 2027, Clay has 5 HMO-POS plans with 374 enrollees.

How much do HMO-POS plans cost in Clay?

The typical HMO-POS premium in Clay is $3.40, and 4 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Clay County, IN for 2027.

CMS Star Ratings for Medicare Advantage Plans in Clay County, IN (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 41%
3 Stars 15 52%
Below 3 Stars 2 7%
Not Rated 0 0%
Average Rating 3.64

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Clay County, Indiana, including communities such as Brazil, Centerpoint, Clay City, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .