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  1. 🏠
  2. Medicare Advantage Plans
  3. Indiana
  4. Floyd County

2026 Medicare Advantage Plans in Floyd County, IN

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Floyd County, IN includes 38 Medicare Advantage plans. Enrollment across these plans totals approximately 4,519, with 25 $0 premium options and 31% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Floyd County, IN are summarized separately. Visit Medicare Options in Floyd County, IN to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $11.48/mo
  • $0 Premium Plans: 25
  • Average MOOP: $6,495 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 31% · 3 Stars: 69% · Below 3: 0%
  • Average Part D Deductible: $399.00
  • Total MA/MAPD Enrollment: 4,519
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Anthem Medicare Advantage (HMO-POS) — 1,200 enrollees
    2. Humana USAA Honor Giveback with Rx (PPO) — 499 enrollees
    3. Humana USAA Honor Giveback with Rx (PPO) — 482 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
29
Average Monthly Premium
$13.18/mo
Total PPO Enrollment
2,606
$0 Premium PPO Plans
18
Average MOOP
$7,009
Top PPO by Enrollment
Humana USAA Honor Giveback with Rx (PPO) — 499 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Floyd County, Indiana (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H5521-211-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
HumanaChoice Giveback H7617-049
☆☆☆☆☆
$0 $9,150 $615 H7617-049-0
AARP Medicare Advantage from UHC IN-0003
☆☆☆☆☆
$33 $5,400 $520 H2406-038-0
AARP Medicare Advantage from UHC IN-0009
☆☆☆☆☆
$0 $6,700 $520 H2406-087-0
AARP Medicare Advantage Patriot No Rx IN-MA01
☆☆☆☆☆
$0 $8,850 N/A H2406-074-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Medicare Advantage
☆☆☆☆☆
$9 $6,750 $95 H7093-002-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$26 $6,750 $250 H1607-015-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$55 $6,750 $150 H1607-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H7093-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
$0 $9,150 $615 H5216-322-0
HumanaChoice H5216-019
☆☆☆☆☆
$24 $6,550 $200 H5216-019-0
HumanaChoice H5216-188
☆☆☆☆☆
$32 $6,600 $300 H5216-188-0
HumanaChoice H5216-463
☆☆☆☆☆
$28 $6,350 $400 H5216-463-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Essence Advantage Choice
☆☆☆☆☆
$20 $4,150 $340 H6200-006-0
Wellcare Assist Open
☆☆☆☆☆
$38 $5,000 $380 H6348-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,500 $615 H6348-008-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,500 N/A H6348-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H6348-002-0
DEVOTED CHOICE 008 IN
☆☆☆☆☆
$0 $4,900 $0 H7471-008-0
DEVOTED CHOICE GIVEBACK 009 IN
☆☆☆☆☆
$0 $9,250 $605 H7471-009-0
What is the average monthly premium for PPO plans in Floyd?
PPO plans in Floyd cost $13.18 per month on average.
Which PPO plan has the highest enrollment in Floyd?
The most popular PPO plan in Floyd is Humana USAA Honor Giveback with Rx (PPO), with 499 enrollees.
How many PPO plans in Floyd do not include prescription drug coverage?
8 PPO plans in Floyd do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
342
$0 Premium HMO Plans
2
Average MOOP
$4,400
Top HMO by Enrollment
Humana Gold Plus H5619-071 (HMO) — 322 enrollees
HMO Plans Without Drug Coverage
0

2026 HMO Medicare Advantage plans in Floyd County, Indiana (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Essence Advantage
☆☆☆☆☆
$0 $3,350 $340 H2610-021-0
Humana Gold Plus H5619-071
☆☆☆☆☆
$0 $5,450 $250 H5619-071-0
What is the total number of HMO plans offered in Floyd?

There are 2 HMO plans in 2026, covering 342 enrollees.

How much do HMO plans cost in Floyd?

The average HMO premium in Floyd is $0.00 per month, with 2 plans offering $0 premiums.

What is the top HMO by enrollment in Floyd?

Humana Gold Plus H5619-071 (HMO) is the top HMO in Floyd, with 322 enrollees.

What is the number of HMO plans without Part D coverage in Floyd?

0 HMO plans in Floyd do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
7
Average Monthly Premium
$7.70/mo
Total HMO-POS Enrollment
1,571
$0 Premium HMO-POS Plans
5
Average MOOP
$4,964
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 1,200 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Floyd County, Indiana (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC IN-13
☆☆☆☆☆
$0 $3,900 $520 H2802-012-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
$0 $6,700 $600 H2802-059-0
Anthem Extra Help
☆☆☆☆☆
$23 $4,900 $390 H3447-024-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $4,150 $150 H3447-042-4
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H3192-020-0
Wellcare Assist
☆☆☆☆☆
$31 $5,700 $560 H3499-008-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H3499-002-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Floyd cost $7.70 per month on average.

Which HMO-POS plan is most popular in Floyd?

The most popular HMO-POS plan in Floyd is Anthem Medicare Advantage (HMO-POS), with 1,200 enrollees.

How many HMO-POS plans in Floyd do not include drug coverage?

There are 0 HMO-POS plans in Floyd without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Floyd County, IN (2026) are summarized below.

Medicare Advantage Plan Ratings in Floyd County, IN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 31%
3 Stars 25 69%
Below 3 Stars 0 0%
Not Rated 2 5%
Average Rating 3.61

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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