2026 Medicare Advantage Plans in Franklin County, IN
Last update: . Enrollment data updated: May 2, 2026
For 2026, Franklin County, IN includes 34 Medicare Advantage plans. Enrollment across these plans totals approximately 1,824, with 22 $0 premium options and 34% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Franklin County, IN are provided separately. Or you can discover all Medicare Options in Franklin County, IN.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 28
- Average Monthly Premium
- $11.94/mo
- Total PPO Enrollment
- 1,199
- $0 Premium PPO Plans
- 19
- Average MOOP
- $7,084
- Top PPO by Enrollment
- AARP Medicare Advantage from UHC IN-0003 (PPO) — 181 enrollees
- PPO Plans Without Drug Coverage
- 8
What is the typical premium for PPO plans available in Franklin?
PPO plans in Franklin cost $11.94 per month on average.
Which PPO plan do most beneficiaries choose in Franklin?
The most popular PPO plan in Franklin is AARP Medicare Advantage from UHC IN-0003 (PPO), with 181 enrollees.
How many PPO options are offered without drug coverage in Franklin?
8 PPO plans in Franklin do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 5
- Average Monthly Premium
- $10.78/mo
- Total HMO-POS Enrollment
- 608
- $0 Premium HMO-POS Plans
- 3
- Average MOOP
- $5,080
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC IN-13 (HMO-POS) — 527 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC IN-13 | $0 | $3,900 | $520 | H2802-012-0 | |
| AARP Medicare Advantage Giveback from UHC IN-20 | $0 | $6,700 | $600 | H2802-059-0 | |
| Anthem Extra Help | $23 | $4,900 | $390 | H3447-024-0 | |
| Wellcare Assist | $31 | $5,700 | $560 | H3499-008-0 | |
| Wellcare Simple | $0 | $4,200 | $615 | H3499-002-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Franklin cost $10.78 per month on average.
- Which HMO-POS plan is most popular in Franklin?
- The most popular HMO-POS plan in Franklin is AARP Medicare Advantage from UHC IN-13 (HMO-POS), with 527 enrollees.
- How many HMO-POS plans in Franklin do not include drug coverage?
- There are 0 HMO-POS plans in Franklin without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $37.00/mo
- Total PFFS Enrollment 17
- $0 Premium PFFS Plans 0
- Average MOOP $3,950
- Top PFFS by Enrollment Humana Gold Choice H8145-032 (PFFS) — 17 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-032 | $37 | $3,950 | $300 | H8145-032-0 |
What is the total number of PFFS plans in Franklin?
There are 1 PFFS plans in 2026, covering 17 enrollees.
How much do PFFS plans cost in Franklin?
The average PFFS premium in Franklin is $37.00 per month, with 0 plans offering $0 premiums.
What is the top PFFS plan in Franklin?
Humana Gold Choice H8145-032 (PFFS) is the top PFFS in Franklin, with 17 enrollees.
What is the number of PFFS plans without Part D coverage in Franklin?
0 PFFS plans in Franklin do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Franklin County, IN (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 11 | 34% |
| 3 Stars | 21 | 66% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 6% |
| Average Rating | 3.67 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.